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Original filing (PDF)20250929220454NAL0027709602001
BOARD OF TRUSTEES OF THE CARPENTERS & JOINERS DEFINED CONTRIBUTION PLA
Form 5500
FILING_RECEIVED
CARPENTERS & JOINERS DEFINED CONTRIBUTION PLAN
Defined-contribution retirement plan
Signals · 3
2 failed disclosuresNo recordkeeper disclosed8 service providers
Active participants
22,716
Accounts w/ balance
23,346
Plan assets (EOY)
$811.3M
Net assets (EOY)
$811.3M
How this plan invests
This plan
11 pooled trusts
Schedule D
18 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
83
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
80
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 2 Schedule C providers failed to disclose compensation.
- 19 bps in Schedule C fees — 210% above peer band of 6 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES OF THE CARPENTERS & JOINERS DEFINED CONTRIBUTION PLA.
Plan sponsor
Name
BOARD OF TRUSTEES OF THE CARPENTERS & JOINERS DEFINED CONTRIBUTION PLA
EIN
41-1824896
Address
3001 METRO DRIVE, SUITE 500 · BLOOMINGTON, MN · 55425
Phone
(952) 854-0795
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-29
Pension benefit codes
2G · Total participant-directed accounts
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
8 rowsOther
8| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MILLIMAN | 91-0675641 | — | NONE | $791K | — |
| WILSON MCSHANE CORPORATION | 41-0956552 | — | NONE | $318K | — |
| SEGAL MARCO ADVISORS, INC | 13-2646110 | — | NONE | $197K | — |
| REINHART BOERNER VAN DEUREN S.C. | 39-1126909 | — | NONE | $116K | — |
| MATRIX TRUST COMPANY | 75-3182674 | — | NONE | $47K | — |
| CLIFTONLARSONALLEN LLP | 41-0746749 | — | NONE | $27K | — |
| THE SEGERDAHL CORPORATION | — | WHEELING, IL | NONE | $10K | — |
| RAFF PRINTING, INC. | — | EDINA, MN | NONE | $6K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| SOMMERS & FAHRENBACH | RESPONSE INDICATING INDIRECT COMPENSATION, IF ANY. |
| THE SEGERDAHL CORPORATION | RESPONSE INDICATING INDIRECT COMPENSATION, IF ANY. |
Investments
7 direct securities · 11 pooled funds· $801.5M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$785.3M
11 holdings
Uncategorized
$16.2M
7 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TARGET RETIREMENT 2045 SL SF CLASS STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 001 | Common Collective Trust | — | — | $132.7M | 16.4% | |
| TARGET RETIREMENT 2040 SL SF CLASS STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 493 | Common Collective Trust | — | — | $129.9M | 16.0% | |
| TARGET RETIREMENT 2035 SL SF CLASS STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 499 | Common Collective Trust | — | — | $125.3M | 15.4% | |
| TARGET RETIREMENT 2030 SL SF CLASS STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 492 | Common Collective Trust | — | — | $105.2M | 13.0% | |
| TARGET RETIREMENT 2050 SL SF CLASS STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 002 | Common Collective Trust | — | — | $93.0M | 11.5% | |
| TARGET RETIREMENT 2055 SL SF CLASS STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 005 | Common Collective Trust | — | — | $62.6M | 7.7% | |
| TARGET RETIREMENT 2025 SL SF CLASS STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 498 | Common Collective Trust | — | — | $54.9M | 6.8% | |
| TARGET RETIREMENT 2060 SL SF CLASS STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 008 | Common Collective Trust | — | — | $36.4M | 4.5% | |
| TARGET RETIREMENT 2065 SL SF CLASS STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 046 | Common Collective Trust | — | — | $21.1M | 2.6% | |
| TARGET RETIREMENT 2020 SL SF CLASS STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 491 | Common Collective Trust | — | — | $19.5M | 2.4% | |
| Fidelity Total Market Index Institutional Prem | — | — | — | $9.6M | 1.2% | |
| TARGET RETIREMENT INCOME SL SF CLAS STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 490 | Common Collective Trust | — | — | $4.7M | 0.6% | |
| Invesco Stable Value Trust B1 | — | — | — | $1.8M | 0.2% | |
| Baird Core Plus Bond Fund Class Institutional | — | — | — | $1.5M | 0.2% | |
| The Hartford Funds Hartford Schroders US Small Cap Opps SDR | — | — | — | $1.0M | 0.1% | |
| Fidelity International Index Institutional Prem | — | — | — | $863K | 0.1% | |
| Fidelity U.S. Bond Index Institutional Prem | — | — | — | $821K | 0.1% | |
| The Hartford Funds The Hartford International Opportunities Fund R6 | — | — | — | $524K | <0.1% |