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Original filing (PDF)20250731135555NAL0002626275001
AMERICAN OPTOMETRIC ASSOCIATION
Form 5500
FILING_RECEIVED
AOA 401(K) PLAN
401(k) retirement plan
Signals · 1
9 service providers
Active participants
75
Accounts w/ balance
114
Plan assets (EOY)
$16.6M
Net assets (EOY)
$16.6M
How this plan invests
This plan
1 pooled trust
Schedule D
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 44 bps in Schedule C fees — 53% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AMERICAN OPTOMETRIC ASSOCIATION.
Plan sponsor
Name
AMERICAN OPTOMETRIC ASSOCIATION
EIN
43-0684708
Address
243 NORTH LINDBERGH · ST. LOUIS, MO · 63141
Phone
(314) 991-4100
Industry
Offices of Physicians· Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-31
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS,LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
9 rowsOther
9| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| T. ROWE PRICE RPS, INC. | 52-1309931 | — | NONE | $74K | — |
| DIMENSIONAL FUNDS | 95-4470812 | — | NONE | $0 | — |
| AMERICAN BEACON FUNDS | 75-2401150 | — | NONE | $0 | — |
| PRUDENTIAL JENNISON | 22-3703799 | — | NONE | $0 | — |
| MFS FUNDS | 04-2747644 | — | NONE | $0 | — |
| VANGUARD GROUP | 23-1945930 | — | NONE | $0 | — |
| INVESCO | 26-4521338 | — | NONE | $0 | — |
| HARTFORD MUTUAL FUNDS | 13-3317783 | — | NONE | $0 | — |
| THE COMMERCE FUNDS | — | KANSAS CITY, MO | NONE | $0 | — |
Investments
20 direct securities · 1 pooled fund· $16.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$16.2M
20 holdings
Common Collective Trust
$460K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD TOTAL STOCK MKT IDX ADM MUTUAL FUND | — | — | — | $3.2M | 19.2% | |
| T. ROWE PRICE RETIREMENT 2040 I CLASS MUTUAL FUND | — | — | — | $1.8M | 10.7% | |
| T. ROWE PRICE RETIREMENT 2050 I CLASS MUTUAL FUND | — | — | — | $1.5M | 8.9% | |
| T. ROWE PRICE RETIREMENT 2030 I CLASS MUTUAL FUND | — | — | — | $1.5M | 8.9% | |
| T. ROWE PRICE RETIREMENT 2035 I CLASS MUTUAL FUND | — | — | — | $1.1M | 6.7% | |
| T. ROWE PRICE RETIREMENT 2055 I CLASS MUTUAL FUND | — | — | — | $1.1M | 6.6% | |
| MFS RESEARCH INTERNATIONAL R6 MUTUAL FUND | — | — | — | $876K | 5.3% | |
| T. ROWE PRICE GROWTH STOCK I MUTUAL FUND | — | — | — | $819K | 4.9% | |
| T. ROWE PRICE RETIREMENT 2045 I CLASS MUTUAL FUND | — | — | — | $733K | 4.4% | |
| DFA U.S. LARGE VALUE MUTUAL FUND | — | — | — | $713K | 4.3% | |
| T. ROWE PRICE RETIREMENT 2020 I CLASS MUTUAL FUND | — | — | — | $557K | 3.3% | |
| COMMERCE BOND MUTUAL FUND | — | — | — | $502K | 3.0% | |
| INVESCO STABLE VALUE TRUST CLASSIII INVESCO · EIN 84-1142974 / PN 001 | Common Collective Trust | — | — | $460K | 2.8% | |
| T. ROWE PRICE RETIREMENT 2025 I CLASS MUTUAL FUND | — | — | — | $380K | 2.3% | |
| T. ROWE PRICE RETIREMENT 2060 I CLASS MUTUAL FUND | — | — | — | $288K | 1.7% | |
| PGIM JENNISON SMALL COMPANY R6 MUTUAL FUND | — | — | — | $286K | 1.7% | |
| MFS MID CAP VALUE R6 MUTUAL FUND | — | — | — | $245K | 1.5% | |
| T. ROWE PRICE RETIREMENT 2005 I CLASS MUTUAL FUND | — | — | — | $198K | 1.2% | |
| T. ROWE PRICE RETIREMENT 2065 I CLASS MUTUAL FUND | — | — | — | $180K | 1.1% | |
| DFA US TARGETED VALUE PORTFOLIO MUTUAL FUND | — | — | — | $172K | 1.0% | |
| HARTFORD MIDCAP R6 MUTUAL FUND | — | — | — | $73K | 0.4% |