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Original filing (PDF)20251015105212NAL0004639185001
CCL PUERTO RICO, INC.
Form 5500
FILING_RECEIVED
CCL LABEL DE PUERTO RICO, INC. RETIREMENT & SAVINGS PLAN
401(k) retirement plan
Signals · 1
~118 bps in Sched C fees
Active participants
204
Accounts w/ balance
298
Plan assets (EOY)
$6.5M
Net assets (EOY)
$6.5M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 118 bps in Schedule C fees — 127% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CCL PUERTO RICO, INC..
Plan sponsor
Name
CCL PUERTO RICO, INC.
EIN
39-1813266
Address
PO BOX 1681 · SABANA GRANDE, PR · 00637
Phone
(787) 804-6196
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3C · Not intended to be qualified
Audit & trust (Schedule H)
Auditor
KEVANE GRANT THORNTON LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $38K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| INDEPENDENT FINANCIAL GROUP LLC | — | SAN DIEGO, CA | INVESTMENT ADVISOR | $24K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MNGT | $15K | — |
Investments
32 direct securities· $6.5M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VALUE OF INTEREST IN REGISTERED INV COMPANIES KEY GUARANTEED PORTFOLIO FUND | — | — | — | $1.1M | 16.5% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD 500 INDEX ADMIRAL | — | — | — | $973K | 15.0% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES DODGE & COX INTERNATIONAL STOCK | — | — | — | $510K | 7.9% | |
| LOANS | — | — | — | $448K | 6.9% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD TARGET RETIREMENT 2055 | — | — | — | $347K | 5.3% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD TARGET RETIREMENT 2030 | — | — | — | $342K | 5.3% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES DFA INFLATION PROTECTED SECURITIES | — | — | — | $324K | 5.0% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES JP MORGAN US RESEARCH ENHANCED EQUI | — | — | — | $309K | 4.8% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES LOOMIS SAYLES INVESTMENT GRADE BOND | — | — | — | $291K | 4.5% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD SMALL CAP GROWTH INDEX | — | — | — | $239K | 3.7% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD TARGET RETIREMENT 2050 | — | — | — | $196K | 3.0% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD TARGET RETIREMENT 2040 | — | — | — | $153K | 2.4% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES THORNBURG GLOBAL OPP R5 | — | — | — | $141K | 2.2% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD TARGET RETIREMENT 2045 | — | — | — | $131K | 2.0% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD VALUE INDEX | — | — | — | $130K | 2.0% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES HARDING LOEVNER INSTL EMERGING MARK | — | — | — | $126K | 1.9% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD MID-CAP VALUE INDEX ADM | — | — | — | $115K | 1.8% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES PIMCO INCOME INSTL | — | — | — | $98K | 1.5% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD STRATEGIC SMALL CAP EQUITY | — | — | — | $76K | 1.2% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES MASSMUTUAL MID CAP GROWTH | — | — | — | $75K | 1.1% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES AMERICAN FUNDS AMERICAN BALANCED R6 | — | — | — | $73K | 1.1% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD SMALL CAP VALUE INDEX ADM | — | — | — | $58K | 0.9% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD TARGET RETIREMENT 2060 | — | — | — | $49K | 0.8% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES BLACKROCK HIGH YIELD BOND | — | — | — | $47K | 0.7% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD TARGET RETIREMENT 2035 | — | — | — | $46K | 0.7% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD STRATEGIC EQUITY | — | — | — | $42K | 0.6% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES PIMCO REAL ESTATE RETURN | — | — | — | $26K | 0.4% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD TARGET RETIREMENT 2025 | — | — | — | $18K | 0.3% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES CLEARBRIDGE AGGRESSIVE GROWTH | — | — | — | $17K | 0.3% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES PIMCO INT BOND(USD HEDGED) | — | — | — | $17K | 0.3% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES VANGUARD TARGET RETIREMENT 2020 | — | — | — | $4K | <0.1% | |
| VALUE OF INTEREST IN REGISTERED INV COMPANIES THOMPSON BOND FUND | — | — | — | $3K | <0.1% |