How big is LAC Courte Oreilles Tribal Governing Board's plan?

LAC Courte Oreilles Tribal Governing Board's plan reported $15.2M in assets and 1,175 participants for 2024.

Original filing (PDF)20251015143624NAL0002579699014

LAC Courte Oreilles Tribal Governing Board

Name: LAC Courte Oreilles Tribal Governing Board — Form 5500 Plan 001 (2024)
Creator: LAC Courte Oreilles Tribal Governing Board
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

LCO 401(k) Plan

401(k) retirement plan · LAC Courte Oreilles Tribal Governing Board's LCO 401(k) Plan held $15.2M in plan assets for 1,175 participants in 2024, with Transamerica as recordkeeper.

Signals · 3

Late participant contributionsNon-clean audit opinionCorrective distributions issued

Active participants

1,175

Accounts w/ balance

1,036

Plan assets (EOY)

$15.2M

Net assets (EOY)

$15.2M

People on this filing

Mary Lasieur signed LAC Courte Oreilles Tribal Governing Board's 2024 Form 5500 as plan administrator.

Mary Lasieur — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

LAC Courte Oreilles Tribal Governing Board's EIN is 39-1165322.

EIN 39-1165322

Plan number 001

Plan year 2024

ACK ID 20251015143624NAL0002579699014

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for LAC Courte Oreilles Tribal Governing Board from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

LAC Courte Oreilles Tribal Governing Board's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for LAC COURTE OREILLES TRIBAL GOVERNING BOARD.

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How this plan invests

This plan

30 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Below-average — multiple flags

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 131K (4% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).
Auditor issued a qualified / adverse / disclaimer opinion.
Total administrative cost in the bottom quartile of peers (14th percentile).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (19th percentile).

Plan sponsor

Name

LAC COURTE OREILLES TRIBAL GOVERNING BOARD

EIN

all filings

Address

13394 W. TREPANIA RD. · HAYWARD, WI · 54843

Phone

(715) 634-8934

Industry

Other Services (ex. Public Admin)

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TRANSAMERICA RETIREMENT SOLUTIONS	13-3689044	—	RECORD KEEPER	$53K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GLOBAL RETIREMENT PARTNERS LLC	47-1411118	—	INVESTMENT ADVISORY-PLAN	$38K	—

Investments

30 direct securities· $13.6M(89% of reported assets)

Other securities

$4.9M

17 holdings

Mutual Funds

$4.8M

8 holdings

Common Collective Trusts

$3.0M

2 holdings

Common Stocks

$752K

1 holding

Bonds / Notes

$199K

1 holding

Cash / Money Market

$4K

1 holding

					% of plan
Invesco Core Plus Bd Y	Mutual Funds	—	—	$2.0M	13.4%
Schwab S&P 500 Index	Common Collective Trusts	—	—	$1.5M	10.0%
Fidelity Lg Cap Gr Idx	Common Collective Trusts	—	—	$1.4M	9.5%
Columbia Integrated Large Cap Val Inst	Other securities	—	—	$1.3M	8.5%
Transamerica Life Ins. Co. Insurance Company/General Account	Common Stocks	—	—	$752K	4.9%
American Funds American Funds New Perspective R5	Mutual Funds	—	—	$541K	3.6%
MFS Intl Diversification R3	Mutual Funds	—	—	$537K	3.5%
Hartford Haford Schroders Intl Mlt-Cp Val SDR	Other securities	—	—	$493K	3.2%
Federated Hermes High Yld Bd IS	Other securities	—	—	$460K	3.0%
Dimensional DFA Emerging Mkts I	Mutual Funds	—	—	$448K	2.9%
T. Rowe Price T Rowe Price Science & Tech	Mutual Funds	—	—	$409K	2.7%
AB Small Cap Gr Z	Other securities	—	—	$387K	2.5%
PIMCO RAE US Small Instl	Mutual Funds	—	—	$360K	2.4%
T. Rowe Price T. Rowe Price Retrmnt 2040 Adv	Other securities	—	—	$340K	2.2%
Eagle Carillon Eagle Mid Cap Gr I	Other securities	—	—	$338K	2.2%
American Century American Century Mid Cap Val R5	Other securities	—	—	$321K	2.1%
Vanguard Small Cap Index Adm	Mutual Funds	—	—	$310K	2.0%
Principal Real Estate Sec Inst	Other securities	—	—	$267K	1.8%
Blackrock iShares Russell Mid-Cap Index Inv A	Other securities	—	—	$253K	1.7%
T. Rowe Price T. Rowe Price Retrmnt 2025 Adv	Other securities	—	—	$218K	1.4%
Participants Notes Receivable with interest rates of 6.50% to 9.50%	Bonds / Notes	—	—	$199K	1.3%
T. Rowe Price T. Rowe Price Retrmnt 2030 Adv	Other securities	—	—	$152K	1.0%
American Funds American Funds American Balanced R6	Mutual Funds	—	—	$120K	0.8%
T. Rowe Price T. Rowe Price Retrmnt 2045 Adv	Other securities	—	—	$103K	0.7%
T. Rowe Price T. Rowe Price Retrmnt 2050 Adv	Other securities	—	—	$74K	0.5%
T. Rowe Price T. Rowe Price Retrmnt 2055 Adv	Other securities	—	—	$59K	0.4%
T. Rowe Price T. Rowe Price Retrmnt 2060 Adv	Other securities	—	—	$45K	0.3%
T. Rowe Price T. Rowe Price Retrmnt 2035 Adv	Other securities	—	—	$42K	0.3%
T. Rowe Price T. Rowe Price Retrmnt 2020 Adv	Other securities	—	—	$31K	0.2%
Transamerica Trust Company Cash Reserve Account	Cash / Money Market	—	—	$4K	<0.1%