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Original filing (PDF)20260216101733NAL0005355280001
EMMAUS HOMES, INC.
Form 5500
FILING_RECEIVED
EMMAUS HOMES 403(B) RETIREMENT PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
636
Accounts w/ balance
275
Plan assets (EOY)
$7.7M
Net assets (EOY)
$7.7M
How this plan invests
This plan
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
65
Knocking points off
- No recordkeeper disclosed on Schedule C.
- Only 43% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EMMAUS HOMES, INC..
Plan sponsor
Name
EMMAUS HOMES, INC.
EIN
43-0653309
Address
3731 MUELLER RD · SAINT CHARLES, MO · 633018043
Phone
(636) 534-5200
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-07-01
Tax period
2025-06-30
Filed
2026-02-16
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
RUBINBROWNLLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $45K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RUBINBROWN LLP | 43-0765316 | — | ACCOUNTANT | $0 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMMAUS HOMES, INC. | 43-0653309 | — | OTHER SERVICES | $0 | — |
Investments
26 direct securities· $7.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2025 Target Date Retirement Fund | — | — | — | $1.1M | 14.4% | |
| American Funds 2030 Target Date Retirement Fund | — | — | — | $1.1M | 14.0% | |
| Fixed Income Guaranteed Option | — | — | — | $765K | 10.0% | |
| American Funds 2035 Target Date Retirement Fund | — | — | — | $752K | 9.8% | |
| American Funds 2040 Target Date Retirement Fund | — | — | — | $697K | 9.1% | |
| American Funds 2020 Target Date Retirement Fund | — | — | — | $586K | 7.6% | |
| American Funds 2045 Target Date Retirement Fund | — | — | — | $486K | 6.3% | |
| American Funds 2050 Target Date Retirement Fund | — | — | — | $459K | 6.0% | |
| American Funds 2010 Target Date Retirement Fund | — | — | — | $421K | 5.5% | |
| American Funds 2015 Target Date Retirement Fund | — | — | — | $283K | 3.7% | |
| American Funds 2055 Target Date Retirement Fund | — | — | — | $205K | 2.7% | |
| Largecap Growth Fund I | — | — | — | $165K | 2.2% | |
| Fidelity 500 Index Fund | — | — | — | $149K | 1.9% | |
| Edge Asset Management Equity Income Fund | — | — | — | $122K | 1.6% | |
| Prudential Total Return Bond Fund | — | — | — | $87K | 1.1% | |
| Fidelity US Bond Index Fund | — | — | — | $81K | 1.1% | |
| American Funds 2060 Target Date Retirement Fund | — | — | — | $67K | 0.9% | |
| American Funds Europacific Growth | — | — | — | $51K | 0.7% | |
| Midcap Fund | — | — | — | $27K | 0.3% | |
| Midcap SP 400 Index Fund | — | — | — | $26K | 0.3% | |
| Janus Henderson Triton Fund | — | — | — | $18K | 0.2% | |
| American Funds 2065 Target Date Retirement Fund | — | — | — | $14K | 0.2% | |
| American Beacon Small Cap Value Fund | — | — | — | $9K | 0.1% | |
| Fidelity Total Int Index Fund | — | — | — | $7K | <0.1% | |
| John Hancock Disciplined Value Mid Cap Fund | — | — | — | $5K | <0.1% | |
| Smallcap SP 600 Index Fund | — | — | — | $4K | <0.1% |