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Original filing (PDF)20250915124102NAL0000724051001
UNITED BEVERAGE, INC.
Form 5500
FILING_RECEIVED
UBI/SEHD 401(K) PLAN
401(k) retirement plan
Signals · 2
25% in single holdingNo recordkeeper disclosed
Active participants
121
Accounts w/ balance
147
Plan assets (EOY)
$7.2M
Net assets (EOY)
$7.2M
How this plan invests
This plan
16 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "s Voya Voya Intermediate Bond I" is 25% of plan.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNITED BEVERAGE, INC..
Plan sponsor
Name
UNITED BEVERAGE, INC.
EIN
42-1105602
Address
2604 W. AIRLINE HWY · WATERLOO, IA · 50703
Phone
(319) 234-8934
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BERGANKDV, LTD.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | 93-1253576 | — | NONE | $21K | — |
| LPL FINANCIAL CORPORATION RPCP | 04-3046611 | — | NONE | $20K | — |
Investments
16 direct securities· $7.2M(100% of reported assets)
Uncategorized
$5.3M
15 holdings
Mutual Funds
$1.8M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Voya Intermediate Bond I | Mutual Funds | — | — | $1.8M | 25.4% | |
| Fidelity Investments Fidelity 500 Index | — | — | — | $1.1M | 15.4% | |
| Fidelity Investments Fidelity International Index | — | — | — | $980K | 13.7% | |
| Collective Investment Trusts * Standard Insurance Company Standard Stable Value Fund | — | — | — | $962K | 13.4% | |
| JPMorgan Large Cap Growth R6 | — | — | — | $584K | 8.1% | |
| Dimensional Fund Advisors DFA US Large Cap Value I | — | — | — | $566K | 7.9% | |
| Vanguard Small Cap Index Admiral Fund | — | — | — | $367K | 5.1% | |
| Neuberger Berman Neuberger Berman Mid Cap Growth R6 | — | — | — | $216K | 3.0% | |
| Nuveen Mid Cap Value Fund Class I | — | — | — | $206K | 2.9% | |
| American Funds American Funds American Balanced R6 | — | — | — | $160K | 2.2% | |
| with maturities through September 2032 | — | — | — | $105K | 1.5% | |
| Voya Small Cap Growth I | — | — | — | $42K | 0.6% | |
| Vanguard Emerging Markets Stock Index Admiral Fund | — | — | — | $22K | 0.3% | |
| JPMorgan US Equity R6 | — | — | — | $19K | 0.3% | |
| Fidelity Investments Fidelity Mid Cap Index | — | — | — | $16K | 0.2% | |
| Noninterest-bearing Cash | — | — | — | $1K | <0.1% |
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