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Original filing (PDF)20250910083625NAL0044779026001
BADER MANAGEMENT INC.
Form 5500
FILING_RECEIVED
BADER RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
~79 bps in Sched C fees
Active participants
400
Accounts w/ balance
180
Plan assets (EOY)
$18.1M
Net assets (EOY)
$18.1M
How this plan invests
This plan
19 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 79 bps in Schedule C fees — 172% above peer band of 29 bps.
- Only 45% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BADER MANAGEMENT INC..
Plan sponsor
Name
BADER MANAGEMENT INC.
EIN
41-1719493
Address
3020 FRANCE AVENUE S · ST. LOUIS PARK, MN · 55416
Phone
(952) 540-8623
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2U · Association Retirement Plan
Audit & trust (Schedule H)
Auditor
EISNERAMPER LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | 06-1050034 | GREENWOOD VILLAGE, CO | RECORDKEEPER | $100K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STILES FINANCIAL SERVICES INC | 41-1981331 | EDINA, MN | INVESTMENT ADVISOR | $42K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADVISED ASSETS GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $67 | — |
Investments
19 direct securities· $18.1M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JPMorgan Large Cap Growth Fund Class R6 Mutual Fund | — | — | — | $3.0M | 16.3% | |
| Vanguard Equity Income Mutual Fund | — | — | — | $2.4M | 13.4% | |
| T. Rowe Price Equity Index 500 Fund I Class Mutual Fund | — | — | — | $2.3M | 12.8% | |
| American Funds New Perspective R6 Fund Mutual Fund | — | — | — | $1.8M | 10.0% | |
| Guaranteed Income Fund - Empower Annuity Insurance Company (contract Insurance Company General * value) Account | — | — | — | $1.7M | 9.5% | |
| ClearBridge Select Fund Class IS Mutual Fund | — | — | — | $1.2M | 6.4% | |
| Western Asset Core Plus Bond IS Fund Mutual Fund | — | — | — | $1.0M | 5.8% | |
| AB Small Cap Growth Z Mutual Fund | — | — | — | $856K | 4.7% | |
| American Funds American Century MCV R6 Mutual Fund | — | — | — | $656K | 3.6% | |
| MFS New Discovery Value R6 Fund Mutual Fund | — | — | — | $535K | 3.0% | |
| Mass Mutual Premier High Yield Fund Class I Mutual Fund | — | — | — | $521K | 2.9% | |
| American Funds American Balanced R6 Fund Mutual Fund | — | — | — | $473K | 2.6% | |
| PIMCO International Bond Fund Institutional Class Mutual Fund | — | — | — | $429K | 2.4% | |
| Virtus KAR International Small Cap Fund Class R6 Mutual Fund | — | — | — | $310K | 1.7% | |
| Vanguard International Growth Fund Admiral Shares Mutual Fund | — | — | — | $281K | 1.6% | |
| DFA Intermediate Govt Fixed-Income I Fund Mutual Fund | — | — | — | $274K | 1.5% | |
| participant’s account balance, * Participant loans due through December 2029. | — | — | — | $229K | 1.3% | |
| American Funds New World R6 Fund Mutual Fund | — | — | — | $59K | 0.3% | |
| PGIM Global Real Estate R6 Fund Mutual Fund | — | — | — | $39K | 0.2% |
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