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Original filing (PDF)20250810140312NAL0003533907001
THINK MUTUAL BANK
Form 5500
FILING_RECEIVED
THINK 401(K) PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
277
Accounts w/ balance
420
Plan assets (EOY)
$64.8M
Net assets (EOY)
$64.8M
How this plan invests
This plan
1 pooled trust
Schedule D
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Helping the score
- Below-peer total fees (0 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THINK MUTUAL BANK.
Plan sponsor
Name
THINK MUTUAL BANK
EIN
41-0844117
Address
5200 MEMBERS PARKWAY NW · ROCHESTER, MN · 55901
Phone
(507) 536-5726
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
004
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-10
Pension benefit codes
2F · ERISA section 404(c)
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $2K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
19 direct securities · 1 pooled fund· $64.1M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$63.8M
19 holdings
Common Collective Trust
$295K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | — | — | — | $10.9M | 16.8% | |
| JP Morgan JPMorgan Large Cap Growth Fund | — | — | — | $8.5M | 13.1% | |
| Vanguard Equity-Income Fund | — | — | — | $6.4M | 9.8% | |
| American Funds American Funds EuroPacific Growth Fund | — | — | — | $5.4M | 8.3% | |
| Baird Core Plus Bond Fund Class Institutional | — | — | — | $4.2M | 6.5% | |
| Fidelity Mid Cap Index | — | — | — | $3.6M | 5.5% | |
| Fidelity Total Intl Index Fund | — | — | — | $3.1M | 4.8% | |
| BlackRock Mid-Cap Growth Equity Portfolio | — | — | — | $2.9M | 4.4% | |
| MFS Mid Cap Value Fund | — | — | — | $2.6M | 4.0% | |
| The Hartford The Hartford Strategic Income Fund | — | — | — | $2.6M | 3.9% | |
| Fidelity Real Estate Index Fund | — | — | — | $2.3M | 3.6% | |
| Fidelity U.S. Bond Index Fund | — | — | — | $2.3M | 3.6% | |
| Fidelity Small Cap Index Fund | — | — | — | $2.3M | 3.5% | |
| American Century American Century Small Cap Growth Fund | — | — | — | $2.1M | 3.2% | |
| American Century American Century Small Cap Value Fund | — | — | — | $1.9M | 3.0% | |
| Manning & Napier Manning & Napier Rainier International Discovery Series | — | — | — | $1.9M | 2.9% | |
| American Funds American Funds Mortgage Fund | — | — | — | $492K | 0.8% | |
| Participants Participant Loans - 4.25% - 9.50% Interest - | — | — | — | $370K | 0.6% | |
| TRP STABLE VALUE A T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001 | Common Collective Trust | — | — | $295K | 0.5% | |
| Fidelity Government Money Market Fund | — | — | — | $18K | <0.1% |
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