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Original filing (PDF)20251015163209NAL0002755331001
PRINCIPAL FINANCIAL GROUP, INC.
Form 5500
FILING_RECEIVED
THE PRINCIPAL SELECT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
12,662
Accounts w/ balance
17,454
Plan assets (EOY)
$4.6B
Net assets (EOY)
$4.6B
How this plan invests
This plan
36 pooled trusts
Schedule D
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (2 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PRINCIPAL FINANCIAL GROUP, INC..
Plan sponsor
Name
PRINCIPAL FINANCIAL GROUP, INC.
EIN
42-1520346
Address
711 HIGH ST · DES MOINES, IA · 503921200
Phone
(800) 986-3343
Industry
Finance & Insurancesee all
Plan administrator
Name
BENEFIT PLANS ADMINISTRATION COMMITTEE
EIN
27-3605376
City
DES MOINES, IA
Phone
(800) 986-3343
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2O · ESOP (non-leveraged)
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
ERNST & YOUNG, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $1.0M | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
18 direct securities · 36 pooled funds· $6.8B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$2.8B
18 holdings
Uncategorized
$2.5B
18 holdings
Common Collective Trust
$1.5B
17 holdings
Master Trust
$0
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Principal Life Insurance Deposits in insurance company Large-Cap Stock Company* Index Separate Account | — | — | — | $680.1M | 14.9% | |
| PRIN LGCP S&P 500 IDX SA-NE PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | — | $680.1M | 14.9% | |
| Principal Life Insurance Deposits in insurance company Mid-Cap Separate Company* Account | — | — | — | $404.3M | 8.8% | |
| PRIN MIDCAP SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 020 | Pooled Separate Account | — | — | $404.3M | 8.8% | |
| Principal Life Insurance Deposits in insurance company Large-Cap Company* Growth I Separate Account | — | — | — | $274.8M | 6.0% | |
| PRIN LARGECAP GROWTH I SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 066 | Pooled Separate Account | — | — | $274.8M | 6.0% | |
| PRIN LIFETIME HY 2040 CIT T PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $272.8M | 6.0% | |
| PRIN LIFETIME HY 2030 CIT T PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | — | $233.4M | 5.1% | |
| Principal Life Insurance Deposits in insurance company Small-Cap Stock Company* Index Separate Account | — | — | — | $228.1M | 5.0% | |
| PRIN SMCAP S&P 600 INDEX SA-NE PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $228.1M | 5.0% | |
| PRIN LIFETIME HY 2050 CIT T PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $214.6M | 4.7% | |
| Principal Life Insurance Deposits in insurance company Diversified Company* International Separate Account | — | — | — | $202.4M | 4.4% | |
| PRIN DIVERSIFIED INTL SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 015 | Pooled Separate Account | — | — | $202.4M | 4.4% | |
| PRINCIPAL U.S. PROPERTY SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 027 | Pooled Separate Account | — | — | $189.7M | 4.1% | |
| PRIN BLUE CHIP SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 133 | Pooled Separate Account | — | — | $185.0M | 4.0% | |
| PRIN EQUITY INCOME SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 120 | Pooled Separate Account | — | — | $177.6M | 3.9% | |
| PRIN CORE PLUS BOND SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 005 | Pooled Separate Account | — | — | $130.8M | 2.9% | |
| PRIN LIFETIME HY 2035 CIT T PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $121.1M | 2.6% | |
| Group, Inc.* Inc. ESOP | — | — | — | $119.7M | 2.6% | |
| PRIN LIFETIME HY 2045 CIT T PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | — | $105.4M | 2.3% | |
| Principal Life Insurance Deposits in insurance company Small-Cap Company* Growth I Separate Account | — | — | — | $97.2M | 2.1% | |
| PRIN SMCAP GROWTH I SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 070 | Pooled Separate Account | — | — | $97.2M | 2.1% | |
| Principal Life Insurance Deposits in insurance company Global Company* Emerging Markets Separate Account | — | — | — | $96.6M | 2.1% | |
| PRIN GLBL EMERG MARKETS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 013 | Pooled Separate Account | — | — | $96.6M | 2.1% | |
| PRIN LIFETIME HY 2055 CIT T PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $83.2M | 1.8% | |
| MORLEY STABLE INCOME BOND FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 45-2645975 / PN 001 | Common Collective Trust | — | — | $83.0M | 1.8% | |
| MORLEY INCOME FUND III PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 47-3636995 / PN 001 | Common Collective Trust | — | — | $74.6M | 1.6% | |
| PRIN LIFETIME HY 2060 CIT T PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | — | $69.2M | 1.5% | |
| PRIN LIFETIME HY 2020 CIT T PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003 | Common Collective Trust | — | — | $66.2M | 1.4% | |
| Principal Life Insurance Company* Deposits in guaranteed interest accounts | — | — | — | $64.2M | 1.4% | |
| PRIN LIFETIME HY 2025 CIT T PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | — | $49.9M | 1.1% | |
| Principal Life Insurance Deposits in insurance company Small-Cap Value II Company* Separate Account | — | — | — | $49.5M | 1.1% | |
| PRIN SMCAP VALUE II SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 096 | Pooled Separate Account | — | — | $49.5M | 1.1% | |
| Schwab Funds Self-directed brokerage account | — | — | — | $43.7M | 1.0% | |
| Principal Life Insurance Deposits in insurance company Government and Company* High Quality Bond Separate Account | — | — | — | $43.3M | 0.9% | |
| PRIN GOVT & HQ BOND SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 007 | Pooled Separate Account | — | — | $43.3M | 0.9% | |
| Principal Life Insurance Deposits in insurance company Inflation Protection Company* Separate Account | — | — | — | $41.1M | 0.9% | |
| PRIN INFLATION PROTECT SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 099 | Pooled Separate Account | — | — | $41.1M | 0.9% | |
| Principal Global Investors Collective investment trust Company* Lifetime Hybrid Income | — | — | — | $37.7M | 0.8% | |
| PRIN LIFETIME HY INC CIT T PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $37.7M | 0.8% | |
| 3.25% to 10.50% | — | — | — | $25.2M | 0.6% | |
| PRIN LIFETIME HY 2065 CIT T PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | — | $23.8M | 0.5% | |
| SEI Trust Company Collective investment trust Prin/BR International Equity Index | — | — | — | $21.7M | 0.5% | |
| PRIN/BR INTL EQ INDX CIT N SEI TRUST COMPANY · EIN 52-2265229 / PN 001 | Common Collective Trust | — | — | $21.7M | 0.5% | |
| PRIN/BR AGG BD INDEX CIT N SEI TRUST COMPANY · EIN 20-5699010 / PN 001 | Common Collective Trust | — | — | $20.2M | 0.4% | |
| Principal Life Insurance Deposits in insurance company Mid-Cap Company* S&P 400 Index Separate Account | — | — | — | $17.9M | 0.4% | |
| PRIN MIDCAP S&P 400 IDX SA-NE PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $17.9M | 0.4% | |
| PRINCIPAL DIV REAL ASSET SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 123 | Pooled Separate Account | — | — | $12.7M | 0.3% | |
| PRIN LIQUID ASSETS SEP ACCT PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 024 | Pooled Separate Account | — | — | $5.9M | 0.1% | |
| PRIN LIFETIME HY 2015 CIT T PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 002 | Common Collective Trust | — | — | $3.5M | <0.1% | |
| Principal Life Insurance Company* Deposits in deferred income annuity | — | — | — | $2.8M | <0.1% | |
| PRIN LIFETIME HYB 2070 CIT T PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014 | Common Collective Trust | — | — | $2.5M | <0.1% | |
| PRINCIPAL SELECT STABLE SA PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 131 | Master Trust | — | — | $0 | <0.1% | |
| PRIN ORG EMG MKTS SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 178 | Pooled Separate Account | — | — | $0 | <0.1% |
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