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Original filing (PDF)20250616162128NAL0000588867002
HARBOR GROUP INC
Form 5500
FILING_RECEIVED
HARBOR GROUP COMPREHENSIVE HEALTH & WELFARE BENEFIT PLAN
Health & welfare plan
Signals · 2
~2335 bps in Sched C feesNo recordkeeper disclosed
Active participants
1,403
Accounts w/ balance
—
Plan assets (EOY)
$3.8M
Net assets (EOY)
-$3.1M
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 2335 bps in Schedule C fees — 4391% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HARBOR GROUP INC.
Plan sponsor
Name
HARBOR GROUP INC
EIN
42-1492435
Address
1400 7TH AVE NE · SIOUX CENTER, IA · 51250
Phone
(712) 722-1662
Industry
Electrical Contractors· Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2023
Plan year begin
2023-09-01
Tax period
2024-08-31
Filed
2025-06-16
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
4H · Long-Term Disability
4Q · Other
Audit & trust (Schedule H)
Auditor
EIDE BAILLY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsBroker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY | 13-6842498 | — | INSURANCE BROKER | $55K | — |
Insurance
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WELLMARK BLUE CROSS AND BLUE SHEILD | 42-0318333 | — | INSURANCE PROVIDER | $757K | — |
| DELTA DENTAL OF IOWA | 42-0959302 | — | INSURANCE PROVIDER | $79K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| DISCOVERY BENEFITS, LLC | 90-0058554 | — | COBRA ADMINISTRATOR | $7K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.
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