Back to filter
Original filing (PDF)20250724152110NAL0005737665001
AOPS INCORPORATED
Form 5500
FILING_RECEIVED
ART OF PROBLEM SOLVING RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,154
Accounts w/ balance
538
Plan assets (EOY)
$17.6M
Net assets (EOY)
$17.6M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
65
Knocking points off
- No recordkeeper disclosed on Schedule C.
- Only 47% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (18 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AOPS INCORPORATED.
Plan sponsor
Name
AOPS INCORPORATED
EIN
42-1590936
Address
15330 AVENUE OF SCIENCE · SAN DIEGO, CA · 92128
Phone
(858) 675-4555
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-24
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
PKF SAN DIEGO LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIRST CITIZENS BANK & TRUST. | — | RALEIGH, NC | NONE | $27K | — |
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $5K | — |
Investments
32 direct securities· $17.5M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $2.2M | 12.2% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $1.9M | 10.8% | |
| Vanguard 500 Index Adm Vanguard 0 | — | — | — | $1.6M | 9.3% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $1.6M | 9.1% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $1.5M | 8.6% | |
| Vanguard Information Tech Index Adm Vanguard 0 | — | — | — | $1.5M | 8.4% | |
| Vanguard Total Stock Market Index Adm Vanguard 0 | — | — | — | $1.5M | 8.3% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $1.2M | 6.9% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $1.0M | 5.9% | |
| Vanguard Growth Index Adm Vanguard 0 | — | — | — | $679K | 3.9% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $663K | 3.8% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $532K | 3.0% | |
| Vanguard Small-Cap Growth Index Adm Vanguard 0 | — | — | — | $311K | 1.8% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $250K | 1.4% | |
| Vanguard Balanced Index Adm Vanguard 0 | — | — | — | $197K | 1.1% | |
| Vanguard Federal Money Market Inv Vanguard 0 | — | — | — | $138K | 0.8% | |
| Vanguard Developed Mkts Index Adm Vanguard 0 | — | — | — | $110K | 0.6% | |
| Vanguard Emerging Mkts Stock Idx Adm Vanguard 0 | — | — | — | $98K | 0.6% | |
| Vanguard Value Index Adm Vanguard 0 | — | — | — | $86K | 0.5% | |
| Vanguard Total Bond Market Index Adm Vanguard 0 | — | — | — | $80K | 0.5% | |
| Vanguard Total Intl Bond Index Adm Vanguard 0 | — | — | — | $67K | 0.4% | |
| Vanguard High Yield Corp Adm Vanguard 0 716 Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $65K | 0.4% | |
| Vanguard FTSE All-World exUS S/C Idx Adm Vanguard 0 503 Vanguard Real Estate Index Adm Vanguard 0 711 Vanguard Mid Cap Index Adm Vanguard 0 | — | — | — | $57K | 0.3% | |
| Vanguard Target Retirement 2070 Fund Vanguard 0 | — | — | — | $49K | 0.3% | |
| Vanguard Small-Cap Value Index Adm Vanguard 0 | — | — | — | $30K | 0.2% | |
| Vanguard Small-Cap Index Adm Vanguard 0 | — | — | — | $29K | 0.2% | |
| Fidelity Short-Term Bond Index Fidelity 0 465 Vanguard Inflation-Protected Sec Adm Vanguard 0 | — | — | — | $19K | 0.1% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 | — | — | — | $14K | <0.1% | |
| Vanguard Mid-Cap Growth Index Adm Vanguard 0 | — | — | — | $10K | <0.1% | |
| Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $6K | <0.1% | |
| Vanguard Mid-Cap Value Index Adm Vanguard 0 | — | — | — | $4K | <0.1% | |
| Contribution Account Ascensus Trust Company 0 | — | — | — | $1K | <0.1% |