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Original filing (PDF)20250728084127NAL0000731059001
CRETEX COMPANIES, INC.
Form 5500
FILING_RECEIVED
CRETEX COMPANIES, INC. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
2,163
Accounts w/ balance
2,756
Plan assets (EOY)
$271.6M
Net assets (EOY)
$271.6M
How this plan invests
This plan
17 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CRETEX COMPANIES, INC..
Plan sponsor
Name
CRETEX COMPANIES, INC.
EIN
41-0207645
Address
311 LOWELL AVE · ELK RIVER, MN · 553302508
Phone
(763) 241-8233
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-28
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $198K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
28 direct securities · 17 pooled funds· $446.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$261.8M
28 holdings
Common Collective Trust
$166.7M
12 holdings
Pooled Separate Account
$18.5M
5 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| The Vanguard Group, Inc. Target Retirement 2030 Trust II Fund | — | — | — | $28.2M | 10.4% | |
| VGD TRGT RTMT 2030 TRUST II VANGUARD GROUP · EIN 90-6083978 / PN 001 | Common Collective Trust | — | — | $28.2M | 10.4% | |
| The Vanguard Group, Inc. Target Retirement 2040 Trust II Fund | — | — | — | $24.9M | 9.2% | |
| VGD TRGT RTMT 2040 TRUST II VANGUARD GROUP · EIN 90-6083974 / PN 001 | Common Collective Trust | — | — | $24.9M | 9.2% | |
| The Vanguard Group, Inc. Target Retirement 2035 Trust II Fund | — | — | — | $22.6M | 8.3% | |
| VGD TRGT RTMT 2035 TRUST II VANGUARD GROUP · EIN 90-6083976 / PN 001 | Common Collective Trust | — | — | $22.6M | 8.3% | |
| The Vanguard Group, Inc. Target Retirement 2025 Trust II Fund | — | — | — | $20.3M | 7.5% | |
| VGD TRGT RTMT 2025 TRUST II VANGUARD GROUP · EIN 90-6083980 / PN 001 | Common Collective Trust | — | — | $20.3M | 7.5% | |
| Fidelity Management & Research 500 Index Fund | — | — | — | $19.4M | 7.1% | |
| The Vanguard Group, Inc. Federal Money Market Investment Fund | — | — | — | $17.9M | 6.6% | |
| The Vanguard Group, Inc. Target Retirement 2045 Trust II Fund | — | — | — | $17.7M | 6.5% | |
| VGD TRGT RTMT 2045 TRUST II VANGUARD GROUP · EIN 90-6083972 / PN 001 | Common Collective Trust | — | — | $17.7M | 6.5% | |
| VGD TRGT RTMT 2050 TRUST II VANGUARD GROUP · EIN 90-6083970 / PN 001 | Common Collective Trust | — | — | $17.4M | 6.4% | |
| The Vanguard Group, Inc. Target Retirement 2050 Trust II Fund | — | — | — | $17.4M | 6.4% | |
| The Vanguard Group, Inc. Target Retirement 2055 Trust II Fund | — | — | — | $13.7M | 5.0% | |
| VGD TRGT RTMT 2055 TRUST II VANGUARD GROUP · EIN 27-6715091 / PN 001 | Common Collective Trust | — | — | $13.7M | 5.0% | |
| Principal Large Cap Growth I Separate Account | — | — | — | $12.0M | 4.4% | |
| PRIN LARGECAP GROWTH I SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 066 | Pooled Separate Account | — | — | $12.0M | 4.4% | |
| The Vanguard Group, Inc. Windsor II Adm Fund | — | — | — | $7.7M | 2.8% | |
| The Vanguard Group, Inc. Target Retirement 2020 Trust II Fund | — | — | — | $7.7M | 2.8% | |
| VGD TRGT RTMT 2020 TRUST II VANGUARD GROUP · EIN 90-6083982 / PN 001 | Common Collective Trust | — | — | $7.7M | 2.8% | |
| Participants Participant Loans Interest from 4.25% to 9.50% - | — | — | — | $7.3M | 2.7% | |
| American Funds EuroPacific Growth Fund | — | — | — | $7.1M | 2.6% | |
| The Vanguard Group, Inc. Target Retirement 2060 Trust II Fund | — | — | — | $7.1M | 2.6% | |
| VGD TRGT RTMT 2060 TRUST II VANGUARD GROUP · EIN 45-3799419 / PN 001 | Common Collective Trust | — | — | $7.1M | 2.6% | |
| The Vanguard Group, Inc. Target Retirement Income Trust II Fund | — | — | — | $4.9M | 1.8% | |
| VGD TRGT RTMT INC TRUST II VANGUARD GROUP · EIN 90-6083967 / PN 001 | Common Collective Trust | — | — | $4.9M | 1.8% | |
| Fidelity Management & Research Adv Total Bond Fund | — | — | — | $4.0M | 1.5% | |
| The Vanguard Group, Inc. Small Cap Index Admiral Fund | — | — | — | $3.8M | 1.4% | |
| Dodge & Cox Funds Balanced X Fund | — | — | — | $2.9M | 1.1% | |
| Carillon Towers Advisor Carillon Eagle Mid Cap Growth Fund | — | — | — | $2.9M | 1.1% | |
| Principal Mid Cap Value I Separate Account | — | — | — | $2.6M | 1.0% | |
| PRIN MIDCAP VALUE I SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 043 | Pooled Separate Account | — | — | $2.6M | 1.0% | |
| Principal Core Fixed Income Separate Account | — | — | — | $2.6M | 0.9% | |
| PRIN CORE FIX INC SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 118 | Pooled Separate Account | — | — | $2.6M | 0.9% | |
| The Vanguard Group, Inc. Target Retirement 2065 Trust II Fund | — | — | — | $2.0M | 0.7% | |
| VGD TRGT RTMT 2065 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6194314 / PN 001 | Common Collective Trust | — | — | $2.0M | 0.7% | |
| Fidelity Management & Research Small Cap Growth Fund | — | — | — | $1.9M | 0.7% | |
| The Vanguard Group, Inc. Mid Cap Index Admiral Fund | — | — | — | $1.9M | 0.7% | |
| PRIN REAL ESTATE SECS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 095 | Pooled Separate Account | — | — | $763K | 0.3% | |
| Columbia Small Cap Value I Fund | — | — | — | $735K | 0.3% | |
| PRINCIPAL DIV REAL ASSET SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 123 | Pooled Separate Account | — | — | $559K | 0.2% | |
| Principal Life Insurance Company Pension Builder Fund | — | — | — | $381K | 0.1% | |
| The Vanguard Group, Inc. Target Retirement 2070 Trust II Fund | — | — | — | $101K | <0.1% | |
| VGD TRGT RTMT 2070 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 87-7039453 / PN 001 | Common Collective Trust | — | — | $101K | <0.1% |