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Original filing (PDF)20250923105021NAL0006263345001
AFFINITY PLUS FEDERAL CREDIT UNION
Form 5500
FILING_RECEIVED
AFFINITY PLUS 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
607
Accounts w/ balance
754
Plan assets (EOY)
$98.2M
Net assets (EOY)
$98.2M
How this plan invests
This plan
1 pooled trust
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (8 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AFFINITY PLUS FEDERAL CREDIT UNION.
Plan sponsor
Name
AFFINITY PLUS FEDERAL CREDIT UNION
EIN
41-0557541
Address
175 WEST LAFAYETTE FRONTAGE RO · SAINT PAUL, MN · 551071488
Phone
(651) 312-9238
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
033
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-23
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
DOEREN MAYHEW ASSURANCE
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MARKS GROUP WEALTH MANAGEMENT | 26-3675041 | — | INVESTMENT ADVISORY | $0 | — |
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $78K | — |
Investments
30 direct securities · 1 pooled fund· $98.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$96.0M
30 holdings
Common Collective Trust
$2.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Principal Funds, Inc. Prin Life Time 2045 Inst Fund | — | — | — | $16.9M | 17.2% | |
| Principal Funds, Inc. Prin Life Time 2050 Inst Fund | — | — | — | $12.5M | 12.7% | |
| Principal Funds, Inc. Prin Life Time 2040 Inst Fund | — | — | — | $12.1M | 12.3% | |
| Principal Funds, Inc. Prin Life Time 2035 Inst Fund | — | — | — | $8.2M | 8.3% | |
| Principal Funds, Inc. Prin Life Time 2055 Inst Fund | — | — | — | $6.6M | 6.7% | |
| Principal Funds, Inc. Prin Life Time 2030 Inst Fund | — | — | — | $5.4M | 5.5% | |
| Principal Funds, Inc. Prin Life Time 2025 Inst Fund | — | — | — | $4.7M | 4.8% | |
| Fidelity 500 Index Fund | — | — | — | $4.5M | 4.6% | |
| Fidelity Adv Eq Growth I Fund | — | — | — | $3.2M | 3.3% | |
| Vanguard Strat Equity Inv Fund | — | — | — | $2.8M | 2.8% | |
| Principal Funds, Inc. Prin Life Time 2060 Inst Fund | — | — | — | $2.7M | 2.7% | |
| PRINCIPAL STABLE VALUE INST PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274328 / PN 001 | Common Collective Trust | — | — | $2.0M | 2.1% | |
| JPMorgan Undisc Mgrs Behav Value L Fund | — | — | — | $1.9M | 1.9% | |
| Putnam Large Cap Value R6 Fubd | — | — | — | $1.7M | 1.7% | |
| Principal Funds, Inc. Prin Life Time 2020 Inst Fund | — | — | — | $1.5M | 1.5% | |
| BlackRock Tech Opport Instl Fd | — | — | — | $1.4M | 1.5% | |
| Loans to participants, interest rates ranging from * Notes Receivable from Participants 3.70% to 10.50% with various maturities | — | — | — | $1.4M | 1.4% | |
| American Funds American Fds New World R4 Fund | — | — | — | $1.1M | 1.1% | |
| Parnassus Core Equity I Fund | — | — | — | $1.1M | 1.1% | |
| MFS Intl Growth R4 Fund | — | — | — | $964K | 1.0% | |
| Principal Funds, Inc. Prin Life Time 2065 Inst Fund | — | — | — | $914K | 0.9% | |
| Baird Core Plus Bond Inv Fund | — | — | — | $909K | 0.9% | |
| Hartford Mutual Funds Hartford Core Equity Inc R5 Fund | — | — | — | $884K | 0.9% | |
| Vanguard Vgd Ttl Intl Stk ldx Adm Fd | — | — | — | $777K | 0.8% | |
| Vanguard Vangd Ttl Intl Bond ldx Adm Fd | — | — | — | $603K | 0.6% | |
| Principal Funds, Inc. Prin Life Time 2015 Inst Fund | — | — | — | $461K | 0.5% | |
| PIMCO Ind Bond (USD-Hdg) I Fd | — | — | — | $313K | 0.3% | |
| Hartford Mutual Funds Hartford lnt'I Opp R5 Fund | — | — | — | $262K | 0.3% | |
| Principal Funds, Inc. Prin Life Time Str Inc Inst Fd | — | — | — | $251K | 0.3% | |
| Principal Funds, Inc. Prin Life Time 2070 Inst Fund | — | — | — | $58K | <0.1% | |
| (E) | — | — | — | $58K | <0.1% |
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