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Original filing (PDF)20250905084953NAL0028613840001
EMP SERV, LLC
Form 5500
FILING_RECEIVED
EMP SERV, LLC 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,283
Accounts w/ balance
1,486
Plan assets (EOY)
$72.4M
Net assets (EOY)
$72.4M
How this plan invests
This plan
3 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 29 bps in Schedule C fees — 79% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EMP SERV, LLC.
Plan sponsor
Name
EMP SERV, LLC
EIN
41-1893115
Address
1300 S HIGHWAY 75 · PIPESTONE, MN · 561643211
Phone
(507) 825-7925
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-05
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
EIDE BAILLY, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VISIONPOINT ADVISORY GROUP | 46-3329350 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $208K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EIDE BAILLY LLP | 45-0250958 | — | ACCOUNTANT | $0 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
26 direct securities · 3 pooled funds· $72.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$69.3M
26 holdings
Common Collective Trust
$3.1M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Index 2030 Mutual Fund N/A | — | — | — | $10.3M | 14.3% | |
| Fidelity Freedom Index 2040 Mutual Fund N/A | — | — | — | $9.7M | 13.4% | |
| Fidelity Freedom Index 2050 Mutual Fund N/A | — | — | — | $9.6M | 13.3% | |
| Fidelity Freedom Index 2035 Mutual Fund N/A | — | — | — | $8.6M | 11.9% | |
| Fidelity Freedom Index 2045 Mutual Fund N/A | — | — | — | $8.2M | 11.4% | |
| Fidelity Freedom Index 2055 Mutual Fund N/A | — | — | — | $5.0M | 6.9% | |
| Fidelity 500 Index Mutual Fund N/A | — | — | — | $3.7M | 5.1% | |
| Fidelity Freedom Index 2020 Mutual Fund N/A | — | — | — | $2.7M | 3.7% | |
| Fidelity Freedom Index 2025 Mutual Fund N/A | — | — | — | $2.6M | 3.6% | |
| Fidelity Mid Cap Index Mutual Fund N/A | — | — | — | $1.6M | 2.2% | |
| American Funds American Mutual Fund N/A | — | — | — | $1.5M | 2.1% | |
| FRANKLN DYNTECH GG R1 GREAT GRAY TRUST COMPANY · EIN 38-4116866 / PN 529 | Common Collective Trust | — | — | $1.4M | 1.9% | |
| PRINCIPAL STABLE VALUE Z FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274328 / PN 001 | Common Collective Trust | — | — | $1.0M | 1.4% | |
| Fidelity Freedom Index 2060 Mutual Fund N/A | — | — | — | $1.0M | 1.4% | |
| Maturing 2025 - 2029 at * Notes receivable from participants interest rates of 5.25% - 10.50% - | — | — | — | $998K | 1.4% | |
| Fidelity Freedom Index 2015 Mutual Fund N/A | — | — | — | $957K | 1.3% | |
| SMALL CAP GROWTH FUND II R1 GREAT GRAY TRUST COMPANY · EIN 38-4126288 / PN 592 | Common Collective Trust | — | — | $697K | 1.0% | |
| Nuveen Real Estate Securities Select Mutual Fund N/A | — | — | — | $690K | 1.0% | |
| Hartford Schroders International Stock Mutual Fund N/A | — | — | — | $616K | 0.9% | |
| JP Morgan Core Bond Mutual Fund N/A | — | — | — | $358K | 0.5% | |
| Vangd Total Intl Bond Index Mutual Fund N/A | — | — | — | $339K | 0.5% | |
| Franklin Small Cap Value Mutual Fund N/A | — | — | — | $289K | 0.4% | |
| Fidelity Freedom Index Income Mutual Fund N/A | — | — | — | $209K | 0.3% | |
| Fidelity Small Cap Index Mutual Fund N/A | — | — | — | $125K | 0.2% | |
| Fidelity Freedom Index 2010 Mutual Fund N/A | — | — | — | $120K | 0.2% | |
| (E) | — | — | — | $40K | <0.1% | |
| Fidelity Freedom Index 2065 Mutual Fund N/A | — | — | — | $40K | <0.1% | |
| Principal Pension Builder Guaranteed Investment Contract N/A | — | — | — | $4K | <0.1% | |
| (E) | — | — | — | $4K | <0.1% |
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