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Original filing (PDF)20250924170614NAL0017627234001
BILL WHITTERS CONSTRUCTION, INC.
Form 5500
FILING_RECEIVED
BILL WHITTERS CONSTRUCTION, INC. 401(K) PLAN
401(k) retirement plan
Signals · 2
44% in single holdingNo recordkeeper disclosed
Active participants
153
Accounts w/ balance
163
Plan assets (EOY)
$6.2M
Net assets (EOY)
$6.2M
How this plan invests
This plan
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
94
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
78
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Schwab Total Stock Market Index" is 44% of plan.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (19 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BILL WHITTERS CONSTRUCTION, INC..
Plan sponsor
Name
BILL WHITTERS CONSTRUCTION, INC.
EIN
42-1360644
Address
1303 HICKORY HOLLOW ROAD · SOLON, IA · 52333
Phone
(319) 848-7513
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-10-01
Tax period
2024-12-31
Filed
2025-09-24
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
MENKE & COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | 93-1253576 | — | NONE | $7K | — |
| LPL FINANCIAL CORPORATION RPCP | 04-3046611 | — | NONE | $4K | — |
Investments
21 direct securities· $6.1M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Schwab Total Stock Market Index | — | — | — | $2.7M | 43.5% | |
| Vanguard Total Bond Market Index Adm | — | — | — | $1.3M | 20.4% | |
| Fidelity Inter Index Fund | — | — | — | $775K | 12.6% | |
| Standard Insurance Company * Stable Asset Guarunteed Interest Insurance Contract | — | — | — | $740K | 12.0% | |
| Participant loans Participant loans - 5.25% to 9.75% | — | — | — | $202K | 3.3% | |
| Vanguard Balanced Index Adm | — | — | — | $134K | 2.2% | |
| Vanguard Emerging Markets Stock Index Adm | — | — | — | $81K | 1.3% | |
| JP Morgan Large Cap Growth | — | — | — | $38K | 0.6% | |
| Fidelity U.S. Bond Index | — | — | — | $37K | 0.6% | |
| Fidelity Small Cap Index Fund Instl Premium | — | — | — | $23K | 0.4% | |
| Vanguard Equity-Income Adm | — | — | — | $20K | 0.3% | |
| Fidelity 500 Index Fund | — | — | — | $19K | 0.3% | |
| Fidelity Mid Cap Index Fund | — | — | — | $19K | 0.3% | |
| MFS International Diversification Fund | — | — | — | $17K | 0.3% | |
| Vanguard Explorer Adm | — | — | — | $5K | <0.1% | |
| DFA US Targeted Value Port | — | — | — | $5K | <0.1% | |
| Carillion Eagle Mid Cap Core Growth Fund | — | — | — | $4K | <0.1% | |
| Cash | — | — | — | $4K | <0.1% | |
| (1) X This form is filed for a CCT, PSA, or MTIA. | — | — | — | $3K | <0.1% | |
| performed pursuant to both 29 CFR 2520.103-8 and 29 CFR 2520.103-12(d). Check box (3) if pursuant to neither. | — | — | $3K | $3K | <0.1% | |
| Yes No Amount a | — | — | — | $3K | <0.1% |
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