Back to filter
Original filing (PDF)20250929144506NAL0014001200004
NOR-AM COLD STORAGE INC.
Form 5500
FILING_RECEIVED
NOR-AM COLD STORAGE WELFARE BENEFIT PLAN
Health & welfare plan
Signals · 2
No auditor on fileNo recordkeeper disclosed
Active participants
519
Accounts w/ balance
—
Plan assets (EOY)
—
Net assets (EOY)
—
Plan health score (directional)
75
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
60
Concentration risk
75
Total plan cost
75
Vendor stack
80
Participation health
100
Knocking points off
- No independent qualified public accountant (IQPA) named.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NOR-AM COLD STORAGE INC..
Plan sponsor
Name
NOR-AM COLD STORAGE INC.
EIN
42-1472573
Address
801 6TH ST SW · LE MARS, IA · 510311817
Phone
(712) 546-4489
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-04-01
Tax period
2025-03-31
Filed
2025-09-29
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
4H · Long-Term Disability
4L · Death Benefits (other than life insurance)
Audit & trust (Schedule H)
Auditor
—
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UMR, INC. | 39-1995276 | — | CLAIMS PROCESSING | $229K | — |
| UNITED BEHAVIORAL HEALTH DBA OPTUM | 94-2649097 | — | PHARMACY BENEFIT MGMT. | $11K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.
Related plans
Other plans using UMR, INC.
ABBOTT LABORATORIES
ABBOTT LABORATORIES ANNUITY RETIREMENT PLAN
$8.6B · 16,718 participants
WALMART INC.
WALMART INC. ASSOCIATES' HEALTH AND WELFARE PLAN
$902.6M · 1,650,312 participants
NATIONAL RURAL ELECTRIC COOPERATIVE ASSOCIATION
GROUP BENEFITS PROGRAM
$862.0M · 72,921 participants
TRUSTEES OF MIDDLETOWN WORKS HOURLY & SALARIED UNION RETIREES HEALTH C
MIDDLETOWN WORKS HOURLY & SALARIED UNION RETIREES
$680.8M
BOARD OF TRUSTEES OF CARPENTERS & JOINERS WELFARE FUND
CARPENTERS & JOINERS WELFARE FUND
$349.6M · 11,199 participants
TRUSTEES FOR THE ELECTRICAL WELFARE TRUST FUND
ELECTRICAL WELFARE TRUST FUND
$300.4M · 11,969 participants
Similar-size Transportation & Warehousing plans
RLS GRESS REGIONAL LLC
RLS GRESS REGIONAL LLC 401(K) PLAN
$0
SERVICE RITE FREIGHT INC
SERVICE RITE FREIGHT INC 401(K) PLAN
$0 · 9 participants
REPRODUCTIVE ENDOCRINOLOGY & INFERTILITY GROUP
REPRODUCTIVE ENDOCRINOLOGY & INFERTILITY GROUP GCF BENEFIT PLAN
$0
FREZ-N-STOR, INC.
FREZ-N-STOR, INC. 401(K) PLAN (M-Z)
$0
BCS OPERATIONS LLC
BCS ADMIN RETIREMENT PLAN
$0
FARMERS TOBACCO OF CYNTHIANA
FARMERS TOBACCO OF CYNTHIANA CBS BENEFIT PLAN
$0
Large plans in Iowa
PRINCIPAL LIFE INSURANCE COMPANY
PRINCIPAL LARGECAP S&P 500 INDEX SEPARATE ACCOUNT M
$43.4B
TRANSAMERICA RETIREMENT SOLUTIONS CORPORATION
TRANSAMERICA RETIREMENT SOLUTIONS COLLECTIVE TRUST
$13.7B
PRINCIPAL LIFE INSURANCE COMPANY
PRINCIPAL BOND MARKET INDEX SEPARATE ACCOUNT
$12.5B
PRINCIPAL LIFE INSURANCE COMPANY
PRINCIPAL U.S. PROPERTY SEPARATE ACCOUNT
$7.7B
PRINCIPAL LIFE INSURANCE COMPANY
PRINCIPAL MIDCAP S&P 400 INDEX SEPARATE ACCOUNT M
$5.5B
PRINCIPAL LIFE INSURANCE COMPANY
PRINCIPAL SMALLCAP S&P 600 INDEX SEPARATE ACCOUNT M
$5.4B