Original filing (PDF)20260114100117NAL0006316355001

FIRST COOPERATIVE ASSOCIATION

Name: FIRST COOPERATIVE ASSOCIATION — THE RESTATED NONCONTRIBUTORY RETIREMENT PLAN FOR COOPERATIVES, Form 5500 (2024)
Creator: FIRST COOPERATIVE ASSOCIATION

Form 5500

FILING_RECEIVED

THE RESTATED NONCONTRIBUTORY RETIREMENT PLAN FOR COOPERATIVES

Defined-benefit pension plan

Signals · 1

~826936 bps in Sched C fees

Active participants

Accounts w/ balance

—

Plan assets (EOY)

$2K

Net assets (EOY)

$2K

How this plan invests

This plan

4 collective trusts

Schedule D

Individual securities

on each trust's filing

This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.

Plan health score (directional)

/ 100

Grade B

Above-average plan

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

Participation health

Knocking points off

826936 bps in Schedule C fees — 523277% above peer band of 158 bps.
Plan is frozen (1I) — no new benefit accrual.
No active participants reported but plan still holds assets.

Helping the score

Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FIRST COOPERATIVE ASSOCIATION.

Plan sponsor

Name

FIRST COOPERATIVE ASSOCIATION

EIN

42-0243900

Address

PO BOX 38 · ALBERT CITY, IA · 505100038

Phone

(712) 843-2291

Industry

Agriculture, Forestry, Fishing, Huntingsee all

Plan administrator

Name

ASSOCIATED BENEFITS CORPORATION

EIN

42-1279416

City

WEST DES MOINES, IA

Phone

(515) 226-0303

Plan characteristics

Plan number

020

Plan year

2024

Plan year begin

2024-04-01

Tax period

2025-03-31

Filed

2026-01-14

Pension benefit codes

1A · Pay-related DB formula

1I · Frozen plan — no new benefit accrual

Audit & trust (Schedule H)

Auditor

MERIWETHER, WILSON AND CO., PLLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
ASSOCIATED BENEFITS CORPORATION	42-1279416	—	THIRD PARTY ADMINISTRATOR	$8K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
MERCER	13-2934414	—	NONE	$160K	—

Investments

4 pooled funds· $0(0% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Investment	Type	Current value	% of plan
ALLSPRING ST INVESTMENT FUND S1 SEI TRUST COMPANY · EIN 41-6292499 / PN 001	Common Collective Trust	$0	<0.1%
PRINCIPAL/M-M LIABILITY SOL. CIT I SEI TRUST COMPANY · EIN 30-6225619 / PN 001	Common Collective Trust	$0	<0.1%
PRINCIPAL/M-M LIABILITY SOL. CIT II SEI TRUST COMPANY · EIN 80-6049172 / PN 001	Common Collective Trust	$0	<0.1%
PRINCIPAL/M-M LIABILITY SOL.CIT III SEI TRUST COMPANY · EIN 46-7074916 / PN 001	Common Collective Trust	$0	<0.1%