Back to filter
Original filing (PDF)20250603091914NAL0018207792001
EARL MAY SEED & NURSERY LC
Form 5500
FILING_RECEIVED
EARL MAY SEED & NURSERY LC PROFIT SHARING AND RETIREMENT SAVINGS PROGRAM
401(k) retirement plan
Signals · 1
~76 bps in Sched C fees
Active participants
296
Accounts w/ balance
241
Plan assets (EOY)
$6.8M
Net assets (EOY)
$6.8M
How this plan invests
This plan
13 pooled trusts
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 76 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EARL MAY SEED & NURSERY LC.
Plan sponsor
Name
EARL MAY SEED & NURSERY LC
EIN
42-1283266
Address
208 NORTH ELM ST · SHENANDOAH, IA · 51601
Phone
(712) 246-1020
Industry
Retail Tradesee all
Plan administrator
Name
THE FINWAY GROUP
EIN
42-1468222
City
WEST DES MOINES, IA
Phone
(515) 226-0974
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-03
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SKIBBIE CPA, INC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $8K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | — | SAN RAFAEL, CA | INVESTMENT ADVISORY | $13K | — |
| WELLTH ADVISORY SERVICES LLC | — | JOLIET, IL | INVESTMENT ADVISOR | $9K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE FINWAY GROUP | — | WEST DES MOINES, IA | CONTRACT ADMIN | $21K | — |
Investments
15 direct securities · 13 pooled funds· $6.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$3.8M
15 holdings
Common Collective Trust
$3.0M
13 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Guaranteed Interest Fund Fixed Annuities | — | — | — | $681K | 10.0% | |
| FLEXPATH INDEX+ MODERATE 2035 R1 GREAT GRAY · EIN 47-3002484 / PN 232 | Common Collective Trust | — | — | $673K | 9.9% | |
| Fidelity Equity Growth K6 Mutual Funds | — | — | — | $545K | 8.0% | |
| LARGE CAP VALUE FUND CLASS R1 GREAT GRAY · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $459K | 6.8% | |
| Fidelity Advisor International Growth Z Mutual Funds | — | — | — | $452K | 6.7% | |
| Fidelity Total Bond K6 Mutual Funds | — | — | — | $447K | 6.6% | |
| Vanguard Mid Cap Index Fund - Admiral Mutual Funds | — | — | — | $444K | 6.6% | |
| FLEXPATH INDEX+ AGGRESSIVE 2055 R1 GREAT GRAY · EIN 47-3170652 / PN 237 | Common Collective Trust | — | — | $413K | 6.1% | |
| FLEXPATH INDEX+ MODERATE RETIRE R1 GREAT GRAY · EIN 47-2851418 / PN 226 | Common Collective Trust | — | — | $393K | 5.8% | |
| Nuveen Small Cap Blend Index R6 Mutual Funds | — | — | — | $324K | 4.8% | |
| BLACKROCK EAFE EQUITY INDEX 1 GREAT GRAY · EIN 20-3802495 / PN 007 | Common Collective Trust | — | — | $316K | 4.7% | |
| FLEXPATH INDEX+ MODERATE 2055 R1 GREAT GRAY · EIN 47-3188067 / PN 238 | Common Collective Trust | — | — | $300K | 4.4% | |
| BLACKROCK EQUITY INDEX 1 GREAT GRAY · EIN 20-3802168 / PN 001 | Common Collective Trust | — | — | $297K | 4.4% | |
| Victory Sycamore Established Value R6 Mutual Funds | — | — | — | $234K | 3.5% | |
| American Century Small Cap Value R6 Mutual Funds | — | — | — | $170K | 2.5% | |
| Empower T. Rowe Price Mid Cap Gr Inst Mutual Funds | — | — | — | $136K | 2.0% | |
| T. Rowe Integr US Sm-Cap Growth Eqty 1 Mutual Funds | — | — | — | $103K | 1.5% | |
| FLEXPATH INDEX+ AGGRESSIVE 2045 R1 GREAT GRAY · EIN 47-3026996 / PN 234 | Common Collective Trust | — | — | $99K | 1.5% | |
| Participant Loans Interest Rates 7.5% to 10.5% | — | — | — | $92K | 1.4% | |
| Lazard Emerging Markets Eq Advtg Inst Mutual Funds | — | — | — | $63K | 0.9% | |
| BLACKROCK U.S. DEBT INDEX 1 GREAT GRAY · EIN 20-3802445 / PN 010 | Common Collective Trust | — | — | $55K | 0.8% | |
| Victory Trivalent International Sm-Cap I Mutual Funds | — | — | — | $53K | 0.8% | |
| Cohen & Steers Real Estate Securities I Mutual Funds | — | — | — | $23K | 0.3% | |
| Principal Diversified Real Asset Inst. Mutual Funds | — | — | — | $2K | <0.1% | |
| FLEXPATH INDEX+ MODERATE 2045 R1 GREAT GRAY · EIN 47-3071639 / PN 235 | Common Collective Trust | — | — | $22 | <0.1% | |
| FLEXPATH INDEX+ MODERATE 2025 R1 GREAT GRAY · EIN 47-2950747 / PN 229 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLEXPATH INDEX+ AGGRESSIVE 2035 R1 GREAT GRAY · EIN 47-2987118 / PN 231 | Common Collective Trust | — | — | $0 | <0.1% | |
| TH INDEX+ CONSERVATIVE 2035 R1 GREAT GRAY · EIN 47-3018134 / PN 233 | Common Collective Trust | — | — | $0 | <0.1% |