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Original filing (PDF)20251210105225NAL0004906961001
GROVES ACADEMY
Form 5500
FILING_RECEIVED
GROVES ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN
403(b) retirement plan
Signals · 2
Late filing · 0.8 moNo recordkeeper disclosed
Active participants
161
Accounts w/ balance
174
Plan assets (EOY)
$11.8M
Net assets (EOY)
$11.8M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
97
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Filed 0.8 months past the 10.5-month grace window.
- 52 bps in Schedule C fees — 79% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GROVES ACADEMY.
Plan sponsor
Name
GROVES ACADEMY
EIN
41-0979871
Address
3200 HIGHWAY 100 SOUTH · ST. LOUIS PARK, MN · 55416
Phone
(952) 915-4254
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-12-10
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CLIFTON LARSEN ALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SAGEVIEW ADVISORY GROUP, LLC | 33-0818667 | — | INVESTMENT ADVISORY | $14K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $32K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CLIFTONLARSONALLEN LLP | 41-0746749 | — | ACCOUNTANT | $16K | — |
Investments
31 direct securities· $11.9M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Am Cent One Choice 2065 Inv Fd | — | — | $0 | $1.7M | 14.4% | |
| CREF EQUITY INDEX | — | — | $0 | $1.6M | 13.9% | |
| CREF BOND MARKET | — | — | $0 | $1.4M | 11.9% | |
| Am Fds EuroPacific Grth R4 Fd | — | — | $0 | $1.1M | 9.1% | |
| Am Cent One Choice 2040 Inv Fd | — | — | $0 | $982K | 8.3% | |
| Am Cent One Choice 2045 Inv Fd | — | — | $0 | $956K | 8.1% | |
| PIMCO StocksPLUS Small A Fund | — | — | $0 | $791K | 6.7% | |
| STANDARD STABLE ASSET I FUND | — | — | $0 | $520K | 4.4% | |
| Am Cent One Choice 2035 Inv Fd | — | — | $0 | $474K | 4.0% | |
| Am Cent One Choice 2050 Inv Fd | — | — | $0 | $346K | 2.9% | |
| Am Cent One Choice 2030 Inv Fd | — | — | $0 | $282K | 2.4% | |
| Am Cent One Choice 2055 Inv Fd | — | — | $0 | $276K | 2.3% | |
| Nuveen S&P 500 Indx R6 Fd | — | — | $0 | $255K | 2.2% | |
| Parnassus Core Equity I Fund | — | — | $0 | $200K | 1.7% | |
| Am Cent One Choice 2060 Inv Fd | — | — | $0 | $191K | 1.6% | |
| Prin RE Secs R6 Fund | — | — | $0 | $106K | 0.9% | |
| JP Morgan Mid Cap Eq I Fund | — | — | $0 | $100K | 0.8% | |
| Harbor Capital App Adm Fund | — | — | $0 | $95K | 0.8% | |
| CREF SOCIAL CHOICE | — | — | $0 | $87K | 0.7% | |
| CREF MONEY MARKET R1 | — | — | $0 | $65K | 0.6% | |
| CREF INFLATION LINKED BOND | — | — | $0 | $64K | 0.5% | |
| Allspring Core Bond Adm Fund | — | — | $0 | $48K | 0.4% | |
| CREF STOCK R1 | — | — | $0 | $40K | 0.3% | |
| Am Cent One Chc In Ret Inv Fd | — | — | $0 | $38K | 0.3% | |
| Participant Loans | — | — | — | $23K | 0.2% | |
| T Rowe Price SmCp Stock Adv Fd | — | — | $0 | $23K | 0.2% | |
| TIAA REAL ESTATE | — | — | $0 | $23K | 0.2% | |
| CREF GLOBAL EQUITIES | — | — | $0 | $17K | 0.1% | |
| Am Cent One Choice 2025 Inv Fd | — | — | $0 | $17K | 0.1% | |
| Invesco Comstock A Fund | — | — | $0 | $14K | 0.1% | |
| CREF GR | — | — | $0 | $2K | <0.1% |
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