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Original filing (PDF)20251013094212NAL0001049457001
MORAN FOODS, LLC
Form 5500
FILING_RECEIVED
SAVE A LOT 401(K) PLAN
401(k) retirement plan
Active participants
893
Accounts w/ balance
2,619
Plan assets (EOY)
$122.5M
Net assets (EOY)
$122.5M
How this plan invests
This plan
10 pooled trusts
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 17 bps in Schedule C fees — 68% above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MORAN FOODS, LLC.
Plan sponsor
Name
MORAN FOODS, LLC
EIN
43-1283296
Address
400 NORTHWEST PLAZA · ST. ANN, MO · 63074
Phone
(314) 592-9100
Industry
Supermarkets & Other Grocery Stores· Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
018
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
SFW PARTNERS, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA INSTITUTIONAL PLAN SERVICES | 04-3516284 | — | RECORDKEEPER | $139K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT ADVISORS, LLC | 22-1862786 | — | INVESTMENT ADVISOR | $11K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPFINANCIAL PARTNERS | 26-0058143 | — | OTHER | $56K | — |
Investments
17 direct securities · 10 pooled funds· $122.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$73.4M
17 holdings
Common Collective Trust
$28.6M
9 holdings
Pooled Separate Account
$20.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| NEW YORK LIFE ANCHOR ACCOUNT NEW YORK LIFE FUNDS · EIN 13-5582869 / PN 001 | Pooled Separate Account | — | — | $20.4M | 16.7% | |
| NORTHER TRUST S&P 500 NORTHERN TRUST INVESTMENTS · EIN 45-6138589 / PN 002 | Common Collective Trust | — | — | $13.0M | 10.6% | |
| Vanguard Target Ret 2035 Mutual Fund | — | — | — | $10.0M | 8.2% | |
| Vanguard Target Ret 2045 Mutual Fund | — | — | — | $9.8M | 8.0% | |
| Vanguard Target Ret 2030 Mutual Fund | — | — | — | $9.7M | 7.9% | |
| Vanguard Target Ret 2050 Mutual Fund | — | — | — | $8.7M | 7.1% | |
| Vanguard Target Ret 2040 Mutual Fund | — | — | — | $8.4M | 6.9% | |
| Vanguard Target Ret 2025 Mutual Fund | — | — | — | $8.3M | 6.7% | |
| Vanguard Target Ret 2055 Mutual Fund | — | — | — | $6.2M | 5.0% | |
| HARBOR CAPITAL APPRECIATION RETIRE HARBOR FUNDS · EIN 84-4022934 / PN 001 | Common Collective Trust | — | — | $5.6M | 4.6% | |
| NORTHERN TRUST EXTENDED EQUITY NORTHERN TRUST INVESTMENTS · EIN 45-6138589 / PN 110 | Common Collective Trust | — | — | $4.5M | 3.6% | |
| Vanguard Target Ret 2060 Mutual Fund | — | — | — | $2.6M | 2.1% | |
| Notes receivable from participants Interest rate ranges from 3.25% to 9.50% | — | — | — | $2.4M | 1.9% | |
| Vanguard Target Ret Income Mutual Fund | — | — | — | $2.1M | 1.7% | |
| Vanguard Target Ret 2020 Mutual Fund | — | — | — | $1.7M | 1.4% | |
| NORTHERN TRUST ACWI NORTHERN TRUST INVESTMENTS · EIN 45-6138589 / PN 223 | Common Collective Trust | — | — | $1.7M | 1.4% | |
| NORTHERN TRUST AGGREGATE BOND NORTHERN TRUST INVESTMENTS · EIN 45-6138589 / PN 088 | Common Collective Trust | — | — | $1.4M | 1.2% | |
| Voya Self-directed brokerage accounts | — | — | — | $1.0M | 0.9% | |
| MFS MID CAP GROWTH FUND WILMINGTON TRUST FUNDS · EIN 38-4126294 / PN 597 | Common Collective Trust | — | — | $1.0M | 0.8% | |
| FIAM Core Plus Commingled Pool - Class I Mutual Fund | — | — | — | $610K | 0.5% | |
| Vanguard Target Ret 2065 Mutual Fund | — | — | — | $595K | 0.5% | |
| MFS LARGE CAP VALUE CIT WILMINGTON TRUST FUNDS · EIN 38-7275332 / PN 781 | Common Collective Trust | — | — | $568K | 0.5% | |
| MFS MID CAP VALUE FUND WILMINGTON TRUST FUNDS · EIN 38-4139822 / PN 616 | Common Collective Trust | — | — | $538K | 0.4% | |
| Allspring Special Sm Cap Val Mutual Fund | — | — | — | $466K | 0.4% | |
| Principal SmallCap Growth I R6 Mutual Fund | — | — | — | $462K | 0.4% | |
| GREAT GRAY TRUST EUROPACIFIC GROWTH WILMINGTON TRUST, N.A · EIN 86-1876640 / PN 675 | Common Collective Trust | — | — | $355K | 0.3% | |
| Vanguard Target Ret 2070 Mutual Fund | — | — | — | $332K | 0.3% |