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Original filing (PDF)20250731085052NAL0005759873001
GERSHMAN INVESTMENT CORP.
Form 5500
FILING_RECEIVED
GERSHMAN INVESTMENT CORP. EMPLOYEES SAVINGS TRUST
401(k) retirement plan
Signals · 2
29% in single holdingNo recordkeeper disclosed
Active participants
231
Accounts w/ balance
269
Plan assets (EOY)
$29.3M
Net assets (EOY)
$29.3M
How this plan invests
This plan
7 pooled trusts
Schedule D
18 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Retirement Advocate Moderate Fund" is 29% of plan.
- 45 bps in Schedule C fees — 54% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GERSHMAN INVESTMENT CORP..
Plan sponsor
Name
GERSHMAN INVESTMENT CORP.
EIN
43-0710608
Address
16253 SWINGLEY RIDGE RD. STE. 200 · CHESTERFIELD, MO · 63017
Phone
(314) 889-0690
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-31
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
RUBINBROWN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EPIC RETIREMENT PLAN SERVICES | 16-1450952 | — | NONE | $61K | — |
| MONETA GROUP LLC | 20-1903821 | — | NONE | $51K | — |
| RUBIN BROWN LLP | 43-0765316 | — | NONE | $20K | — |
| CHARLES SCHWAB TRUST BANK | 82-3967259 | — | NONE | $0 | — |
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | NONE | $0 | — |
Investments
11 direct securities · 7 pooled funds· $29.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$16.5M
7 holdings
Uncategorized
$12.8M
11 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| RETIREMENT ADVOCATE MODERATE MATRIX TRUST COMPANY · EIN 75-3182674 / PN 220 | Common Collective Trust | — | — | $8.4M | 28.6% | |
| Fidelity 500 Index | — | — | — | $3.6M | 12.4% | |
| RETIREMENT ADVOCATE MOD AGGRESSIVE MATRIX TRUST COMPANY · EIN 75-3182674 / PN 221 | Common Collective Trust | — | — | $3.3M | 11.4% | |
| American Funds Growth Fund of America R6 | — | — | — | $2.2M | 7.4% | |
| GALLIARD STABLE RETURN FUND C SEI TRUST COMPANY · EIN 52-2250946 / PN 001 | Common Collective Trust | — | — | $1.9M | 6.6% | |
| RETIREMENT ADVOCATE AGGRESSIVE MATRIX TRUST COMPANY · EIN 75-3182674 / PN 022 | Common Collective Trust | — | — | $1.7M | 5.9% | |
| American Funds Europacific Growth R6 | — | — | — | $1.6M | 5.4% | |
| American Funds Washington Mutual R6 | — | — | — | $1.2M | 4.1% | |
| T. Rowe Price Mid Cap Growth Fund | — | — | — | $1.1M | 3.8% | |
| T. Rowe Price Small Cap Growth Equity Fund | — | — | — | $912K | 3.1% | |
| American Beacon Small Cap Value | — | — | — | $850K | 2.9% | |
| JP Morgan Mid Cap Value Fund L | — | — | — | $618K | 2.1% | |
| RETIREMENT ADVOCATE MOD CONSERV MATRIX TRUST COMPANY · EIN 75-3182674 / PN 219 | Common Collective Trust | — | — | $582K | 2.0% | |
| IR&M CORE BOND COLLECTIVE FUND GLOBAL TRUST COMPANY - IR&M · EIN 37-6567224 / PN 001 | Common Collective Trust | — | — | $508K | 1.7% | |
| Notes Receivable From Participants - (Interest rates ranging from 4.25% to 9.50% and maturing through May 2051) | — | — | — | $507K | 1.7% | |
| Ishares Developed Real Est Index K | — | — | — | $171K | 0.6% | |
| Fidelity Short Term Treasury Bond Index | — | — | — | $52K | 0.2% | |
| RETIREMENT ADVOCATE CONSERVATIVE MATRIX TRUST COMPANY · EIN 75-3182674 / PN 218 | Common Collective Trust | — | — | $23K | <0.1% |