Original filing (PDF)20251001064955NAL0012843489001

INTERNATIONAL FALLS MEMORIAL HOSPITAL ASSOCIATION

Name: INTERNATIONAL FALLS MEMORIAL HOSPITAL ASSOCIATION — RAINY LAKE MEDICAL CENTER 401(K) RETIREMENT PLAN, Form 5500 (2024)
Creator: INTERNATIONAL FALLS MEMORIAL HOSPITAL ASSOCIATION

Form 5500

FILING_RECEIVED

RAINY LAKE MEDICAL CENTER 401(K) RETIREMENT PLAN

401(k) retirement plan

Active participants

214

Accounts w/ balance

264

Plan assets (EOY)

$14.1M

Net assets (EOY)

$14.1M

How this plan invests

This plan

17 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade C

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for INTERNATIONAL FALLS MEMORIAL HOSPITAL ASSOCIATION.

Plan sponsor

Name

INTERNATIONAL FALLS MEMORIAL HOSPITAL ASSOCIATION

DBA

RAINY LAKE MEDICAL CENTER

EIN

41-0726171

Address

1400 HIGHWAY 71 · INTERNATIONAL FALLS, MN · 56649

Phone

(218) 283-4481

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-01

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
STANCORP FINANCAIL GROUP	93-1253576	—	NONE	$35K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
CONCOURSE FINANCIAL GROUP	63-0879387	—	INVESTMENT ADVISORY	$24K	—

Investments

17 direct securities· $12.4M(88% of reported assets)

					% of plan
PRUDENTIAL TOTAL RETURN BOND Q MUTUAL FUND ....	Other securities	—	—	$2.8M	19.9%
FIDELITY 500 INDEX FUND MUTUAL FUND	Other securities	—	—	$2.5M	17.5%
.. MFS INTERNATIONAL DIVERSIFICATION FUND CLASS R6 MUTUAL FUND	Other securities	—	—	$2.1M	14.5%
.. VANGUARD EQUITY-INCOME ADM MUTUAL FUND	Other securities	—	—	$1.3M	9.2%
.. TIAA-CREF LARGE-CAP GROWTH INST MUTUAL FUND	Other securities	—	—	$1.2M	8.8%
• FIDELITY SMALL CAP INDEX FD INSTL PREMIUM CL MUTUAL FUND .	Other securities	—	—	$790K	5.6%
.. FIDELITY MDCP VLUE INDX MUTUAL FUND	Other securities	—	—	$478K	3.4%
CARILLON EAGLE MID CAP GROWTH FUND CL R6 MUTUAL FUND ••	Other securities	—	—	$419K	3.0%
AMERICAN FUNDS AMERICAN BALANCED R6 MUTUAL FUND ••	Other securities	—	—	$394K	2.8%
.. FIDELITY TOTAL INTL INDEX FD INSTL PREM CL MUTUAL FUND	Other securities	—	—	$121K	0.9%
.. AMERICAN FUNDS NEW PERSPECTIVE R6 MUTUAL FUND	Other securities	—	—	$70K	0.5%
.. JANUS HENDERSON MULTI-SECTOR INCOME FUND CLASS N MUTUAL FUND	Other securities	—	—	$61K	0.4%
AB SMALL CAP GROWTH PORTFOLIO CLASS Z MUTUAL FUND ••	Other securities	—	—	$59K	0.4%
DFA US TARGETED VALUE PORT MUTUAL FUND ••	Other securities	—	—	$43K	0.3%
FIDELITY MID CAP INDEX FD MUTUAL FUND •	Other securities	—	—	$40K	0.3%
PRUDENTIAL HIGH-YIELD Q MUTUAL FUND	Other securities	—	—	$25K	0.2%
INVESCO DEVELOPING MARKETS FUND MUTUAL FUND ••	Other securities	—	—	$13K	<0.1%