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Original filing (PDF)20251014150106NAL0001547955001
ECOLAB INC.
Form 5500
FILING_RECEIVED
ECOLAB SAVINGS PLAN AND ESOP
401(k) retirement plan
Signals · 2
1 failed disclosure14% employer stock
Active participants
19,704
Accounts w/ balance
20,901
Plan assets (EOY)
$4.2B
Net assets (EOY)
$4.2B
How this plan invests
This plan
14 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
88
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 14% of plan in employer / sponsor stock.
Helping the score
- Below-peer total fees (3 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ECOLAB INC..
Plan sponsor
Name
ECOLAB INC.
EIN
41-0231510
Address
1 ECOLAB PLACE / EGH03 · ST. PAUL, MN · 55102
Phone
(800) 232-6522
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2I · Stock bonus
2J · 401(k) feature
2K · 401(m) arrangement
2O · ESOP (non-leveraged)
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
OLSEN THIELEN & CO., LTD
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $331K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $782K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
24 direct securities · 14 pooled funds· $6.0B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$3.8B
23 holdings
Common Collective Trust
$1.9B
14 holdings
Common Collective Trusts
$310.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Similar Party collateral, par, or maturity Value Registered investment companies * Fidelity 500 Index Fund Mutual Fund | — | — | — | $766.3M | 18.3% | |
| Ecolab Inc. common stock Common Stock | — | — | — | $596.0M | 14.3% | |
| State Street Target Retirement 2040 Fund M Common/collective trusts | Common Collective Trusts | — | — | $310.7M | 7.4% | |
| SS TRGT RET 2040 M STATE STREET GLOBAL ADVISORS TRUST CO · EIN 90-0337987 / PN 436 | Common Collective Trust | — | — | $310.7M | 7.4% | |
| HARB CAP APPR CIT 4 HARBOR TRUST COMPANY · EIN 84-4022934 / PN 001 | Common Collective Trust | — | — | $261.2M | 6.2% | |
| Harbor Capital Appreciation Fund Common/collective trusts | — | — | — | $261.2M | 6.2% | |
| State Street Target Retirement 2030 Fund M Common/collective trusts | — | — | — | $245.9M | 5.9% | |
| SS TRGT RET 2030 M STATE STREET GLOBAL ADVISORS TRUST CO · EIN 90-0337987 / PN 434 | Common Collective Trust | — | — | $245.9M | 5.9% | |
| Fidelity Extended Market Index Fund Mutual Fund | — | — | — | $204.2M | 4.9% | |
| Dodge & Cox Stock Fund Mutual Fund | — | — | — | $186.5M | 4.5% | |
| SS TRGT RET 2035 M STATE STREET GLOBAL ADVISORS TRUST CO · EIN 90-0337987 / PN 435 | Common Collective Trust | — | — | $174.9M | 4.2% | |
| State Street Target Retirement 2035 Fund M Common/collective trusts | — | — | — | $174.9M | 4.2% | |
| State Street Target Retirement 2045 Fund M Common/collective trusts | — | — | — | $166.4M | 4.0% | |
| SS TRGT RET 2045 M STATE STREET GLOBAL ADVISORS TRUST CO · EIN 90-0337987 / PN 437 | Common Collective Trust | — | — | $166.4M | 4.0% | |
| SS TRGT RET 2050 M STATE STREET GLOBAL ADVISORS TRUST CO · EIN 90-0337987 / PN 438 | Common Collective Trust | — | — | $158.7M | 3.8% | |
| State Street Target Retirement 2050 Fund M Common/collective trusts | — | — | — | $158.7M | 3.8% | |
| Fidelity US Bond Index Fund Mutual Fund | — | — | — | $136.9M | 3.3% | |
| SS TRGT RET 2025 M STATE STREET GLOBAL ADVISORS TRUST CO · EIN 90-0337987 / PN 433 | Common Collective Trust | — | — | $119.9M | 2.9% | |
| State Street Target Retirement 2025 Fund M Common/collective trusts | — | — | — | $119.9M | 2.9% | |
| Fidelity MIP II Class 3 Common/collective trusts | — | — | — | $115.8M | 2.8% | |
| WT SMID CAP RES EQ 1 WELLINGTON TRUST COMPANY, NA · EIN 04-6913417 / PN 151 | Common Collective Trust | — | — | $111.4M | 2.7% | |
| MIP II CL 3 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 025 | Common Collective Trust | — | — | $109.2M | 2.6% | |
| SS TRGT RET 2055 M STATE STREET GLOBAL ADVISORS TRUST CO · EIN 90-0337987 / PN 439 | Common Collective Trust | — | — | $104.7M | 2.5% | |
| State Street Target Retirement 2055 Fund M Common/collective trusts | — | — | — | $104.7M | 2.5% | |
| Fidelity Institutional Money Market Government Portfolio Money Market | — | — | — | $91.1M | 2.2% | |
| American Funds EuroPacific Growth Fund Mutual Fund | — | — | — | $90.3M | 2.2% | |
| Fidelity Global ex US Index Fund Mutual Fund | — | — | — | $84.6M | 2.0% | |
| State Street Target Retirement 2060 Fund M Common/collective trusts | — | — | — | $64.1M | 1.5% | |
| SS TRGT RET 2060 M STATE STREET GLOBAL ADVISORS TRUST CO · EIN 90-0337987 / PN 424 | Common Collective Trust | — | — | $64.1M | 1.5% | |
| State Street Target Retirement 2020 Fund M Common/collective trusts | — | — | — | $58.9M | 1.4% | |
| SS TRGT RET 2020 M STATE STREET GLOBAL ADVISORS TRUST CO · EIN 90-0337987 / PN 432 | Common Collective Trust | — | — | $58.9M | 1.4% | |
| Notes receivable from participants Participant notes due on various dates through December 2039 (stated interest rates ranging from 3.25% to 10.00%) | — | — | — | $49.9M | 1.2% | |
| Dodge & Cox Income Fund Mutual Fund | — | — | — | $33.0M | 0.8% | |
| SS TRGT RET INC M STATE STREET GLOBAL ADVISORS TRUST CO · EIN 90-0337987 / PN 440 | Common Collective Trust | — | — | $27.9M | 0.7% | |
| State Street Target Retirement Income Fund M Common/collective trusts | — | — | — | $27.9M | 0.7% | |
| State Street Target Retirement 2065 Fund M Common/collective trusts | — | — | — | $14.5M | 0.3% | |
| SS TRGT RET 2065 M STATE STREET GLOBAL ADVISORS TRUST CO · EIN 32-6528132 / PN 044 | Common Collective Trust | — | — | $14.5M | 0.3% | |
| Cash and cash equivalents held by Ecolab* stock fund Cash and cash equivalents | — | — | — | $6.0M | 0.1% |
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