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Original filing (PDF)20251001094223NAL0020777346001
ECHO GROUP, INC.
Form 5500
FILING_RECEIVED
ECHO GROUP, INC. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
27% in single holding
Active participants
587
Accounts w/ balance
643
Plan assets (EOY)
$62.4M
Net assets (EOY)
$62.4M
How this plan invests
This plan
1 pooled trust
Schedule D
12 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "MORLEY INCOME FUND III" is 27% of plan.
- 42 bps in Schedule C fees — 163% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ECHO GROUP, INC..
Plan sponsor
Name
ECHO GROUP, INC.
EIN
42-0669352
Address
1851 MADISON AVENUE SUITE 710 · COUNCIL BLUFFS, IA · 51503
Phone
(712) 395-6417
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-01
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
KROESE & KROESE
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $147K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COMMERCE BANK | — | KANSAS CITY, MO | INVESTMENT ADVISOR | $111K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $5K | — |
Investments
12 direct securities · 1 pooled fund· $6.1M(10% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$3.1M
1 holding
Uncategorized
$3.1M
12 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MORLEY STABLE VALUE CL 25 - I MORLEY STABLE VALUE FUND · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $3.1M | 4.9% | |
| MORLEY INCOME FUND III | — | — | — | $824K | 1.3% | |
| MORLEY INCOME FUND I | — | — | — | $476K | 0.8% | |
| MORLEY STABLE INCOME BOND FUND | — | — | — | $428K | 0.7% | |
| MORLEY INCOME FUND IV | — | — | — | $269K | 0.4% | |
| SIA-B41 (MORLEY STABLE VALUE FUND S | — | — | — | $256K | 0.4% | |
| PRUDENTIAL CORE INTERMEDIATE BOND F | — | — | — | $230K | 0.4% | |
| PSA NO. 45-004 (SEPARATE ACCOUNT 45 | — | — | — | $219K | 0.4% | |
| GOVERNMENT SHORT TERM INVESTMENT FD | — | — | — | $112K | 0.2% | |
| ACTIVELY MANAGED FUND | — | — | — | $105K | 0.2% | |
| SIA-B45 (MORLEY INTERM STABLE VALUE | — | — | — | $90K | 0.1% | |
| MORLEY INCOME FUND II | — | — | — | $56K | <0.1% | |
| PRUDENTIAL CORE CONSERVATIVE INT BD | — | — | — | $0 | <0.1% |