Original filing (PDF)20250411145324NAL0038361952001

PATHWARD, NATIONAL ASSOCIATION

Name: PATHWARD, NATIONAL ASSOCIATION — PATHWARD, NATIONAL ASSOCIATION 401(K) PLAN, Form 5500 (2023)
Creator: PATHWARD, NATIONAL ASSOCIATION

Form 5500

FILING_RECEIVED

PATHWARD, NATIONAL ASSOCIATION 401(K) PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

1,232

Accounts w/ balance

1,464

Plan assets (EOY)

$150.9M

Net assets (EOY)

$150.9M

How this plan invests

This plan

5 collective trusts

Schedule D

Individual securities

on each trust's filing

This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.

Plan health score (directional)

/ 100

Grade B

Above-average plan

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

Participation health

100

Knocking points off

18 bps in Schedule C fees — 80% above peer band of 10 bps.
No recordkeeper disclosed on Schedule C.

Helping the score

Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PATHWARD, NATIONAL ASSOCIATION.

Plan sponsor

Name

PATHWARD, NATIONAL ASSOCIATION

EIN

42-0747941

Address

5501 S BROADBAND LANE · SIOUX FALLS, SD · 571082553

Phone

(866) 550-6382

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2023

Plan year begin

2023-10-01

Tax period

2024-09-30

Filed

2025-04-11

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2R · Participant-directed brokerage (SDBA)

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

CROWE LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
STIFEL NICOLAUS & COMPANY INC	43-0538770	—	INVESTMENT ADVISORY	$0	—
RAYMOND JAMES & ASSOCIATES, INC.	59-1237041	—	INVESTMENT ADVISORY	$0	—
WILSHIRE ADVISORS LLC	95-2755361	—	INVESTMENT ADVISORY	$0	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$272K	—

Investments

5 pooled funds· $20.8M(14% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Investment	Type	Current value	% of plan
PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016	Pooled Separate Account	$11.1M	7.3%
PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028	Pooled Separate Account	$3.4M	2.3%
PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023	Pooled Separate Account	$3.3M	2.2%
PRIN CORE FIX INC SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 118	Pooled Separate Account	$2.1M	1.4%
PRIN REAL ESTATE SECS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 095	Pooled Separate Account	$979K	0.6%