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Original filing (PDF)20251015104040NAL0004613585001
GRAMMER INC.
Form 5500
FILING_RECEIVED
GRAMMER 401(K) PLAN
401(k) retirement plan
Active participants
248
Accounts w/ balance
420
Plan assets (EOY)
$39.3M
Net assets (EOY)
$39.3M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 51 bps in Schedule C fees — 76% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GRAMMER INC..
Plan sponsor
Name
GRAMMER INC.
EIN
41-1280872
Address
43712 HALYARD DRIVE · PLYMOUTH, MI · 48170
Phone
(734) 904-2570
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
MEADEN AND MOORE
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $43K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CBIZ INVESTMENT ADVISORY SERVICES L | — | CLEVELAND, OH | INVESTMENT ADVISOR | $67K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MEADEN & MOORE LTD | — | CLEVELAND, OH | AUDITOR | $43K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $47K | — |
Investments
28 direct securities· $39.5M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIDELITY 500 INDEX Mutual Fund N/A | — | — | — | $6.6M | 16.9% | |
| EI Fixed Account - Series Class II Guaranteed Interest Account N/A | — | — | — | $3.5M | 8.8% | |
| AB LARGE CAP GROWTH Z Mutual Fund N/A | — | — | — | $3.0M | 7.6% | |
| T. ROWE PRICE OVERSEAS STOCK I Mutual Fund N/A | — | — | — | $2.6M | 6.7% | |
| DODGE & COX INCOME - I Mutual Fund N/A | — | — | — | $2.6M | 6.7% | |
| VANGUARD MID CAP INDEX FUND - ADMIRAL Mutual Fund N/A | — | — | — | $2.6M | 6.6% | |
| AMERICAN FUNDS AMERICAN BALANCED R6 Mutual Fund N/A | — | — | — | $2.4M | 6.1% | |
| VANGUARD TOTAL BOND MARKET INDEX ADMIRAL Mutual Fund N/A | — | — | — | $2.1M | 5.3% | |
| T. ROWE PRICE RETIREMENT I 2045 I Mutual Fund N/A | — | — | — | $1.5M | 3.8% | |
| T. ROWE PRICE RETIREMENT I 2030 I Mutual Fund N/A | — | — | — | $1.4M | 3.4% | |
| VANGUARD WINDSOR II FUND - ADMIRAL Mutual Fund N/A | — | — | — | $1.2M | 3.1% | |
| VANGUARD DEVELOPED MARKETS INDEX ADMIRAL Mutual Fund N/A | — | — | — | $1.2M | 3.1% | |
| VICTORY SYCAMORE ESTABLISHED VALUE I Mutual Fund N/A | — | — | — | $1.1M | 2.9% | |
| ALLSPRING SPECIAL SMALL CAP VALUE R6 Mutual Fund N/A | — | — | — | $1.1M | 2.8% | |
| T. ROWE PRICE RETIREMENT I 2050 I Mutual Fund N/A | — | — | — | $931K | 2.4% | |
| VANGUARD SMALL CAP INDEX ADM Mutual Fund N/A | — | — | — | $900K | 2.3% | |
| T. ROWE PRICE RETIREMENT I 2035 I Mutual Fund N/A | — | — | — | $832K | 2.1% | |
| VANGUARD INFLATION-PROTECTED SECS ADM Mutual Fund N/A | — | — | — | $674K | 1.7% | |
| T. ROWE PRICE RETIREMENT I 2040 I Mutual Fund N/A | — | — | — | $648K | 1.6% | |
| T. ROWE PRICE RETIREMENT I 2055 I Mutual Fund N/A | — | — | — | $541K | 1.4% | |
| Participant loans (Interest at 4.25% to 9.5%) N/A | — | — | — | $440K | 1.1% | |
| PIMCO GLOBAL BOND OPPS (USD-HEDGED) INST Mutual Fund N/A | — | — | — | $343K | 0.9% | |
| JPMORGAN MID CAP GROWTH R6 Mutual Fund N/A | — | — | — | $296K | 0.8% | |
| T. ROWE PRICE RETIREMENT I 2025 I Mutual Fund N/A | — | — | — | $279K | 0.7% | |
| ClearBridge Small Cap Growth IS Mutual Fund N/A | — | — | — | $233K | 0.6% | |
| T. ROWE PRICE RETIREMENT I 2065 I Mutual Fund N/A | — | — | — | $176K | 0.4% | |
| T. ROWE PRICE RETIREMENT I 2060 I Mutual Fund N/A | — | — | — | $175K | 0.4% | |
| American Fund Europacific GR R6 Mutual Fund N/A | — | — | — | $36K | <0.1% |