Original filing (PDF)20251009100513NAL0011223856001

KEY COOPERATIVE

Name: KEY COOPERATIVE — UBG 401(K) - KEY COOP, Form 5500 (2024)
Creator: KEY COOPERATIVE

Form 5500

FILING_RECEIVED

UBG 401(K) - KEY COOP

401(k) retirement plan

Active participants

247

Accounts w/ balance

244

Plan assets (EOY)

$30.5M

Net assets (EOY)

$30.5M

How this plan invests

This plan

14 pooled trusts

Schedule D

33 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (17 bps vs 29 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KEY COOPERATIVE.

Plan sponsor

Name

KEY COOPERATIVE

EIN

42-0242395

Address

13585 620TH AVE · ROLAND, IA · 50236

Phone

(515) 388-8042

Industry

Agriculture, Forestry, Fishing, Huntingsee all

Plan administrator

Name

UNITED BENEFITS GROUP

EIN

01-0689331

City

KANSAS CITY, MO

Phone

(816) 459-3300

Plan characteristics

Plan number

030

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-09

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

EIDE BAILLY, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY O	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$18K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
UNITED BENEFITS GROUP	—	KANSAS CITY, MO	CONTRACT ADMIN	$28K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
INTELLICENTS INVESTMENT SOLUTIONS I	—	ALBERT LEA, MN	OTHER	$5K	—

Investments

20 direct securities · 14 pooled funds· $30.5M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust

$25.9M

14 holdings

Uncategorized

$4.6M

20 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
BLACKROCK LIFEPATH INDEX RETIREMENT GREAT GRAY · EIN 26-3773846 / PN 157	Common Collective Trust	—	—	$6.2M	20.2%
BLACKROCK LIFEPATH INDEX 2035 FUND GREAT GRAY · EIN 26-3770263 / PN 152	Common Collective Trust	—	—	$4.8M	15.6%
BLACKROCK LIFEPATH INDEX 2030 FUND GREAT GRAY · EIN 26-3770302 / PN 153	Common Collective Trust	—	—	$3.5M	11.5%
BLACKROCK LIFEPATH INDEX 2040 FUND GREAT GRAY · EIN 26-3770208 / PN 151	Common Collective Trust	—	—	$3.2M	10.6%
BLACKROCK LIFEPATH INDEX 2045 FUND GREAT GRAY · EIN 26-3770058 / PN 150	Common Collective Trust	—	—	$2.4M	7.9%
BLACKROCK LIFEPATH INDEX 2050 FUND GREAT GRAY · EIN 26-3763061 / PN 149	Common Collective Trust	—	—	$2.3M	7.5%
EI Fixed Account - Series Class I Fixed annuities N/A	—	—	—	$1.7M	5.6%
BLACKROCK LIFEPATH INDEX 2055 FUND GREAT GRAY · EIN 46-3302432 / PN 178	Common Collective Trust	—	—	$1.4M	4.7%
BLACKROCK LIFEPATH IDX 2065 FUND FE GREAT GRAY · EIN 38-4126295 / PN 000	Common Collective Trust	—	—	$977K	3.2%
Fidelity 500 Index Mutual fund N/A	—	—	—	$933K	3.1%
BLACKROCK LIFEPATH INDEX 2060 FUND GREAT GRAY · EIN 47-2700166 / PN 158	Common Collective Trust	—	—	$777K	2.6%
Fidelity Large Cap Growth Index Mutual fund N/A	—	—	—	$362K	1.2%
Notes receivable from participants Maturing 2025 - 2037 at interest rates of 4.25 - 9.50% -	—	—	—	$306K	1.0%
Fidelity Mid Cap Index Mutual fund N/A	—	—	—	$205K	0.7%
PIMCO Income Instl Mutual fund N/A	—	—	—	$194K	0.6%
T. Rowe Price New Horizons Mutual fund N/A	—	—	—	$169K	0.6%
SMALL CAP VALUE FUND II FEE CLASS R GREAT GRAY · EIN 38-4126250 / PN 000	Common Collective Trust	—	—	$127K	0.4%
BlackRock Core Bond Mutual fund N/A	—	—	—	$114K	0.4%
MFS Intl Diversification Mutual fund N/A	—	—	—	$95K	0.3%
BLACKROCK TOTAL RETURN BOND CL 6 GREAT GRAY · EIN 82-2941483 / PN 264	Common Collective Trust	—	—	$94K	0.3%
Fidelity Small Cap Growth Index Mutual fund N/A 744 Fidelity Small Cap Index Mutual fund N/A	—	—	—	$87K	0.3%
Fidelity Mid Cap Value Index Mutual fund N/A	—	—	—	$77K	0.3%
BLACKROCK MSCI ACWI EX-U.S. INDEX R GREAT GRAY · EIN 81-1950980 / PN 013	Common Collective Trust	—	—	$69K	0.2%
Blackrock Technology Opportunities Mutual fund N/A	—	—	—	$64K	0.2%
Lessor, or Similar Party Par, or Maturity Date Cost Value American Century Mid Cap Value Mutual fund N/A	—	—	—	$64K	0.2%
Fidelity Inflation Protected Bond Index Mutual fund N/A	—	—	—	$52K	0.2%
Fidelity Real Estate Index Institutional Mutual fund N/A	—	—	—	$46K	0.2%
Fidelity Small Cap Value Index Mutual fund N/A	—	—	—	$42K	0.1%
Fidelity Large Cap Value Index Mutual fund N/A	—	—	—	$40K	0.1%
MID CAP GROWTH FUND FEE CLASS R1 GREAT GRAY · EIN 38-4126247 / PN 549	Common Collective Trust	—	—	$31K	0.1%
Fidelity Mid Cap Growth Index Mutual fund N/A	—	—	—	$26K	<0.1%
PIMCO CommoditiesPlus Strategy Instl Mutual fund N/A	—	—	—	$12K	<0.1%
T. Rowe Price Health Sciences Mutual fund N/A	—	—	—	$2K	<0.1%
BLACKROCK LIFEPATH INDEX 2025 FUND GREAT GRAY · EIN 26-3773730 / PN 154	Common Collective Trust	—	—	$0	<0.1%