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Original filing (PDF)20251015084938NAL0002042595001
T.R. NELSON, INC.
Form 5500
FILING_RECEIVED
T.R. NELSON, INC. PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,827
Accounts w/ balance
628
Plan assets (EOY)
$20.7M
Net assets (EOY)
$20.7M
How this plan invests
This plan
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 62 bps in Schedule C fees — 115% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
- Only 34% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for T.R. NELSON, INC..
Plan sponsor
Name
T.R. NELSON, INC.
EIN
39-1475071
Address
1305 KALAHARI DRIVE · P.O. BOX 590 · WISCONSIN DELLS, WI · 539650590
Phone
(608) 254-6810
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EPIC RETIREMENT PLAN SERVICES | — | PEORIA, IL | NONE | $57K | — |
| MILESTONE INVESTMENT ADVISORS | — | MADISON, WI | NONE | $43K | — |
| PREMIER RETIREMENT PARTNERS | — | MADISON, WI | NONE | $15K | — |
| BAKER TILLY | 30-1413443 | — | NONE | $14K | — |
| CHARLES SCHWAB TRUST BANK | 82-3967259 | — | NONE | $0 | — |
Investments
32 direct securities· $21.8M(100% of reported assets)
Uncategorized
$18.9M
31 holdings
Mutual Funds
$2.8M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| b Fidelityb Fidelity ADV Equity Growth FD CL Zb N/R | Mutual Funds | — | — | $2.8M | 13.7% | |
| Schwab S&P 500 Index Fund - Select S N/R | — | — | — | $2.5M | 12.0% | |
| Vanguard Small Cap Index Fund Admiral N/R | — | — | — | $1.4M | 6.7% | |
| T. Rowe Price T. Rowe Price Retirement BL 2050 Ib N/R | — | — | — | $1.2M | 5.9% | |
| Vanguard Growth & Income Admiral SHS N/R | — | — | — | $1.2M | 5.8% | |
| Vanguard Equity Income Fund Admiral N/R | — | — | — | $1.1M | 5.2% | |
| T. Rowe Price T. Rowe Price Retirement BLND 2060 Ib N/R | — | — | — | $1.1M | 5.1% | |
| Vanguard LifeStrategy Conservative Growth Fundb N/R | — | — | — | $1.0M | 4.9% | |
| Vanguard Life Strat Consrv Grwth FD I Mutual Fund | — | — | — | $1.0M | 4.9% | |
| T. Rowe Price T. Rowe Price Retirement BLND 2045 Ib N/R | — | — | — | $880K | 4.3% | |
| T. Rowe Price T. Rowe Price Retirement BL 2055 Ib N/R | — | — | — | $734K | 3.5% | |
| T. Rowe Price T. Rowe Price Retirement BLD 2025 Ib N/R | — | — | — | $711K | 3.4% | |
| Goldman Sachs GQG Ptnrs Intl Opps N/R | — | — | — | $692K | 3.3% | |
| T. Rowe Price T. Rowe Price Retirement BL 2035 I N/R | — | — | — | $650K | 3.1% | |
| T. Rowe Price T. Rowe Price Retirement BL 2040 I N/R | — | — | — | $641K | 3.1% | |
| T. Rowe Price T. Rowe Price Retirement BLND 2030 Ib N/R | — | — | — | $557K | 2.7% | |
| Money Market Funds * Charles Schwab Bank Savings N/R | — | — | — | $488K | 2.4% | |
| Vanguard LifeStrategy Growth Fund N/R | — | — | — | $426K | 2.1% | |
| Schwab US Large Cap Growth Index Fund N/R | — | — | — | $363K | 1.8% | |
| Baird Core Plus Bond Institutional N/R | — | — | — | $362K | 1.8% | |
| Vanguard Real Estate Index Fund Admiralb N/R | — | — | — | $307K | 1.5% | |
| MFS Blended Research Mid Cap EQ R N/R | — | — | — | $288K | 1.4% | |
| 6b b Artisan International Value Fund N/R | — | — | — | $278K | 1.3% | |
| Vanguard Mid Cap Index Fund Admiral N/R | — | — | — | $266K | 1.3% | |
| Vanguard LifeStrategy Moderate Growth Fund N/R | — | — | — | $234K | 1.1% | |
| Vanguard Life Strat Mod Grwth Fund I Mutual Fund | — | — | — | $234K | 1.1% | |
| T. Rowe Price T. Rowe Price Retirement BLND 2020 Ib N/R | — | — | — | $209K | 1.0% | |
| Baird Ultra Short Bond Fund Institutional N/R | — | — | — | $62K | 0.3% | |
| Class b Carillon Scout Mid Cap N/R | — | — | — | $45K | 0.2% | |
| Vanguard LifeStrategy Income Fund N/R | — | — | — | $39K | 0.2% | |
| Vanguard Developed Markets Index Fund Admiral N/R | — | — | — | $38K | 0.2% | |
| Vanguard Short-Term Invst Grade Admiral N/R | — | — | — | $23K | 0.1% |
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