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Original filing (PDF)20250703100942NAL0000479105001
XCEL ENERGY INC.
Form 5500
FILING_RECEIVED
XCEL ENERGY 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
9,075
Accounts w/ balance
13,654
Plan assets (EOY)
$3.1B
Net assets (EOY)
$3.1B
How this plan invests
This plan
18 pooled trusts
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for XCEL ENERGY INC..
Plan sponsor
Name
XCEL ENERGY INC.
EIN
41-0448030
Address
HUMAN RESOURCES BENEFITS ADMIN · 414 NICOLLET MALL · MINNEAPOLIS, MN · 55401
Phone
(800) 689-7662
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-03
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2O · ESOP (non-leveraged)
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
DELOITTE & TOUCHE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VANGUARD ADVISERS INC. | 23-2811930 | — | NONE | $1.4M | — |
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $468K | — |
Investments
12 direct securities · 18 pooled funds· $3.1B(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$1.7B
17 holdings
Uncategorized
$1.2B
12 holdings
Master Trust
$200.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VFTC INSTITUTIONAL 500 INDEX TRUST VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6327546 / PN 001 | Common Collective Trust | — | — | $596.8M | 19.3% | |
| Vanguard Mid-Cap Index Fund Institutional Plus Shares | — | — | — | $229.1M | 7.4% | |
| Vanguard PRIMECAP Fund Admiral Shares | — | — | — | $228.7M | 7.4% | |
| XCEL ENERGY INC. MASTER TRUST XCEL ENERGY INC. · EIN 41-0448030 / PN 013 | Master Trust | — | — | $200.7M | 6.5% | |
| VFTC INSTL TOTAL BOND MKT IDX TR VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6321044 / PN 001 | Common Collective Trust | — | — | $180.8M | 5.8% | |
| Vanguard Developed Market Index Institutional Plus | — | — | — | $164.7M | 5.3% | |
| Vanguard Small Cap Index Fund Institutional Plus Shares | — | — | — | $123.1M | 4.0% | |
| VFTC TARGET RET 2045 TR PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735972 / PN 001 | Common Collective Trust | — | — | $118.2M | 3.8% | |
| Vanguard Federal Money Market | — | — | — | $114.7M | 3.7% | |
| VFTC TARGET RET 2050 TR PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735976 / PN 001 | Common Collective Trust | — | — | $112.9M | 3.6% | |
| VFTC TARGET RET 2030 TR PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735964 / PN 001 | Common Collective Trust | — | — | $111.9M | 3.6% | |
| VFTC TARGET RET 2035 TR PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735965 / PN 001 | Common Collective Trust | — | — | $109.3M | 3.5% | |
| VFTC TARGET RET 2040 TR PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735971 / PN 001 | Common Collective Trust | — | — | $102.2M | 3.3% | |
| Vanguard Value Index Fund Institutional Shares | — | — | — | $91.6M | 3.0% | |
| VFTC TARGET RET 2025 TR PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735963 / PN 001 | Common Collective Trust | — | — | $91.3M | 3.0% | |
| Self-Directed Brokerage Fund | — | — | — | $89.9M | 2.9% | |
| BLACKROCK TOTAL RETURN BOND FUND M BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 47-1236644 / PN 001 | Common Collective Trust | — | — | $85.6M | 2.8% | |
| VFTC TARGET RET 2055 TR PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735978 / PN 001 | Common Collective Trust | — | — | $64.8M | 2.1% | |
| Vanguard Emerging Markets Stock Index Fund Institutional Shares | — | — | — | $55.9M | 1.8% | |
| VFTC TARGET RET 2020 TR PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735899 / PN 001 | Common Collective Trust | — | — | $44.8M | 1.4% | |
| VFTC TARGET RET 2060 TR PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799736 / PN 001 | Common Collective Trust | — | — | $36.6M | 1.2% | |
| VFTC TARGET RET INCOME TR PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735883 / PN 001 | Common Collective Trust | — | — | $34.7M | 1.1% | |
| Vanguard Inflation Protected Securities Fund Institutional Shares | — | — | — | $31.3M | 1.0% | |
| from 2025 - 2039 | — | — | — | $17.7M | 0.6% | |
| VFTC TARGET RET 2065 TR PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6204383 / PN 001 | Common Collective Trust | — | — | $12.0M | 0.4% | |
| Party in Interest ** Historical cost is not required for participant-directed funds. | — | — | — | $7.8M | 0.3% | |
| Vanguard Institutional Extended Market Index Trust | — | — | — | $4.6M | 0.1% | |
| VFTC INSTNLL EXTENDED MKT IDX TR VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6324211 / PN 001 | Common Collective Trust | — | — | $4.6M | 0.1% | |
| VFTC TARGET RET 2070 TR PLUS VANGUARD FIDUCIARY TRUST COMPANY · EIN 88-6095930 / PN 001 | Common Collective Trust | — | — | $2.7M | <0.1% | |
| VFTC TARGET RET INC & GROWTH TR PLU VANGUARD FIDUCIARY TRUST COMPANY · EIN 87-6426815 / PN 001 | Common Collective Trust | — | — | $263K | <0.1% |