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Original filing (PDF)20251001102135NAL0005872499001
UNIVERSITY OF ST. THOMAS
Form 5500
FILING_RECEIVED
UNIVERSITY OF ST. THOMAS RETIREMENT PLAN
403(b) retirement plan
Active participants
2,605
Accounts w/ balance
3,107
Plan assets (EOY)
$459.7M
Net assets (EOY)
$459.7M
How this plan invests
This plan
1 pooled trust
Schedule D
82 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (4 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNIVERSITY OF ST. THOMAS.
Plan sponsor
Name
UNIVERSITY OF ST. THOMAS
EIN
41-0693970
Address
2115 SUMMIT AVE · ST. PAUL, MN · 55105
Phone
(651) 962-6521
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-01
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | 13-3689044 | — | RECORDKEEPER | $178K | — |
| FIDELITY INVESTMENTS | 04-2647786 | — | RECORDKEEPER | $3K | — |
| TIAA | 13-1624203 | — | RECORDKEEPER | $216 | — |
Broker
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | SECURITIES BROKER | $769 | — |
| NATIONAL FINANCIAL SERVICES | 04-3523567 | — | SECURITIES BROKER | $0 | — |
Investments
81 direct securities · 1 pooled fund· $459.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$457.4M
81 holdings
Pooled Separate Account
$2.3M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA Traditional | — | — | — | $43.9M | 9.6% | |
| Vanguard Total Stock Market Index I | — | — | — | $43.4M | 9.5% | |
| T.Rowe Price T. Rowe Price Retirement 2030 | — | — | — | $37.8M | 8.2% | |
| T.Rowe Price T. Rowe Price Retirement 2035 | — | — | — | $33.5M | 7.3% | |
| Fidelity Growth Company GMO | — | — | — | $33.4M | 7.3% | |
| T.Rowe Price T. Rowe Price Retirement 2040 | — | — | — | $28.7M | 6.2% | |
| T.Rowe Price T. Rowe Price Retirement 2045 | — | — | — | $22.6M | 4.9% | |
| CREF Stock R2 CO | — | — | — | $21.4M | 4.7% | |
| T.Rowe Price T. Rowe Price Retirement 2025 | — | — | — | $20.7M | 4.5% | |
| T.Rowe Price T. Rowe Price Retirement 2050 | — | — | — | $12.1M | 2.6% | |
| Fidelity Contrafund | — | — | — | $10.6M | 2.3% | |
| BlackRock Total Return Fund Inst | — | — | — | $9.3M | 2.0% | |
| New York Life Insurance Co. Guaranteed Interest Account | — | — | — | $9.0M | 2.0% | |
| T.Rowe Price T. Rowe Price Retirement 2020 | — | — | — | $8.4M | 1.8% | |
| CREF Growth R2 CU | — | — | — | $8.4M | 1.8% | |
| T.Rowe Price T. Rowe Price Retirement 2055 | — | — | — | $8.2M | 1.8% | |
| Fidelity Growth Company | — | — | — | $8.1M | 1.8% | |
| Vanguard FTSE Social Index | — | — | — | $7.5M | 1.6% | |
| CREF Social Choice R2 CQ | — | — | — | $5.1M | 1.1% | |
| CREF Global Equities R2 CT | — | — | — | $5.0M | 1.1% | |
| CREF Equity Index R2 CY | — | — | — | $4.7M | 1.0% | |
| T.Rowe Price T. Rowe Price Retirement 2015 | — | — | — | $4.4M | 0.9% | |
| Dodge & Cox Dodge & Cox International Stock | — | — | — | $4.3M | 0.9% | |
| Victory Integrity Small-Cap Value R6 | — | — | — | $4.3M | 0.9% | |
| Nuveen Lifecycle 2040 | — | — | — | $3.4M | 0.7% | |
| CREF Bond Market R2 CR | — | — | — | $3.4M | 0.7% | |
| Vanguard Developing Markets Index Fund Adm | — | — | — | $3.2M | 0.7% | |
| Conestoga Small Cap | — | — | — | $3.1M | 0.7% | |
| T.Rowe Price T. Rowe Price Retirement 2060 | — | — | — | $3.1M | 0.7% | |
| Fiduciary Management, Inc. FMI Large Cap Fund | — | — | — | $2.9M | 0.6% | |
| CREF Money Market R2 CP | — | — | — | $2.9M | 0.6% | |
| Nuveen Lifecycle 2035 | — | — | — | $2.7M | 0.6% | |
| Nuveen Lifecycle 2030 | — | — | — | $2.6M | 0.6% | |
| Charles Scwhab Self-Directed Brokerage Personal Choice | — | — | — | $2.6M | 0.6% | |
| Fidelity 500 Index | — | — | — | $2.4M | 0.5% | |
| CREF Inflation Linked Bond R2 CW | — | — | — | $2.3M | 0.5% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $2.3M | 0.5% | |
| Fidelity | — | — | — | $2.1M | 0.5% | |
| Fidelity Government Money Market | — | — | — | $1.8M | 0.4% | |
| Fidelity Freedom 2035 | — | — | — | $1.7M | 0.4% | |
| Nuveen Lifecycle 2025 | — | — | — | $1.7M | 0.4% | |
| Nuveen Large-Cap Value | — | — | — | $1.6M | 0.4% | |
| MFS International Growth | — | — | — | $1.6M | 0.3% | |
| Nuveen International Equity | — | — | — | $1.4M | 0.3% | |
| Nuveen Lifecycle 2045 | — | — | — | $1.2M | 0.3% | |
| Nuveen Small-Cap Equity | — | — | — | $1.0M | 0.2% | |
| T.Rowe Price T. Rowe Price Retirement 2010 | — | — | — | $945K | 0.2% | |
| Nuveen Mid-Cap Value | — | — | — | $858K | 0.2% | |
| PIMCO Inflation Response Multi-Asset | — | — | — | $856K | 0.2% | |
| Nuveen Lifecycle 2020 | — | — | — | $841K | 0.2% | |
| Fidelity Balanced Fund | — | — | — | $745K | 0.2% | |
| Nuveen Lifecycle 2050 | — | — | — | $723K | 0.2% | |
| PIMCO Low Duration Admin | — | — | — | $600K | 0.1% | |
| T.Rowe Price T. Rowe Price Retirement 2005 | — | — | — | $590K | 0.1% | |
| Fidelity Freedom 2030 | — | — | — | $582K | 0.1% | |
| Fidelity Govt Income | — | — | — | $570K | 0.1% | |
| T.Rowe Price T. Rowe Price Retirement 2065 | — | — | — | $513K | 0.1% | |
| Fidelity Freedom 2025 | — | — | — | $493K | 0.1% | |
| Participants Interest Rates of 4.25%-9.50% - | — | — | — | $488K | 0.1% | |
| Fidelity Puritan | — | — | — | $480K | 0.1% | |
| Nuveen Mid-Cap Growth | — | — | — | $431K | <0.1% | |
| Nuveen Lifecycle 2015 | — | — | — | $415K | <0.1% | |
| Fidelity International Discovery | — | — | — | $392K | <0.1% | |
| Fidelity Low-Priced Stock Fund | — | — | — | $363K | <0.1% | |
| PIMCO Total Return Admin | — | — | — | $351K | <0.1% | |
| Fidelity Freedom 2040 | — | — | — | $348K | <0.1% | |
| Fidelity Small Cap Discovery | — | — | — | $301K | <0.1% | |
| Fidelity Freedom 2050 | — | — | — | $285K | <0.1% | |
| Fidelity High Income | — | — | — | $267K | <0.1% | |
| Fidelity Freedom 2045 | — | — | — | $233K | <0.1% | |
| Fidelity Freedom 2020 | — | — | — | $212K | <0.1% | |
| Nuveen Lifecycle Rtmt Inc | — | — | — | $200K | <0.1% | |
| Fidelity International Index | — | — | — | $161K | <0.1% | |
| Nuveen Lifecycle 2010 | — | — | — | $149K | <0.1% | |
| Fidelity Freedom 2010 | — | — | — | $143K | <0.1% | |
| Nuveen Lifecycle 2055 | — | — | — | $125K | <0.1% | |
| Fidelity Extended Market Index | — | — | — | $110K | <0.1% | |
| Fidelity International Small Cap Fund | — | — | — | $82K | <0.1% | |
| Fidelity Freedom Income | — | — | — | $52K | <0.1% | |
| TransAmerica Diversified Cash Reserve | — | — | — | $40K | <0.1% | |
| PIMCO Commodity Real Return I | — | — | — | $23K | <0.1% | |
| Invesco Developing Mkts Inst'l | — | — | — | $5K | <0.1% |