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Original filing (PDF)20250728173845NAL0004074482001
HARBOR GROUP INC.
Form 5500
FILING_RECEIVED
HARBOR GROUP INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,560
Accounts w/ balance
1,870
Plan assets (EOY)
$141.5M
Net assets (EOY)
$141.5M
How this plan invests
This plan
2 pooled trusts
Schedule D
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 14 bps in Schedule C fees — modestly above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HARBOR GROUP INC..
Plan sponsor
Name
HARBOR GROUP INC.
EIN
42-1492435
Address
1400 7TH AVENUE NE · SIOUX CENTER, IA · 51250
Phone
(712) 722-1662
Industry
Electrical Contractors· Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-28
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
EIDE BAILLY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $129K | — |
| UBS FINANCIAL SERVICES, INC | 13-2638166 | — | NONE | $69K | — |
Investments
35 direct securities · 2 pooled funds· $143.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$140.8M
35 holdings
Common Collective Trust
$2.2M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2045 Target Date Retirement Fund Mutual Fund N/A | — | — | — | $16.9M | 11.9% | |
| American Funds 2055 Target Date Retirement Fund Mutual Fund N/A | — | — | — | $14.6M | 10.3% | |
| Vanguard Institutional Index Fund Mutual Fund N/A | — | — | — | $14.2M | 10.1% | |
| American Funds 2050 Target Date Retirement Fund Mutual Fund N/A | — | — | — | $12.8M | 9.1% | |
| American Funds 2040 Target Date Retirement Fund Mutual Fund N/A | — | — | — | $10.3M | 7.3% | |
| JPMorgan Large Cap Growth Fund Mutual Fund N/A | — | — | — | $10.1M | 7.2% | |
| American Funds 2035 Target Date Retirement Fund Mutual Fund N/A | — | — | — | $8.8M | 6.2% | |
| American Funds 2060 Target Date Retirement Fund Mutual Fund N/A | — | — | — | $7.3M | 5.1% | |
| Vanguard Mid Cap Index Fund Mutual Fund N/A | — | — | — | $6.9M | 4.9% | |
| American Funds 2030 Target Date Retirement Fund Mutual Fund N/A | — | — | — | $5.0M | 3.5% | |
| American Century Small Cap Growth Fund Mutual Fund N/A | — | — | — | $4.8M | 3.4% | |
| Principal Real Estate Securities Fund Mutual Fund N/A | — | — | — | $4.2M | 3.0% | |
| American Funds 2025 Target Date Retirement Fund Mutual Fund N/A | — | — | — | $3.8M | 2.7% | |
| PIMCO Income Fund Mutual Fund N/A | — | — | — | $2.4M | 1.7% | |
| American Funds 2065 Target Date Retirement Fund Mutual Fund N/A | — | — | — | $2.2M | 1.5% | |
| Vanguard Equity Income Fund Mutual Fund N/A | — | — | — | $2.2M | 1.5% | |
| MetLife Stable Value Fund Common Collective Trust N/A | — | — | — | $1.5M | 1.0% | |
| METLIFE GAC - 25157 CLASS 0 RELIANCE TRUST COMPANY · EIN 46-6625485 / PN 001 | Common Collective Trust | — | — | $1.5M | 1.0% | |
| Vanguard Developed Markets Index Fund Mutual Fund N/A | — | — | — | $1.4M | 1.0% | |
| American Funds 2020 Target Date Retirement Fund Mutual Fund N/A | — | — | — | $1.3M | 0.9% | |
| Vanguard Small Cap Index Fund Mutual Fund N/A | — | — | — | $1.2M | 0.9% | |
| Vanguard Health Care Fund Mutual Fund N/A | — | — | — | $1.2M | 0.8% | |
| T. Rowe Price Spectrum Moderate Growth Fund Mutual Fund N/A | — | — | — | $1.1M | 0.8% | |
| JPMorgan Mid Cap Growth Fund Mutual Fund N/A | — | — | — | $1.1M | 0.7% | |
| American Funds New World Fund Mutual Fund N/A | — | — | — | $837K | 0.6% | |
| Vanguard Small Cap Value Index Fund Mutual Fund N/A | — | — | — | $825K | 0.6% | |
| MFS INT GROWTH FUND; CLASS 2 MFS HERITAGE TRUST COMPANY · EIN 57-1187281 / PN 001 | Common Collective Trust | — | — | $734K | 0.5% | |
| First Eagle Global Fund Mutual Fund N/A | — | — | — | $717K | 0.5% | |
| Vanguard Inflation‐Protected Securities Fund Mutual Fund N/A | — | — | — | $670K | 0.5% | |
| American Century Mid Cap Value Fund Mutual Fund N/A | — | — | — | $527K | 0.4% | |
| Fidelity U.S. Bond Index Fund Mutual Fund N/A | — | — | — | $371K | 0.3% | |
| Metropolitan West Total Return Bond Fund Mutual Fund N/A | — | — | — | $366K | 0.3% | |
| American Beacon International Equity Fund Mutual Fund N/A | — | — | — | $323K | 0.2% | |
| American Funds 2010 Target Date Retirement Fund Mutual Fund N/A | — | — | — | $302K | 0.2% | |
| T. Rowe Price Spectrum Moderate Alloc. Fund Mutual Fund N/A | — | — | — | $246K | 0.2% | |
| PGIM Global Total Return Fund Mutual Fund N/A | — | — | — | $148K | 0.1% | |
| T. Rowe Price Spectrum Conservative Alloc. Fund Mutual Fund N/A | — | — | — | $40K | <0.1% |
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