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Original filing (PDF)20251015143318NAL0006597264001
THE TALBOTS, LLC
Form 5500
FILING_RECEIVED
THE TALBOTS, INC. PENSION PLAN
Defined-benefit pension plan
Signals · 3
49% in single holding~148 bps in Sched C feesNo recordkeeper disclosed
Active participants
244
Accounts w/ balance
—
Plan assets (EOY)
$53.6M
Net assets (EOY)
$53.5M
How this plan invests
This plan
4 pooled trusts
Schedule D
5 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
82
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
55
Participation health
100
Knocking points off
- Top holding "MSCI ACWI Index 1,513,481 shares" is 49% of plan.
- 148 bps in Schedule C fees — 822% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
- Plan is frozen (1I) — no new benefit accrual.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE TALBOTS, LLC.
Plan sponsor
Name
THE TALBOTS, LLC
EIN
41-1111318
Address
ONE TALBOTS DRIVE · HINGHAM, MA · 020431583
Phone
(781) 749-7600
Industry
Retail Tradesee all
Plan administrator
Name
JILL URRARO
EIN
41-1111318
City
HINGHAM, MA
Phone
(239) 346-8309
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
1A · Pay-related DB formula
1I · Frozen plan — no new benefit accrual
Audit & trust (Schedule H)
Auditor
CBIZ CPAS, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OCTOBER THREE CONSULTING LLC | 27-1175487 | — | NONE | $511K | — |
| WILLIS TOWERS WATSON US LLC. | 53-0181291 | — | NONE | $230K | — |
| STATE STREET GLOBAL ADVISORS TRUST | 81-4017137 | — | NONE | $49K | — |
Investments
1 direct security · 4 pooled funds· $52.6M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$49.5M
4 holdings
Uncategorized
$3.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MSCI ACWI INDEX STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 042 | Common Collective Trust | — | $19.4M | $25.8M | 48.1% | |
| 20+ YEAR U.S. TREASURY STRIPS INDEX STATE STREET BANK AND TRUST COMPANY · EIN 90-0337987 / PN 169 | Common Collective Trust | — | $15.0M | $9.3M | 17.4% | |
| WTW GT DCF TOWERS WATSON INVESTMENT SERVICES, INC. · EIN 82-6695738 / PN 001 | Common Collective Trust | — | $6.1M | $7.6M | 14.2% | |
| WTW GT RAF TOWERS WATSON INVESTMENT SERVICES, INC. · EIN 82-6695738 / PN 005 | Common Collective Trust | — | $5.0M | $6.8M | 12.7% | |
| State Street Short-term Investment Fund Short-term investment fund | — | — | $3.1M | $3.1M | 5.7% |
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