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Original filing (PDF)20251009105536NAL0006865089001
PARAMARK CORP.
Form 5500
FILING_RECEIVED
PARAMARK CORP. 401(K) PLAN
401(k) retirement plan
Signals · 2
~236 bps in Sched C feesNo recordkeeper disclosed
Active participants
149
Accounts w/ balance
159
Plan assets (EOY)
$1.8M
Net assets (EOY)
$1.8M
How this plan invests
This plan
18 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 236 bps in Schedule C fees — 355% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PARAMARK CORP..
Plan sponsor
Name
PARAMARK CORP.
EIN
41-1452403
Address
7392 AIRPORT VIEW DRIVE SW · ROCHESTER, MN · 55903
Phone
(507) 285-5082
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SMITH SCHAFER & ASSOCIATES, LTD.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALERUS FINANCIAL, N.A. | 45-6062081 | — | NONE | $42K | — |
Investments
18 direct securities· $1.8M(99% of reported assets)
Uncategorized
$1.7M
17 holdings
Mutual Funds
$46K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2030 | — | — | — | $255K | 14.5% | |
| Vanguard Target Retirement 2040 | — | — | — | $242K | 13.7% | |
| Vanguard Target Retirement 2045 | — | — | — | $224K | 12.7% | |
| Vanguard Total Stock Mkt Index Admiral Fund | — | — | — | $222K | 12.6% | |
| Vanguard Target Retirement 2025 | — | — | — | $184K | 10.4% | |
| Vanguard Target Retirement 2035 | — | — | — | $103K | 5.8% | |
| Vanguard Target Retirement 2050 | — | — | — | $100K | 5.7% | |
| Vanguard Target Retirement 2020 | — | — | — | $97K | 5.5% | |
| Vanguard Target Retirement 2060 | — | — | — | $77K | 4.4% | |
| DFA Dimensional DFA US Targeted Value ** 230 DFA Dimensional Global Real Estate Securities | — | — | — | $71K | 4.0% | |
| Vanguard Target Retirement 2055 | — | — | — | $70K | 3.9% | |
| Schwab Value Advantage Money Inv | Mutual Funds | — | — | $46K | 2.6% | |
| Vanguard Target Retirement Income | — | — | — | $28K | 1.6% | |
| Vanguard Small Cap Index Admiral Fund | — | — | — | $12K | 0.7% | |
| DFA Dimensional International Small Company | — | — | — | $6K | 0.3% | |
| Vanguard Small Cap Growth Index Admiral ** 407 Vanguard Growth Index Admiral ** 15 Vanguard Value Index Admiral Fund | — | — | — | $5K | 0.3% | |
| Vanguard Target Retirement 2065 | — | — | — | $5K | 0.3% | |
| Vanguard Developed Markets Index Adm | — | — | — | $5K | 0.3% |
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