Original filing (PDF)20251013152614NAL0000763027002

KOWALSKI COMPANIES, INC.

Name: KOWALSKI COMPANIES, INC. — KOWALSKI COMPANIES, INC. SALARY REDUCTION PROFIT SHARING PLAN AND TRUST, Form 5500 (2024)
Creator: KOWALSKI COMPANIES, INC.

Form 5500

FILING_RECEIVED

KOWALSKI COMPANIES, INC. SALARY REDUCTION PROFIT SHARING PLAN AND TRUST

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

218

Accounts w/ balance

289

Plan assets (EOY)

$19.9M

Net assets (EOY)

$19.9M

How this plan invests

This plan

24 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Helping the score

Below-peer total plan cost (95th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for KOWALSKI COMPANIES, INC..

Plan sponsor

Name

KOWALSKI COMPANIES, INC.

EIN

41-1500646

Address

3180 SOUTHDALE CENTER · EDINA, MN · 55435

Phone

(651) 698-4752

Industry

Supermarkets & Other Grocery Stores· Retail Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-13

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Service providers (Schedule C)

No Schedule C providers reported

Investments

24 direct securities· $18.9M(95% of reported assets)

Other securities

$18.4M

22 holdings

Cash / Money Market

$371K

1 holding

Participant loans

$166K

1 holding

					% of plan
Vanguard Target Retirement 2030 Fund Mutual Fund	Other securities	—	—	$3.8M	19.1%
Vanguard Target Retirement 2020 Fund Mutual Fund	Other securities	—	—	$2.7M	13.7%
Vanguard Target Retirement 2025 Fund Mutual Fund	Other securities	—	—	$2.3M	11.4%
Vanguard Target Retirement 2035 Fund Mutual Fund	Other securities	—	—	$2.0M	9.9%
Vanguard Target Retirement 2040 Fund Mutual Fund	Other securities	—	—	$1.8M	8.8%
Vanguard Target Retirement 2045 Fund Mutual Fund	Other securities	—	—	$1.2M	6.2%
Vanguard Target Retirement 2050 Fund Mutual Fund	Other securities	—	—	$798K	4.0%
Vanguard 500 Index Inv Mutual Fund	Other securities	—	—	$745K	3.7%
Vanguard Target Retirement 2055 Fund Mutual Fund	Other securities	—	—	$713K	3.6%
Vanguard Windsor Inv Mutual Fund	Other securities	—	—	$413K	2.1%
Vanguard Total Stock Market Index Inv Mutual Fund	Other securities	—	—	$385K	1.9%
party collateral, par, or maturity value * Vanguard Cash Reserves Federal MM Adm Interest Bearing Cash ** $	Cash / Money Market	—	—	$371K	1.9%
Vanguard Small-Cap Index Inv Mutual Fund	Other securities	—	—	$237K	1.2%
Vanguard Target Retirement 2060 Fund Mutual Fund	Other securities	—	—	$218K	1.1%
Vanguard Selected Value Inv Mutual Fund	Other securities	—	—	$217K	1.1%
Vanguard Target Retirement Income Fund Mutual Fund	Other securities	—	—	$205K	1.0%
Vanguard Mid-Cap Growth Inv Mutual Fund	Other securities	—	—	$197K	1.0%
Vanguard Total Intl Stock Index Inv Mutual Fund	Other securities	—	—	$181K	0.9%
Notes receivable from participants Participant Loans***	Participant loans	—	—	$166K	0.8%
Vanguard Explorer Inv Mutual Fund	Other securities	—	—	$140K	0.7%
Vanguard Mid-Cap Index Inv Mutual Fund	Other securities	—	—	$90K	0.5%
Vanguard Target Retirement 2065 Fund Mutual Fund	Other securities	—	—	$69K	0.3%
Vanguard Short-Term Treasury Inv Mutual Fund	Other securities	—	—	$9K	<0.1%
Vanguard Total Bond Market Index Inv Mutual Fund	Other securities	—	—	$2K	<0.1%