Back to filter
Original filing (PDF)20251013123600NAL0002892338001
MIDWEST SPECIAL SERVICES INC
Form 5500
FILING_RECEIVED
MSS 401(K) PLAN
401(k) retirement plan
Signals · 3
39% in single holding~76 bps in Sched C feesNo recordkeeper disclosed
Active participants
115
Accounts w/ balance
133
Plan assets (EOY)
$7.0M
Net assets (EOY)
$7.0M
How this plan invests
This plan
1 pooled trust
Schedule D
11 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
80
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Securian Am S&P 500 Index Pooled Separate Account" is 39% of plan.
- 76 bps in Schedule C fees — modestly above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MIDWEST SPECIAL SERVICES INC.
Plan sponsor
Name
MIDWEST SPECIAL SERVICES INC
DBA
MSS
EIN
41-0746072
Address
900 OCEAN STREET · ST PAUL, MN · 55106
Phone
(651) 793-4123
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
REDPATH AND COMPANY, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MINNESOTA LIFE INSURANCE COMPANY | 41-0417830 | — | NONE | $32K | — |
| COMMONWEALTH FINANCIAL | 04-2675571 | — | NONE | $22K | — |
Investments
10 direct securities · 1 pooled fund· $14.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$7.0M
1 holding
Uncategorized
$7.0M
10 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MASTER SEPARATE ACCOUNT MINNESOTA LIFE INSURANCE COMPANY · EIN 41-0417830 / PN 900 | Pooled Separate Account | — | — | $7.0M | 99.9% | |
| Securian Am S&P 500 Index Pooled Separate Account | — | — | — | $2.7M | 39.1% | |
| Vanguard Tot Bond Mkt Idx Adm Pooled Separate Account | — | — | — | $1.5M | 21.3% | |
| Fidelity Global Ex US Index Pooled Separate Account | — | — | — | $1.3M | 19.1% | |
| Vanguard Extended Mkt Idx Adm Pooled Separate Account | — | — | — | $1.1M | 16.0% | |
| Wellington Discip US EQ Pooled Separate Account | — | — | — | $116K | 1.7% | |
| Fidelity Adv Total Bond I Pooled Separate Account | — | — | — | $89K | 1.3% | |
| Vanguard Wellesley Inc Adm Pooled Separate Account | — | — | — | $44K | 0.6% | |
| Thornburg Strategic Income R5 Pooled Separate Account | — | — | — | $31K | 0.4% | |
| Amer Funds Cap World Bond R6 Pooled Separate Account | — | — | — | $12K | 0.2% | |
| ML Guaranteed Return Account Guaranteed Investment Contract | — | — | — | $9K | 0.1% |
Related plans
Other plans using MINNESOTA LIFE INSURANCE COMPANY
SECURIAN FINANCIAL GROUP, INC.
SECURIAN FINANCIAL GROUP, INC. RETIREMENT PLAN
$1.2B · 2,702 participants
AMERICAN ACADEMY OF PEDIATRICS
AMERICAN ACADEMY OF PEDIATRICS EMPLOYEES' RETIREMENT PLAN
$214.2M · 533 participants
EDWARD DON & COMPANY
THE EDWARD DON & COMPANY COMPREHENSIVE PROFIT SHARING AND SAVINGS PLAN
$137.2M · 193 participants
RSP ARCHITECTS, LTD
RSP ARCHITECTS, LTD. RETIREMENT SAVINGS PLAN AND TRUST
$88.4M · 320 participants
CHEMTRADE LOGISTICS
CHEMTRADE CHEMICALS CORPORATION CONSOLIDATED PENSION PLAN
$87.8M · 50 participants
MEMBER COOPERATIVES OF CHS INC
PENSION PLAN FOR COOPERATIVES
$83.8M · 830 participants
Similar-size Health Care & Social Assistance plans
MARC, INC. OF MANCHESTER
MARC, INC. RETIREMENT PLAN
$7.0M · 262 participants
GOODWILL INDUSTRIES OF TULSA, INC.
401(A) PROFIT-SHARING PLAN FOR EMPLOYEES OF GOODWILL INDUSTRIES OF TULSA, INC.
$7.1M · 379 participants
SVRC INDUSTRIES INC
SVRC INDUSTRIES INC 401(K) PROFIT SHARING PLAN & TRUST
$6.9M · 111 participants
THE SHADOWFAX CORPORATION
THE SHADOWFAX CORPORATION 403(B) PLAN
$7.1M · 280 participants
SENIOR SERVICE AMERICA, INC.
SENIOR SERVICE AMERICA, INC. 401(K) PLAN
$6.9M · 45 participants
GOODWILL INDUSTRIES OF THE SOUTHERN RIVERS, INC.
GOODWILL INDUSTRIES RETIREMENT SAVINGS PLAN
$7.1M · 565 participants
Large plans in Minnesota
WELLS FARGO & COMPANY
WELLS FARGO & COMPANY 401(K) PLAN
$57.9B · 167,176 participants
UNITED HEALTHCARE SERVICES INC.
UNITEDHEALTH GROUP 401(K) SAVINGS PLAN MASTER TRUST
$31.0B
MINNESOTA LIFE INSURANCE COMPANY
MASTER SEPARATE ACCOUNT
$29.2B
UNITEDHEALTH GROUP INCORPORATED
UNITEDHEALTH GROUP 401(K) SAVINGS PLAN
$26.6B · 199,134 participants
TARGET CORPORATION
TARGET CORPORATION 401(K) PLAN
$14.4B · 427,999 participants
TARGET CORPORATION
TARGET CORPORATION 401(K) MASTER TRUST
$14.2B