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Original filing (PDF)20251015113118NAL0002329155001
WILLIAM WOODS UNIVERSITY
Form 5500
FILING_RECEIVED
WILLIAM WOODS UNIVERSITY 403(B) DC PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
276
Accounts w/ balance
381
Plan assets (EOY)
$21.7M
Net assets (EOY)
$21.7M
How this plan invests
This plan
1 pooled trust
Schedule D
60 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 46 bps in Schedule C fees — 59% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WILLIAM WOODS UNIVERSITY.
Plan sponsor
Name
WILLIAM WOODS UNIVERSITY
EIN
43-0654876
Address
ONE UNIVERSITY AVENUE · FULTON, MO · 65251
Phone
(573) 592-1111
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
WILLIAMS-KEEPERS LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | NONE | $100K | — |
| GALLAGHER BENEFIT SERVICES INC | 36-4291971 | — | NONE | $0 | — |
Investments
59 direct securities · 1 pooled fund· $21.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$20.2M
57 holdings
Insurance Contracts
$1.3M
1 holding
Mutual Funds
$108K
1 holding
Pooled Separate Account
$97K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2040 Fund | — | — | — | $2.0M | 9.3% | |
| TIAA-CREF CREF Stock Fund | — | — | — | $1.9M | 8.6% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $1.7M | 8.0% | |
| Vanguard Target Retirement Income Fund | — | — | — | $1.7M | 7.6% | |
| s * TIAA-CREF TIAA Traditional - Non-Benefit Responsive | Insurance Contracts | — | — | $1.3M | 6.0% | |
| Vanguard Target Retirement 2030 Fund | — | — | — | $1.2M | 5.5% | |
| JPMorgan Large Cap Growth Fund | — | — | — | $1.2M | 5.4% | |
| Vanguard Target Retirement 2020 Fund | — | — | — | $967K | 4.5% | |
| TIAA-CREF CREF Growth Fund | — | — | — | $855K | 3.9% | |
| Principal Fixed Income Guaranteed Option | — | — | — | $850K | 3.9% | |
| TIAA-CREF CREF Global Equities Fund | — | — | — | $839K | 3.9% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $792K | 3.7% | |
| Fidelity 500 Index Fund | — | — | — | $746K | 3.4% | |
| Vanguard Target Retirement 2025 Fund | — | — | — | $707K | 3.3% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $609K | 2.8% | |
| TIAA-CREF TIAA Traditional - Benefit Responsive | — | — | — | $543K | 2.5% | |
| Vanguard Target Retirement 2055 Fund | — | — | — | $426K | 2.0% | |
| TIAA-CREF CREF Equity Index Fund | — | — | — | $302K | 1.4% | |
| TIAA-CREF CREF Money Market Fund | — | — | — | $260K | 1.2% | |
| Principal Mid Cap S&P 400 Index Fund | — | — | — | $260K | 1.2% | |
| Principal Equity Income Fund | — | — | — | $230K | 1.1% | |
| Fidelity International Index Fund | — | — | — | $199K | 0.9% | |
| TIAA-CREF CREF Social Choice Fund | — | — | — | $184K | 0.8% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $171K | 0.8% | |
| VALIC VC I Capital Appreciation Fund 218 Total variable annuity contracts | — | — | — | $148K | 0.7% | |
| TIAA-CREF CREF Core Bond Fund | — | — | — | $139K | 0.6% | |
| John Hancock Disciplined Value Mid Cap Fund | — | — | — | $125K | 0.6% | |
| PIMCO Real ReturnFund | — | — | — | $123K | 0.6% | |
| American Funds Europacific Growth Fund | Mutual Funds | — | — | $108K | 0.5% | |
| Participant Loans * Participant loans Interest rates of 5.25% - 10.50% | — | — | — | $104K | 0.5% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $97K | 0.4% | |
| JPMorgan Mid Cap Growth Fund | — | — | — | $92K | 0.4% | |
| Franklin Small Cap Value Fund | — | — | — | $87K | 0.4% | |
| Principal Small Cap S&P 600 Index Fund | — | — | — | $81K | 0.4% | |
| JPMorgan Core Bond Fund | — | — | — | $79K | 0.4% | |
| Janus Henderson Triton Fund | — | — | — | $72K | 0.3% | |
| TIAA-CREF TIAA Access Large Cap Equity Fund | — | — | — | $70K | 0.3% | |
| TIAA-CREF TIAA Access International Equity Fund | — | — | — | $65K | 0.3% | |
| TIAA-CREF CREF Inflation-Linked Bond Fund | — | — | — | $59K | 0.3% | |
| VALIC Fixed Account Plus | — | — | — | $47K | 0.2% | |
| Fidelity US Bond Index Fund | — | — | — | $46K | 0.2% | |
| TIAA-CREF TIAA Access Large Cap Growth Fund 172 * TIAA-CREF TIAA Access Large Cap Value Fund | — | — | — | $41K | 0.2% | |
| TIAA-CREF TIAA Access Small Cap Blend Index Fund | — | — | — | $35K | 0.2% | |
| TIAA-CREF TIAA Access Real Estate Sectors Fund | — | — | — | $32K | 0.1% | |
| VALIC Vanguard Windsor II Fund | — | — | — | $32K | 0.1% | |
| TIAA-CREF TIAA Access Lifecycle Retirement Income 606 * TIAA-CREF TIAA Access Mid-Cap Growth Fund 378 * TIAA-CREF TIAA Access Mid-Cap Value Fund | — | — | — | $30K | 0.1% | |
| VALIC Mid Cap Strategic Growth Fund | — | — | — | $29K | 0.1% | |
| Variable annuity contracts * VALIC Ariel Fund | — | — | — | $23K | 0.1% | |
| VALIC Short Term Fixed Account Fund 369 * VALIC Small Cap Growth Fund | — | — | — | $19K | <0.1% | |
| Vanguard Target Retirement 2065 Fund | — | — | — | $18K | <0.1% | |
| TIAA-CREF TIAA Access Quantity Small Cap Equity | — | — | — | $15K | <0.1% | |
| VALIC US Socially Responsible Fund 502 * VALIC Vanguard Wellington Fund | — | — | — | $14K | <0.1% | |
| VALIC Moderate Growth Lifestyle Fund | — | — | — | $12K | <0.1% | |
| VALIC Small Cap Index Fund 352 * VALIC Small Cap Value Fund 289 * VALIC Stock Index Fund | — | — | — | $10K | <0.1% | |
| TIAA-CREF TIAA Access Core Bond Plus Fund | — | — | — | $9K | <0.1% | |
| TIAA-CREF TIAA Access Lifecycle 2045 Fund | — | — | — | $9K | <0.1% | |
| TIAA-CREF TIAA Access Core Equity Bond Fund 485 * TIAA-CREF TIAA Access Equity Index Fund | — | — | — | $7K | <0.1% | |
| TIAA-CREF TIAA Access Lifecycle 2010 Fund 53 * TIAA-CREF TIAA Access Lifecycle 2025 Fund | — | — | — | $3K | <0.1% | |
| VALIC International Opportunities Fund 265 * VALIC International Socially Responsibility Fund 270 * VALIC International Value Fund 488 * VALIC Mid Cap Index Fund | — | — | — | $1K | <0.1% | |
| VALIC Inflation Protected Fund 273 * VALIC International Equities Index Fund | — | — | — | $1K | <0.1% |
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