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Original filing (PDF)20250910091226NAL0013350851001
PROFINIUM FINANCIAL HOLDINGS, INC.
Form 5500
FILING_RECEIVED
PROFINIUM 401(K) PLAN
401(k) retirement plan
Signals · 1
29% in single holding
Active participants
89
Accounts w/ balance
115
Plan assets (EOY)
$15.5M
Net assets (EOY)
$15.5M
How this plan invests
This plan
11 pooled trusts
Schedule D
11 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "[DFE: PUTNAM RETIREMENT ADVANTAGE SELECT 2045 (extraction pending)]" is 29% of plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PROFINIUM FINANCIAL HOLDINGS, INC..
Plan sponsor
Name
PROFINIUM FINANCIAL HOLDINGS, INC.
EIN
41-1470223
Address
105 LAKE AVENUE · FAIRMONT, MN · 56031
Phone
(507) 235-5538
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-10
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
WIPFLI, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | FUND COMPANY RECORDKEEPER | $5K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ENVESTNET RETIREMENT SOLUTIONS, LLC | — | DENVER, CO | INVESTMENT ADVISOR | $9K | — |
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MANAGEMENT | $5K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TSC, INC. | — | EDINA, MN | TPA | $9K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WIPFLI LLP | — | — | AUDITOR | $5K | — |
Investments
11 pooled funds· $1.5M(9% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$1.1M
9 holdings
Pooled Separate Account
$331K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PUTNAM RETIREMENT ADV SELECT 2045 R GREAT GRAY · EIN 38-7289819 / PN 790 | Common Collective Trust | — | — | $428K | 2.8% | |
| MFS INTERNATIONAL VALUE EQTY (IS PL EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 799 | Pooled Separate Account | — | — | $309K | 2.0% | |
| PUTNAM RETIREMENT ADV SELECT 2060 R GREAT GRAY · EIN 38-7275352 / PN 788 | Common Collective Trust | — | — | $287K | 1.9% | |
| PUTNAM RETIREMENT ADV SELECT 2055 R GREAT GRAY · EIN 38-7289821 / PN 792 | Common Collective Trust | — | — | $206K | 1.3% | |
| PUTNAM RETIREMENT ADV SELECT 2035 R GREAT GRAY · EIN 38-7275352 / PN 788 | Common Collective Trust | — | — | $93K | 0.6% | |
| PUTNAM RETIREMENT ADV SELECT 2040 R GREAT GRAY · EIN 38-7289818 / PN 789 | Common Collective Trust | — | — | $83K | 0.5% | |
| INTERNATIONAL BOND PLUS / PIMCO FUN EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 790 | Pooled Separate Account | — | — | $22K | 0.1% | |
| PUTNAM RETIREMENT ADV SELECT 2050 R GREAT GRAY · EIN 38-7289820 / PN 791 | Common Collective Trust | — | — | $18K | 0.1% | |
| PUTNAM RETIREMENT ADV SELECT 2065 R GREAT GRAY · EIN 38-7289823 / PN 794 | Common Collective Trust | — | — | $7K | <0.1% | |
| PUTNAM RETIREMENT ADV SELECT 2030 R PUTNAM INVESTMENTS · EIN 38-7275351 / PN 787 | Common Collective Trust | — | — | $2K | <0.1% | |
| PUTNAM RETIREMENT ADV SELECT MATURI GREAT GRAY · EIN 38-7275349 / PN 785 | Common Collective Trust | — | — | $2K | <0.1% |