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Original filing (PDF)20251013093559NAL0001042497001
CSM COMPANIES, INC
Form 5500
FILING_RECEIVED
CSM COMPANIES, INC. 401(K) PLAN
401(k) retirement plan
Active participants
1,046
Accounts w/ balance
1,157
Plan assets (EOY)
$61.4M
Net assets (EOY)
$61.4M
How this plan invests
This plan
1 pooled trust
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 24 bps in Schedule C fees — 52% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CSM COMPANIES, INC.
Plan sponsor
Name
CSM COMPANIES, INC
EIN
39-1302058
Address
P.O. BOX 14200 · MADISON, WI · 537080200
Phone
(608) 241-5616
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $84K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GALLAGHER FIDUCIARY ADVISORS LLC | 36-4291971 | — | ADVISOR | $48K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $17K | — |
Investments
32 direct securities · 1 pooled fund· $63.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$61.2M
31 holdings
Common Collective Trust
$1.7M
1 holding
Mutual Funds
$95K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Index 2035 N/R | — | — | — | $8.0M | 13.1% | |
| Fidelity Freedom Index 2040 N/R | — | — | — | $6.6M | 10.7% | |
| Fidelity Freedom Index 2050 N/R | — | — | — | $6.1M | 10.0% | |
| Fidelity Freedom Index 2045 N/R | — | — | — | $5.9M | 9.7% | |
| Fidelity Freedom Index 2030 N/R | — | — | — | $4.7M | 7.6% | |
| Fidelity 500 Index N/R | — | — | — | $4.1M | 6.6% | |
| Vanguard US Growth N/R | — | — | — | $4.0M | 6.5% | |
| Fidelity Freedom Index 2055 N/R | — | — | — | $3.4M | 5.6% | |
| Fidelity Freedom Index 2025 N/R | — | — | — | $2.5M | 4.1% | |
| Fidelity Freedom Index 2060 N/R | — | — | — | $2.3M | 3.7% | |
| Fidelity Freedom Index 2020 N/R | — | — | — | $1.9M | 3.1% | |
| Vanguard Equity Income N/R | — | — | — | $1.9M | 3.1% | |
| Common Collective Trust Galliard Stable Return Fund N/R | — | — | — | $1.7M | 2.8% | |
| GALLIARD STBLE RTN C WELLS FARGO BANK, N.A. · EIN 52-2250946 / PN 001 | Common Collective Trust | — | — | $1.7M | 2.8% | |
| Participant Loans Interest rates: 4.25% - 9.50% $0 | — | — | — | $1.3M | 2.1% | |
| Vanguard Total International Stock N/R | — | — | — | $1.2M | 2.0% | |
| Baird Core Plus N/R | — | — | — | $909K | 1.5% | |
| Fidelity Freedom Index 2065 N/R | — | — | — | $870K | 1.4% | |
| Fidelity Mid Cap Index N/R | — | — | — | $775K | 1.3% | |
| Fidelity Small Cap Index N/R | — | — | — | $630K | 1.0% | |
| American Funds AF EuroPacific Growth N/R | — | — | — | $517K | 0.8% | |
| American Funds AF Balanced N/R | — | — | — | $297K | 0.5% | |
| American Beacon ABF Small Cap Value N/R | — | — | — | $296K | 0.5% | |
| JPMorgan Mid Cap Growth N/R | — | — | — | $272K | 0.4% | |
| Allspring Special Mid Cap Value N/R | — | — | — | $255K | 0.4% | |
| Fidelity Freedom Index 2010 N/R | — | — | — | $246K | 0.4% | |
| Fidelity US Bond N/R | — | — | — | $208K | 0.3% | |
| Fidelity Freedom Index 2015 N/R | — | — | — | $130K | 0.2% | |
| Alliance Bernstein AB Small Cap Growth N/R | Mutual Funds | — | — | $95K | 0.2% | |
| Money Market * Fidelity Government Money Market N/R | — | — | — | $25K | <0.1% | |
| Fidelity Freedom Index Inc N/R | — | — | — | $20K | <0.1% | |
| PIMCO Global Bond Opportunities N/R | — | — | — | $13K | <0.1% | |
| Fidelity Freedom Index 2070 N/R | — | — | — | $6K | <0.1% |