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Original filing (PDF)20260313092115NAL0007719712001
OPERATIVE PLASTERERS & CEMENT MASONS LOCAL 599 AREA 204 SUPP RET PLAN
Form 5500
FILING_RECEIVED
OPERATIVE PLASTERERS & CEMENT MASONS LOC 599 RT PL
Defined-contribution retirement plan
Signals · 2
~154 bps in Sched C feesNo recordkeeper disclosed
Active participants
149
Accounts w/ balance
157
Plan assets (EOY)
$2.3M
Net assets (EOY)
$2.3M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 154 bps in Schedule C fees — 195% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OPERATIVE PLASTERERS & CEMENT MASONS LOCAL 599 AREA 204 SUPP RET PLAN.
Plan sponsor
Name
OPERATIVE PLASTERERS & CEMENT MASONS LOCAL 599 AREA 204 SUPP RET PLAN
EIN
39-6185236
Address
2901 W. BELTLINE HWY, SUITE 100 · MADISON, WI · 537134231
Phone
(608) 278-9500
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-06-01
Tax period
2025-05-31
Filed
2026-03-13
Pension benefit codes
2C · Money purchase (other than target benefit)
2G · Total participant-directed accounts
Audit & trust (Schedule H)
Auditor
SIKICH CPA LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SIKICH CPA LLC | 54-1172175 | — | NONE | $16K | — |
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | NONE | $10K | — |
| BPA OF WI A BENESYS COMPANY | 39-1400101 | — | NONE | $9K | — |
Investments
28 direct securities· $2.2M(97% of reported assets)
Uncategorized
$2.2M
27 holdings
Mutual Funds
$3K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fully Benefit-Responsive Investment Contract * Empower Annuity Insurance Company of America Key Guaranteed Portfolio Fund | — | — | — | $456K | 19.8% | |
| Vanguard 500 Index Admiral | — | — | — | $327K | 14.2% | |
| JP Morgan Large Cap Growth R6 | — | — | — | $303K | 13.2% | |
| Fidelity Freedom Index 2035 Instl Prem | — | — | — | $245K | 10.7% | |
| Fidelity Freedom Index 2030 Instl Prem | — | — | — | $166K | 7.2% | |
| American Funds Europacific Growth R6 | — | — | — | $166K | 7.2% | |
| Baron Small Cap Instl | — | — | — | $131K | 5.7% | |
| Fidelity Freedom Index 2040 Instl Prem | — | — | — | $119K | 5.2% | |
| Fidelity Freedom Index 2060 Instl Prem | — | — | — | $61K | 2.6% | |
| Fidelity Freedom Index 2015 Instl Prem | — | — | — | $48K | 2.1% | |
| Fidelity Freedom Index Inc Instl ** 109 * Empower T. Rowe Price Mid Cap Growth Instl | — | — | — | $36K | 1.6% | |
| Vanguard Small Cap Index Admn | — | — | — | $25K | 1.1% | |
| DFA Emerging Markets I | — | — | — | $24K | 1.0% | |
| Vanguard International Growth Adm | — | — | — | $21K | 0.9% | |
| Vanguard Mid Cap Index Fund - Admiral | — | — | — | $18K | 0.8% | |
| Fidelity Freedom Index 2050 Instl Prem ** 552 Fidelity Freedom Index 2055 Instl Prem | — | — | — | $17K | 0.7% | |
| Columbia Small Cap Value II Instl | — | — | — | $14K | 0.6% | |
| MFS Value R6 | — | — | — | $12K | 0.5% | |
| Baird Aggregate Bond Instl | — | — | — | $8K | 0.4% | |
| Fidelity Freedom Index 2020 Instl Prem | — | — | — | $8K | 0.3% | |
| PIMCO Income Instl | — | — | — | $5K | 0.2% | |
| Dodge & Cox International Stock | — | — | — | $3K | 0.1% | |
| American Century Mid Cap Value R6 | Mutual Funds | — | — | $3K | 0.1% | |
| PIMCO Real Return Instl | — | — | — | $3K | 0.1% | |
| Fidelity Freedom Index 2065 Instl Prem | — | — | — | $2K | <0.1% | |
| Fidelity Total Bond Fund - Class Z | — | — | — | $2K | <0.1% | |
| Fidelity Freedom Index 2025 Instl Prem | — | — | — | $2K | <0.1% | |
| Fidelity Freedom Index 2045 Instl Prem | — | — | — | $2K | <0.1% |