Original filing (PDF)20250926130251NAL0008566769001

Community Action Partnership of Ramsey and Washington Counties

Name: Community Action Partnership of Ramsey and Washington Counties — Form 5500 Plan 003 (2024)
Creator: Community Action Partnership of Ramsey and Washington Counties
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Community Action Partnership of Ramsey and Washington Counties Tax Sheltered Investment Program 403(b) Plan

403(b) retirement plan · Community Action Partnership of Ramsey and Washington Counties' Community Action Partnership of Ramsey and Washington Counties Tax Sheltered Investment Program 403(b) Plan held $15.5M in plan assets for 353 participants in 2024, with Principal as recordkeeper.

Signals · 2

Late participant contributionsNon-clean audit opinion

Active participants

353

Accounts w/ balance

565

Plan assets (EOY)

$15.5M

Net assets (EOY)

$15.5M

Plan identifiers

Community Action Partnership of Ramsey and Washington Counties' EIN is 41-0883443.

EIN 41-0883443

Plan number 003

Plan year 2024

ACK ID 20250926130251NAL0008566769001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Community Action Partnership of Ramsey and Washington Counties from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Community Action Partnership of Ramsey and Washington Counties' plan includes ERISA 404(c) participant direction, a 403(b) annuity, 403(b) custodial accounts, a default investment (QDIA), automatic enrollment, profit-sharing.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for COMMUNITY ACTION PARTNERSHIP OF RAMSEY AND WASHINGTON COUNTIES.

Finding similar companies…

How this plan invests

This plan

1 pooled trust

Schedule D

45 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 7K (0% of contributions).
Auditor issued a qualified / adverse / disclaimer opinion.

Helping the score

High account-holder ratio — balance-holders per active participant in the top 15% of peers (87th percentile).

Plan sponsor

Name

COMMUNITY ACTION PARTNERSHIP OF RAMSEY AND WASHINGTON COUNTIES

EIN

all filings

Address

450 SYNDICATE ST N · SAINT PAUL, MN · 55104

Phone

(651) 645-6445

Industry

Other Services (ex. Public Admin)

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-26

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

2S · Automatic enrollment

2A · Age/service weighted or new comparability

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$69K	—
ASCENSUS	82-3719843	—	CONTRACT ADMINISTRATOR	$7K	—

Investment manager

Name	EIN	Location	Relation	Direct comp	Indirect comp

Investments

45 direct securities · 1 pooled fund· $15.5M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Other securities

$11.3M

22 holdings

Mutual Funds

$2.5M

18 holdings

Common Collective Trusts

$1.5M

4 holdings

Common Stocks

$122K

1 holding

Pooled Separate Account

$30K

1 holding

					% of plan
PrincipalLifetime 2045 Mutual Fund	Other securities	—	—	$1.9M	12.0%
PrincipalLifetime 2030 Mutual Fund	Other securities	—	—	$1.8M	11.6%
PrincipalLifetime 2035 Mutual Fund	Other securities	—	—	$1.4M	9.3%
PrincipalLifetime 2050 Mutual Fund	Other securities	—	—	$1.2M	7.6%
PrincipalLifetime 2025 Mutual Fund	Other securities	—	—	$1.0M	6.5%
PrincipalLifetime 2040 Mutual Fund	Other securities	—	—	$886K	5.7%
PrincipalLifetime 2055 Mutual Fund	Other securities	—	—	$785K	5.1%
Fidelity500 Index Fund Mutual Fund	Common Collective Trusts	—	—	$693K	4.5%
TIAA CREF Traditional Non Benefit Responsive Fixed Account	Mutual Funds	—	—	$627K	4.0%
Principal Income Guaranteed Option Fixed Account	Other securities	—	—	$623K	4.0%
TIAA CREF Traditional Benefit Responsive Fixed Account	Mutual Funds	—	—	$469K	3.0%
CREF Equity Index Variable Annuities	Common Collective Trusts	—	—	$435K	2.8%
PrincipalLifetime 2015 Mutual Fund	Other securities	—	—	$419K	2.7%
CREF Stock Variable Annuities	Mutual Funds	—	—	$348K	2.2%
CREF Growth Variable Annuities	Mutual Funds	—	—	$300K	1.9%
FidelitySm Cap Index Fund Mutual Fund	Common Collective Trusts	—	—	$269K	1.7%
CREF Social Choice Variable Annuities	Mutual Funds	—	—	$234K	1.5%
American FundsEuropacific Growth Fund Mutual Fund	Mutual Funds	—	—	$207K	1.3%
PrincipalLifetime 2060 Mutual Fund	Other securities	—	—	$202K	1.3%
PrincipalLifetime Strategic Income Mutual Fund	Other securities	—	—	$197K	1.3%
Principal LargeCap Growth Fund I Mutual Fund	Other securities	—	—	$183K	1.2%
CREF Global Equities Variable Annuities	Mutual Funds	—	—	$176K	1.1%
PioneerStrategic Income Mutual Fund	Other securities	—	—	$159K	1.0%
PrincipalLifetime 2020 Mutual Fund	Other securities	—	—	$150K	1.0%
VanguardEquity-Inc Adm Fund Mutual Fund	Common Stocks	—	—	$122K	0.8%
FidelityMid Cp Index Fund Mutual Fund	Common Collective Trusts	—	—	$118K	0.8%
PrincipalLifetime 2065 Mutual Fund	Other securities	—	—	$104K	0.7%
Undisc Mgrs Behav Value R6 Fd Mutual Fund	Other securities	—	—	$85K	0.5%
LA Capital ManagementMid Cap Value Mutual Fund	Other securities	—	—	$62K	0.4%
Principal Core Fixed Income Fund Mutual Fund	Other securities	—	—	$62K	0.4%
CREF Money Market Variable Annuities	Mutual Funds	—	—	$58K	0.4%
CREF Bond Market Variable Annuities	Mutual Funds	—	—	$43K	0.3%
Alliance BernsteinSmall Cap Growth Mutual Fund	Other securities	—	—	$31K	0.2%
TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$30K	0.2%
BlackRock Md-Cp Gr Eq K Fd Mutual Fund	Other securities	—	—	$28K	0.2%
TIAA Access LgCp Res Eq T4 Variable Annuities	Mutual Funds	—	—	$25K	0.2%
Amana Growth Inst Fund Mutual Fund	Other securities	—	—	$16K	0.1%
TIAA Access Small Cap Blend Variable Annuities	Mutual Funds	—	—	$16K	0.1%
TIAA Access Lifecycle 2030 Variable Annuities	Mutual Funds	—	—	$16K	0.1%
Pioneer Balanced ESG K Fund Mutual Fund	Other securities	—	—	$14K	<0.1%
TIAA Access Lifecycle 2010 Variable Annuities	Mutual Funds	—	—	$12K	<0.1%
TIAA Access T-C Intl Equity T4 Variable Annuities	Mutual Funds	—	—	$4K	<0.1%
CREF Inflation-Linked Bond Variable Annuities	Mutual Funds	—	—	$4K	<0.1%
TIAA Access T-C Mid Cap Val T4 Variable Annuities	Mutual Funds	—	—	$3K	<0.1%
TIAA Access T-C Lrg Cap Val T4 Variable Annuities	Mutual Funds	—	—	$3K	<0.1%
TIAA Access Mid Cap Val Variable Annuities	Mutual Funds	—	—	$2K	<0.1%