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Original filing (PDF)20250929140839NAL0012283776001
LA PETITE ACADEMY, INC.
Form 5500
FILING_RECEIVED
LEARNING CARE GROUP RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
19,717
Accounts w/ balance
4,386
Plan assets (EOY)
$101.4M
Net assets (EOY)
$101.2M
How this plan invests
This plan
2 pooled trusts
Schedule D
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 39 bps in Schedule C fees — 289% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
- Only 22% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LA PETITE ACADEMY, INC..
Plan sponsor
Name
LA PETITE ACADEMY, INC.
EIN
43-1243221
Address
PO BOX 8647 · CAROL STREAM, MI · 601978647
Phone
(248) 916-9786
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-29
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
PLANTE MORAN
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsAdvisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BKS RETIREMENT SERVICES | 84-1921272 | — | INVESTMENT MANAGEMENT | $30K | — |
| BALDWIN GROUP WEALTH ADVISORS LLC | 47-5476782 | — | INVESTMENT MANAGEMENT | $8K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $319K | — |
Accountant / Auditor
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PLANTE & MORAN PLLC | 33-1498605 | — | ACCOUNTANT | $27K | — |
| UHY LLP | 20-0694403 | — | ACCOUNTANT | $11K | — |
Investments
19 direct securities · 2 pooled funds· $100.3M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$90.0M
19 holdings
Common Collective Trust
$10.2M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| DFA US Large Company Portfolio | — | — | — | $21.8M | 21.5% | |
| Pioneer Bond Fund | — | — | — | $20.5M | 20.2% | |
| T. Rowe Price Integrated U.S. Small-Cap Grow Equity | — | — | — | $13.3M | 13.1% | |
| BlackRock Mid-Cap Growth Equity Portfolio | — | — | — | $12.6M | 12.5% | |
| GALLIARD STABLE RETURN PN SEI TRUST COMPANY · EIN 41-6202499 / PN 001 | Common Collective Trust | — | — | $10.2M | 10.1% | |
| Principal Trust Company EuroPacific Growth Fund | — | — | — | $8.3M | 8.2% | |
| Fidelity 500 Index Fund | — | — | — | $5.1M | 5.1% | |
| Participants Participant notes receivable bearing interest rates ranging from 4.25 percent to 9.50 percent - | — | — | — | $1.8M | 1.7% | |
| Vanguard Small-Cap Index Fund | — | — | — | $996K | 1.0% | |
| Fidelity Extended Market Index Fund | — | — | — | $844K | 0.8% | |
| American Mutual Fund | — | — | — | $742K | 0.7% | |
| Vanguard Total Bond Market Index Fund | — | — | — | $615K | 0.6% | |
| Pioneer Fundamental Growth Fund | — | — | — | $574K | 0.6% | |
| American New Perspective Fund | — | — | — | $552K | 0.5% | |
| American Balanced Fund | — | — | — | $512K | 0.5% | |
| Fidelity International Index Fund | — | — | — | $481K | 0.5% | |
| Victory Sycamore Established Value Fund | — | — | — | $475K | 0.5% | |
| Vanguard GNMA Fund | — | — | — | $336K | 0.3% | |
| Undiscovered Managers Behavioral Value Fund | — | — | — | $292K | 0.3% | |
| PIMCO International Bond Fund U.S. Dollar-Hedged | — | — | — | $193K | 0.2% | |
| GALLIARD STABLE RETURN PN25 SEI TRUST COMPANY · EIN 80-6052574 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |