Back to filter
Original filing (PDF)20251014170946NAL0003472737001
TRUSTEES OF UNITE HERE LOCAL 74 WELFARE AND DENTAL TRUST
Form 5500
FILING_RECEIVED
UNITE HERE LOCAL 74 WELFARE AND DENTAL TRUST
Health & welfare plan
Signals · 3
93% in single holding~924 bps in Sched C feesNo recordkeeper disclosed
Active participants
446
Accounts w/ balance
—
Plan assets (EOY)
$1.1M
Net assets (EOY)
$1.1M
How this plan invests
This plan
2 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "COMMERCE SHORT TERM GOVT FD" is 93% of plan.
- 924 bps in Schedule C fees — 1678% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TRUSTEES OF UNITE HERE LOCAL 74 WELFARE AND DENTAL TRUST.
Plan sponsor
Name
TRUSTEES OF UNITE HERE LOCAL 74 WELFARE AND DENTAL TRUST
EIN
43-0682781
Address
5585 PERSHING AVE SUITE 220B · ST. LOUIS, MO · 631124621
Phone
(314) 209-0858
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
Audit & trust (Schedule H)
Auditor
ANDERS MINKLER HUBER HELM LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COMMERCE BANK | 48-0962626 | — | CUSTODIAN | $6K | — |
Other
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ANDERS | 43-0831507 | — | NONE | $50K | — |
| LESHELL FAIR | — | ST. LOUIS, MO | EMPLOYEE | $36K | — |
| UNITE HERE LOCAL #74 | — | ST. LOUIS, MO | UNION HALL | $7K | — |
| MADDOCKHENSON PC | — | ST. LOUIS, MO | NONE | $6K | — |
Investments
2 direct securities· $863K(75% of reported assets)
Mutual Funds
$801K
1 holding
Uncategorized
$62K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| COMMERCE SHORT TERM GOVT FD | Mutual Funds | — | $834K | $801K | 70.1% | |
| FINANCIAL SQUARE TR GOVERNMENT | — | — | $62K | $62K | 5.4% |