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Original filing (PDF)20251008204005NAL0010432624001
PROFESSIONAL SERVICES GROUP, INC.
Form 5500
FILING_RECEIVED
PSG/CIP 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
36% in single holding
Active participants
402
Accounts w/ balance
437
Plan assets (EOY)
$17.1M
Net assets (EOY)
$17.1M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
82
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Fidelity Fidelity 500 Index Fund" is 36% of plan.
- 62 bps in Schedule C fees — 113% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PROFESSIONAL SERVICES GROUP, INC..
Plan sponsor
Name
PROFESSIONAL SERVICES GROUP, INC.
DBA
PSG/CIP
EIN
39-1442732
Address
6233 39TH AVENUE · KENOSHA, WI · 53142
Phone
(262) 654-1004
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
ECS FINANCIAL SERVICES
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JULY BUSINESS SERVICES LLC | 74-2715820 | WACO, TX | TPA AND RECORDKEEPER | $63K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HTLF RETIREMENT PLAN SERVICES | — | DUBUQUE, IA | INVESTMENT ADVISOR | $42K | — |
Investments
27 direct securities· $16.8M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | — | — | — | $6.0M | 35.5% | |
| Vanguard Balanced Index Admiral Shares | — | — | — | $3.0M | 17.3% | |
| JP Morgan JPMorgan Large Cap Growth R6 | — | — | — | $2.9M | 16.9% | |
| Nuveen Lifecycle Index 2060 R6 | — | — | — | $658K | 3.9% | |
| Hartford Schroders International Stk Sdr | — | — | — | $444K | 2.6% | |
| American Century Small Cap Growth Fund R6 ** 380 Baird Mid Cap Growth Institutional Class | — | — | — | $399K | 2.3% | |
| Vanguard Wellesley Income Admiral Shares | — | — | — | $389K | 2.3% | |
| Nuveen Lifecycle Index 2050 R6 | — | — | — | $332K | 1.9% | |
| Nuveen Lifecycle Index 2030 R6 | — | — | — | $319K | 1.9% | |
| Nuveen Lifecycle Index 2045 R6 | — | — | — | $253K | 1.5% | |
| Schwab Small Cap Index Fund | — | — | — | $252K | 1.5% | |
| Nuveen Real Estate Securities Select Fund R6 ** 772 Nuveen Lifecycle Index 2055 R6 | — | — | — | $236K | 1.4% | |
| Participant loans 5.25% to 10.5% 0 | — | — | — | $232K | 1.4% | |
| Nuveen Lifecycle Index 2065 R6 | — | — | — | $230K | 1.3% | |
| MFS Value Fd Class R6 | — | — | — | $173K | 1.0% | |
| DB&T FDIC-Insured Investment Account | — | — | — | $168K | 1.0% | |
| John Hancock John Hancock Fds Disciplined Val Mid Cap R6 | — | — | — | $166K | 1.0% | |
| Invesco Small Cap Value Fund Class R6 | — | — | — | $144K | 0.8% | |
| Vanguard Inflation-Protected Securities Fund Adm Share ** 879 Vanguard Mid-Cap Index Admiral Shares | — | — | — | $142K | 0.8% | |
| Nuveen Lifecycle Index 2040 R6 | — | — | — | $139K | 0.8% | |
| Federated Hermes Institutional High Yield Bond Fund ** 849 Fidelity Advisor Investment Gr Bond Fund Class Z | — | — | — | $111K | 0.7% | |
| Nuveen Lifecycle Index 2025 R6 | — | — | — | $46K | 0.3% | |
| JP Morgan JPMorgan Emerging Markets Equity R6 | — | — | — | $44K | 0.3% | |
| Lord Abbett Lord Abbett Short Duration Income R6 | — | — | — | $27K | 0.2% | |
| Nuveen Lifecycle Index 2020 R6 | — | — | — | $9K | <0.1% | |
| Nuveen Lifecycle Index 2035 R6 | — | — | — | $6K | <0.1% | |
| Nuveen Lifecycle Index 2010 R6 | — | — | — | $4K | <0.1% |
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