How big is Commerce Bancshares, Inc.'s plan?

Commerce Bancshares, Inc.'s plan reported $87.0M in assets and 694 participants for 2024.

Original filing (PDF)20251007143233NAL0011575698001

Commerce Bancshares, Inc.

Name: Commerce Bancshares, Inc. — Commerce Bancshares, Form 5500 (2024)
Creator: Commerce Bancshares, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Commerce Bancshares, Inc. Restated Retirement Plan

Defined-benefit pension plan · Commerce Bancshares, Inc.'s Commerce Bancshares, Inc. Restated Retirement Plan held $87.0M in plan assets for 694 participants in 2024.

Signals · 2

12% employer stockNo recordkeeper disclosed

Active participants

694

Accounts w/ balance

—

Plan assets (EOY)

$87.0M

Net assets (EOY)

$87.0M

People on this filing

KIM Jakovich signed Commerce Bancshares, Inc.'s 2024 Form 5500 as plan administrator.

KIM Jakovich — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Commerce Bancshares, Inc.'s EIN is 43-0889454.

EIN 43-0889454

Plan number 001

Plan year 2024

ACK ID 20251007143233NAL0011575698001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Commerce Bancshares, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Commerce Bancshares, Inc.'s plan includes a defined-benefit pension formula.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for COMMERCE BANCSHARES, INC..

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How this plan invests

This plan

357 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool. Based on 80% of scoring inputs for this filing.

Compliance & integrity

100

Total plan cost

Plan health

n/a

Vendor & structure

100

Helping the score

Plan health not scored — no comparable participation/contribution data.

Plan sponsor

Name

COMMERCE BANCSHARES, INC.

EIN

all filings

Address

8000 FORSYTH BLVD STE 910 · SAINT LOUIS, MO · 631051707

Phone

(314) 746-7434

Industry

Commercial Banking· Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-07

Pension benefit codes

1A · Pay-related DB formula

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

ARMANINO LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
COMMERCE BANK	48-0962626	KANSAS CITY, MO	SUBSIDIARY	$206K	—

Investments

357 direct securities· $82.1M(94% of reported assets)

Bonds / Notes

$47.0M

132 holdings

U.S. Treasuries

$11.1M

14 holdings

Common Stocks

$10.0M

160 holdings

Other securities

$9.1M

28 holdings

Agency / Mortgage-Backed

$1.6M

13 holdings

Common Collective Trusts

$1.3M

3 holdings

Mutual Funds

$1.1M

4 holdings

Corporate Bonds

$470K

Fund families in this plan

Detected from the parsed Schedule of Assets. Click a family to see every plan that holds it — ranked by position size.

Morgan Stanley$988K BlackRock / iShares$955K TIAA / Nuveen$923K State Street / SPDR$747K Wells Fargo / Allspring$721K JPMorgan$678K T. Rowe Price$637K MetLife$635K Nationwide

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					% of plan
Shares Identity of issue Description Cost Fair value MUTUAL FUNDS 5,362,571 FINANCIAL SQUARE TR GOVERNMENT	Other securities	—	$5.4M	$5.4M	6.2%
UNITED STATES TREASURY BOND 4.125% DUE 08/15/53 DATED 08/15/23	U.S. Treasuries	—	$2.5M	$2.3M	2.7%
UNITED STATES TREASURY NOTE 3.375% DUE 05/15/33 DATED 05/15/23	U.S. Treasuries	—	$1.5M	$1.5M	1.7%
UNITED STATES TREASURY BOND 2.5% DUE 02/15/45 DATED 02/15/15	U.S. Treasuries	—	$1.2M	$1.1M	1.3%
UNITED STATES TREASURY BOND 2.375% DUE 05/15/51 DATED 05/15/21	U.S. Treasuries	—	$1.0M	$944K	1.1%
NUVEEN INTERNATIONAL EQUITY INDEX	Common Collective Trusts	—	$685K	$923K	1.1%
TEACHERS INSURANCE & ANNUITY 6.85% DUE 12/16/39 DATED 12/16/09	Bonds / Notes	—	$815K	$832K	1.0%
LOEWS CORP 6% DUE 02/01/35 DATED 01/27/05	Bonds / Notes	—	$763K	$795K	0.9%
FLORIDA POWER & LIGHT CO 3.99% DUE 03/01/49 DATED 02/26/19	Bonds / Notes	—	$726K	$782K	0.9%
ALABAMA POWER CO 6% DUE 03/01/39 DATED 03/06/09	Bonds / Notes	—	$757K	$761K	0.9%
UNITED STATES TREASURY BOND 3% DUE 11/15/44 DATED 11/15/14	U.S. Treasuries	—	$841K	$759K	0.9%
STATE AND MUNICIPAL OBLIGATIONS 735,000 CO STATE HOUSING & FINANCE AUTHORITY 5.557% DUE 05/01/29 DATED 09/20/23	Bonds / Notes	—	$735K	$758K	0.9%
MORGAN STANLEY 6.375% DUE 07/24/42 DATED 07/24/12	Bonds / Notes	—	$748K	$756K	0.9%
STATE STREET CORP DUE 01/26/34 DATED 01/26/23	Common Stocks	—	$722K	$747K	0.9%
BAKER HUGHES HOLDINGS LLC 5.125% DUE 09/15/40 DATED 08/24/10	Bonds / Notes	—	$730K	$736K	0.8%
MARS INCORPORATED 3.6% DUE 04/01/34 DATED 03/29/19	Bonds / Notes	—	$710K	$732K	0.8%
UNITED HEALTHCARE GROUP 5.8% DUE 03/15/36 DATED 03/02/06	Bonds / Notes	—	$696K	$722K	0.8%
ANHEUSER BUSCH CO INBEV 4.7% DUE 02/01/36 DATED 02/01/19	Bonds / Notes	—	$718K	$711K	0.8%
ALLEGHANY CORPORATION 3.625% DUE 05/15/30 DATED 05/18/20	Bonds / Notes	—	$685K	$705K	0.8%
HERTZ VEHICLE FINANCING LLC 1.68% DUE 12/27/27 DATED 06/30/21	Bonds / Notes	—	$750K	$704K	0.8%
BP CAPITAL MARKETS AMERICA 4.234% DUE 11/06/28 DATED 11/06/18	Bonds / Notes	—	$735K	$685K	0.8%
UNION PACIFIC CORP 3.6% DUE 09/15/37 DATED 09/19/17	Bonds / Notes	—	$658K	$671K	0.8%
BMW US CAPITAL LLC 4.15% DUE 04/09/30 DATED 04/09/20	Bonds / Notes	—	$814K	$669K	0.8%
DAIMLER FINANCE NA LLC 3.1% DUE 08/15/29 DATED 08/15/19	Bonds / Notes	—	$722K	$665K	0.8%
OAK STREET INVT GRADE NET LEASE FUND 2.38% DUE 11/20/51 DATED 12/09/21	Bonds / Notes	—	$693K	$649K	0.7%
JOHNSON & JOHNSON 5.95% DUE 08/15/37 DATED 08/16/07	Bonds / Notes	—	$831K	$647K	0.7%
EVERGY KANSAS CENTRAL 5.7% DUE 03/15/53 DATED 03/14/23	Bonds / Notes	—	$623K	$638K	0.7%
TOYOTA MOTOR CREDIT CORP 2.4% DUE 01/13/32 DATED 01/13/22	Bonds / Notes	—	$747K	$630K	0.7%
PUBLIC SERVICE COLORADO 1.9% DUE 01/15/31 DATED 05/15/20	Bonds / Notes	—	$748K	$626K	0.7%
ISHARES RUSSELL MIDCAP VALUE ETF	Other securities	—	$193K	$616K	0.7%
UNITED STATES TREASURY NOTE 0.875% DUE 11/15/30 DATED 11/15/20	U.S. Treasuries	—	$712K	$614K	0.7%
TRP LLC 2.07% DUE 06/19/51 DATED 06/15/21	Bonds / Notes	—	$648K	$603K	0.7%
HENNEPIN CNTY MN TAXABLE-D RECOVERY 4.8% DUE 12/1/35 DATED 9/15/10	Bonds / Notes	—	$635K	$602K	0.7%
TOLEDO EDISON COMPANY 6.15% DUE 05/15/37 DATED 11/16/06	Bonds / Notes	—	$788K	$600K	0.7%
METLIFE INC 5.25% DUE 01/15/54 DATED 01/06/23	Bonds / Notes	—	$635K	$599K	0.7%
JACKSON NATIONAL LIFE GLOBAL 3.875% DUE 06/11/25 DATED 06/11/18	Bonds / Notes	—	$601K	$597K	0.7%
CONS EDISON CO OF NEW YORK 5.3% DUE 03/01/35 DATED 03/10/05	Bonds / Notes	—	$652K	$597K	0.7%
JPMORGAN CHASE & CO DUE 04/26/28 DATED 04/26/22	Common Stocks	—	$600K	$593K	0.7%
BANK OF NY MELLON CORP DUE 06/13/33 DATED 06/13/22	Common Stocks	—	$569K	$590K	0.7%
NATIONWIDE MUTUAL INSURANCE 4.95% DUE 04/22/44 DATED 04/22/14	Bonds / Notes	—	$676K	$580K	0.7%
MANUFACTURERS & TRADERS TRUST CO 3.4% DUE 08/17/27 DATED 08/17/17	Bonds / Notes	—	$600K	$577K	0.7%
MICROSOFT CORP 4% DUE 02/12/55 DATED 02/12/15	Bonds / Notes	—	$595K	$565K	0.6%
UNITED STATES TREASURY BOND 2.75% DUE 11/15/47 DATED 11/15/17	U.S. Treasuries	—	$643K	$562K	0.6%
GLOBAL SC FINANCE SRL 2.26% DUE 11/19/40 DATED 10/19/20	Bonds / Notes	—	$587K	$554K	0.6%
COLORADO SPRINGS CO UTILITIES REV 6.615% DUE 11/15/40 DATED 12/23/10	Bonds / Notes	—	$632K	$548K	0.6%
UNITED STATES TREASURY BOND 3.125% DUE 05/15/48 DATED 05/15/18	U.S. Treasuries	—	$620K	$547K	0.6%
ONE GAS INC 4.658% DUE 02/01/44 DATED 08/01/14	Bonds / Notes	—	$620K	$542K	0.6%
NORTHWESTERN MUTUAL GLOBAL FUNDING 1.7% DUE 06/01/28 DATED 06/01/21	Bonds / Notes	—	$599K	$540K	0.6%
LOCKHEED MARTIN CORPORATION 6.15% DUE 9/1/36 DATED 8/30/06	Bonds / Notes	—	$522K	$539K	0.6%
NUCOR CORP 6.4% DUE 12/1/37 DATED 12/3/07	Bonds / Notes	—	$530K	$538K	0.6%

1–50 of 357

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Construction Laborers Pension Trust of Greater St.

$1.2B · 3,672 participants