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Original filing (PDF)20251001110557NAL0013133953001
AAA MINNEAPOLIS
Form 5500
FILING_RECEIVED
AAA MINNEAPOLIS 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
167
Accounts w/ balance
209
Plan assets (EOY)
$16.1M
Net assets (EOY)
$16.1M
How this plan invests
This plan
11 pooled trusts
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 39 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AAA MINNEAPOLIS.
Plan sponsor
Name
AAA MINNEAPOLIS
EIN
41-0134600
Address
5400 AUTO CLUB WAY · MINNEAPOLIS, MN · 55416
Phone
(952) 927-2600
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-01
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3F · Sponsor used leased employees
Audit & trust (Schedule H)
Auditor
WIPFLI LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $63K | — |
Investments
30 direct securities · 11 pooled funds· $21.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$16.1M
30 holdings
Common Collective Trust
$5.0M
11 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Prin/BR S&P Mid Index CIT TR | — | — | — | $3.8M | 23.9% | |
| PRIN/BR S&P 500 INDEX CIT N SEI TRUST COMPANY · EIN 94-3224211 / PN 001 | Common Collective Trust | — | — | $2.1M | 12.9% | |
| Prin/BR S&P 500 Index CIT N | — | — | — | $2.0M | 12.6% | |
| Vanguard Tgt Rmt 2050 Inv Fund | — | — | — | $1.9M | 11.9% | |
| Prin/BR S&P Mid Index CIT N | — | — | — | $1.2M | 7.7% | |
| PRIN/D&C INT BOND CIT N SEI TRUST COMPANY · EIN 47-6566265 / PN 001 | Common Collective Trust | — | — | $1.2M | 7.4% | |
| Vanguard Tgt Rmt 2040 Inv Fund | — | — | — | $1.2M | 7.4% | |
| PRIN/BR S&P MID INDEX CIT N SEI TRUST COMPANY · EIN 52-2265235 / PN 001 | Common Collective Trust | — | — | $970K | 6.0% | |
| Prin/BR Russ 2000 I CIT TR | — | — | — | $960K | 6.0% | |
| Vanguard Tgt Rmt 2020 Inv Fund | — | — | — | $939K | 5.8% | |
| PRIN/MFS VALUE CIT N SEI TRUST COMPANY · EIN 45-6648640 / PN 001 | Common Collective Trust | — | — | $689K | 4.3% | |
| PIMCO High Yield I - TR | — | — | — | $685K | 4.3% | |
| Vanguard Tgt Rmt 2030 Inv Fund | — | — | — | $667K | 4.1% | |
| PIMCO Real Return/Inst | — | — | — | $588K | 3.6% | |
| Prin/BR Intl Eq Indx CIT TR | — | — | — | $469K | 2.9% | |
| PRIN FIXED INC GUAR OPTION | — | — | — | $361K | 2.2% | |
| T Rowe Price SmCp Stock I Fd | — | — | — | $312K | 1.9% | |
| Vanguard Tgt Rmt Inc Inv Fund | — | — | — | $307K | 1.9% | |
| Participant Loans | — | — | — | $273K | 1.7% | |
| Vanguard Tgt Rmt 2070 Inv Fund | — | — | — | $73K | 0.5% | |
| Prin/BR S&P 500 Index CIT TR | — | — | — | $43K | 0.3% | |
| American Funds EuroPacific Gr | — | — | — | $32K | 0.2% | |
| Amer Funds Amer Bal R6 Fd | — | — | — | $31K | 0.2% | |
| PRIN/BR INTL EQ INDX CIT TR SEI TRUST COMPANY · EIN 52-2265229 / PN 001 | Common Collective Trust | — | — | $21K | 0.1% | |
| Metro West Low Drtn Bd I Fd | — | — | — | $21K | 0.1% | |
| ALLSPRING CORE BD CIT TR SEI TRUST COMPANY · EIN 94-3222878 / PN 001 | Common Collective Trust | — | — | $20K | 0.1% | |
| PRIN/BR AGG BD INDEX CIT TR SEI TRUST COMPANY · EIN 20-5699010 / PN 001 | Common Collective Trust | — | — | $18K | 0.1% | |
| JP MORGAN LARGE CAP GR R6 FD | — | — | — | $18K | 0.1% | |
| Prin/T.Rowe I LgC Gr CIT TR | — | — | — | $14K | <0.1% | |
| Vanguard Tgt Rmt 2060 Inv Fund | — | — | — | $13K | <0.1% | |
| Prin/BR Agg Bd Index CIT TR | — | — | — | $10K | <0.1% | |
| FID LC GR INDEX FUND | — | — | — | $7K | <0.1% | |
| Acadian Emerging Markets I | — | — | — | $7K | <0.1% | |
| Am Fds EuroPacific Grth R6 Fd | — | — | — | $6K | <0.1% | |
| PRIN/BR RUSS 2000 I CIT TR SEI TRUST COMPANY · EIN 52-2265233 / PN 001 | Common Collective Trust | — | — | $6K | <0.1% | |
| Northern Global Real Estate Ix | — | — | — | $6K | <0.1% | |
| Prin/Multi Sm Cap CIT TR | — | — | — | $4K | <0.1% | |
| Prin/MFS Value CIT TR | — | — | — | $3K | <0.1% | |
| PRIN/T.ROWE I LGC GR CIT TR SEI TRUST COMPANY · EIN 45-6648614 / PN 001 | Common Collective Trust | — | — | $3K | <0.1% | |
| PRIN/MULTI SM CAP CIT TR SEI TRUST COMPANY · EIN 45-6648658 / PN 001 | Common Collective Trust | — | — | $3K | <0.1% | |
| GALLIARD STABLE RETURN PN SEI TRUST COMPANY · EIN 41-6202499 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |
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