Original filing (PDF)20251013084229NAL0002109282006

WISCONSIN ASSOCIATION OF INDEPENDENT COLLEGES AND UNIVERSITIES

Name: WISCONSIN ASSOCIATION OF INDEPENDENT COLLEGES AND UNIVERSITIES — WAICU RETIREMENT READINESS PLAN, Form 5500 (2024)
Creator: WISCONSIN ASSOCIATION OF INDEPENDENT COLLEGES AND UNIVERSITIES

Form 5500

FILING_RECEIVED

WAICU RETIREMENT READINESS PLAN

403(b) retirement plan

Active participants

1,904

Accounts w/ balance

3,978

Plan assets (EOY)

$418.0M

Net assets (EOY)

$418.0M

How this plan invests

This plan

1 pooled trust

Schedule D

163 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (6 bps vs 10 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WISCONSIN ASSOCIATION OF INDEPENDENT COLLEGES AND UNIVERSITIES.

Plan sponsor

Name

WISCONSIN ASSOCIATION OF INDEPENDENT COLLEGES AND UNIVERSITIES

EIN

39-1039417

Address

122 W. WASHINGTON AVE. · SUITE 700 · MADISON, WI · 537032723

Phone

(608) 256-7761

Industry

Educational Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-13

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2K · 401(m) arrangement

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2R · Participant-directed brokerage (SDBA)

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

2U · Association Retirement Plan

Audit & trust (Schedule H)

Auditor

SIKICH CPA LLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TRANSAMERICA RETIREMENT SOLUTIONS	13-3689044	—	RECORD KEEPER	$184K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
ADVANCED CAPITAL GROUP	—	MINNEAPOLIS, MN	INVESTMENT ADVISOR	$50K	—

Broker

Name	EIN	Location	Relation	Direct comp	Indirect comp
NATIONAL FINANCIAL SERVICES	04-3523567	—	SECURITIES BROKER	$0	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
WISCONSIN ASSOCIATION OF INDEPENDEN	39-1039417	—	N/A	$33K	—

Investments

160 direct securities · 1 pooled fund· $415.4M(99% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$406.1M

159 holdings

Pooled Separate Account

$6.9M

1 holding

Mutual Funds

$2.4M

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
Insurance Contracts * TIAA Traditional Non-Fully Benefit-Responsive	—	—	—	$72.2M	17.3%
CREF Stock Fund - Class R2	—	—	—	$34.9M	8.3%
Vanguard Institutional Index Fund - Class I	—	—	—	$16.8M	4.0%
TIAA-CREF Lifecycle 2035 Fund - Institutional Class	—	—	—	$12.3M	3.0%
T. Rowe Price T. Rowe Price Blue Chip Growth Fund - Class I	—	—	—	$12.1M	2.9%
TIAA-CREF Lifecycle 2040 Fund - Institutional Class	—	—	—	$11.9M	2.8%
TIAA Traditional Fully Benefit-Responsive 2 ** 806 * Transamerica Life Insurance Company Transamerica Guaranteed Investment Option	—	—	—	$11.7M	2.8%
TIAA-CREF Lifecycle 2030 Fund - Institutional Class	—	—	—	$11.1M	2.6%
TIAA Traditional Fully Benefit-Responsive	—	—	—	$10.3M	2.5%
CREF Global Equities Fund - Class R2	—	—	—	$9.9M	2.4%
CREF Growth Fund - Class R2	—	—	—	$9.8M	2.3%
Vanguard Equity Income Fund - Admiral Class	—	—	—	$9.8M	2.3%
TIAA-CREF Lifecycle 2045 Fund - Institutional Class	—	—	—	$8.9M	2.1%
CREF Stock Fund - Class R1	—	—	—	$8.3M	2.0%
CREF Social Choice Fund - Class R2	—	—	—	$8.2M	2.0%
Vanguard Total Bond Market Index Fund - Class I	—	—	—	$7.8M	1.9%
TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$6.9M	1.6%
JP Morgan JP Morgan Core Plus Bond Fund - Class R6	—	—	—	$6.3M	1.5%
Vanguard Extended Market Index Fund - Class I	—	—	—	$6.2M	1.5%
TIAA-CREF Lifecycle 2025 Fund - Institutional Class	—	—	—	$6.2M	1.5%
Vanguard Inf-Protected Securities Fund - Class I	—	—	—	$6.1M	1.5%
TIAA-CREF Lifecycle 2050 Fund - Institutional Class	—	—	—	$6.1M	1.5%
Vanguard FTSE Social Index Fund - Class I	—	—	—	$5.9M	1.4%
Registered Investment Companies * CREF Core Bond Fund - Class R2	—	—	—	$5.6M	1.3%
CREF Equity Index Fund - Class R2	—	—	—	$5.5M	1.3%
TIAA-CREF Lifecycle 2040 Fund - Retirement	—	—	—	$5.3M	1.3%
Vanguard Total International Stock Index Fund - Admiral Class	—	—	—	$4.7M	1.1%
CREF Growth Fund - Class R1	—	—	—	$3.8M	0.9%
Self-Directed Brokerage Accounts * Various Personal Choice Retirement Account	—	—	—	$3.7M	0.9%
TIAA-CREF Large-Cap Value Fund - Retirement	—	—	—	$3.6M	0.9%
TIAA-CREF Lifecycle 2055 Fund - Institutional Class	—	—	—	$3.5M	0.8%
TIAA-CREF Core Impact Bond Fund - Institutional Class	—	—	—	$3.0M	0.7%
TIAA-CREF International Equity Fund - Retirement	—	—	—	$3.0M	0.7%
TIAA-CREF Lifecycle 2035 Fund - Retirement	—	—	—	$2.9M	0.7%
TIAA-CREF Lifecycle 2020 Fund - Institutional Class	—	—	—	$2.8M	0.7%
TIAA-CREF Lifecycle 2045 Fund - Retirement	—	—	—	$2.6M	0.6%
MassMutual High Yield Fund - Class I	—	—	—	$2.6M	0.6%
TIAA-CREF Lifecycle 2025 Fund - Retirement	—	—	—	$2.5M	0.6%
and Money Market Mutual Funds Allspring Special Small Cap Value Fund - Class R6	Mutual Funds	—	—	$2.4M	0.6%
Fidelity Investments Fidelity Emerging Markets Fund	—	—	—	$2.4M	0.6%
CREF Social Choice Fund - Class R1	—	—	—	$2.4M	0.6%
CREF Inflation-Linked Bond Fund - Class R2	—	—	—	$2.4M	0.6%
American Century American Century Small Cap Growth Fund - Class R6	—	—	—	$2.3M	0.5%
MFS International Intrinsic Value Fund - Class R6	—	—	—	$2.2M	0.5%
CREF Global Equities Fund - Class R1	—	—	—	$2.1M	0.5%
CREF Equity Index Fund - Class R1	—	—	—	$2.1M	0.5%
Cohen & Steers Cohen & Steers Real Estate Securities Fund - Class Z	—	—	—	$2.1M	0.5%
TIAA-CREF Lifecycle 2060 Fund - Institutional Class	—	—	—	$2.0M	0.5%
TIAA-CREF Quant Small Cap Equity Fund - Retirement	—	—	—	$2.0M	0.5%
T. Rowe Price T. Rowe Price International Discovery Fund - Class I	—	—	—	$1.9M	0.5%
CREF Money Market Fund - Class R2	—	—	—	$1.8M	0.4%
PIMCO International Bond Fund (US Dollar-Hedged) - Institution	—	—	—	$1.7M	0.4%
TIAA-CREF Lifecycle 2030 Fund - Retirement	—	—	—	$1.5M	0.4%
TIAA-CREF S&P 500 Index Fund - Retirement	—	—	—	$1.5M	0.4%
Vanguard Small Cap Index Fund - Admiral Class	—	—	—	$1.5M	0.4%
TIAA-CREF Lifecycle 2050 Fund - Retirement	—	—	—	$1.4M	0.3%
TIAA-CREF Large-Cap Value Index Fund - Retirement	—	—	—	$1.4M	0.3%
Vanguard Total Stock Market Index Fund - Admiral Class	—	—	—	$1.3M	0.3%
TIAA-CREF International Equity Index Fund - Retirement	—	—	—	$1.3M	0.3%
Vanguard Total Bond Market Index Fund - Admiral Class	—	—	—	$1.2M	0.3%
CREF Core Bond Fund - Class R1	—	—	—	$1.0M	0.3%
TIAA-CREF Large-Cap Growth Index Fund - Retirement	—	—	—	$961K	0.2%
TIAA-CREF Lifecycle 2010 Fund - Institutional Class	—	—	—	$896K	0.2%
Fidelity Investments Fidelity International Index Fund ** 77 * Fidelity Investments Fidelity International Sustainability Index Fund	—	—	—	$893K	0.2%
TIAA-CREF Lifecycle 2015 Fund - Retirement	—	—	—	$827K	0.2%
Fidelity Investments Fidelity Blue Chip Growth Fund	—	—	—	$775K	0.2%
TIAA-CREF Mid-Cap Growth Fund - Retirement	—	—	—	$712K	0.2%
CREF Money Market Fund - Class R1	—	—	—	$628K	0.2%
TIAA-CREF Lifecycle 2055 Fund - Retirement	—	—	—	$586K	0.1%
TIAA Access T-C LifeCycle 2030 Fund - Class T4	—	—	—	$556K	0.1%
TIAA Access T-C International Equity Fund - Class T4	—	—	—	$460K	0.1%
TIAA-CREF Lifecycle 2010 Fund - Retirement	—	—	—	$453K	0.1%
TIAA Access T-C LifeCycle 2035 Fund - Class T4	—	—	—	$439K	0.1%
Fidelity Investments Fidelity Freedom 2020 Fund - Class K	—	—	—	$423K	0.1%
TIAA Access T-C LifeCycle 2045 Fund - Class T4	—	—	—	$414K	<0.1%
TIAA-CREF Lifecycle 2015 Fund - Institutional Class	—	—	—	$391K	<0.1%
CREF Inflation-Linked Bond Fund - Class R1	—	—	—	$387K	<0.1%
TIAA-CREF Small-Cap Blend Index Fund - Retirement	—	—	—	$386K	<0.1%
Fidelity Investments Fidelity Contrafund Fund	—	—	—	$354K	<0.1%
TIAA Access T-C Large Cap Value Fund - Class T4	—	—	—	$328K	<0.1%
Fidelity Investments Fidelity Growth & Fund Income Fund	—	—	—	$324K	<0.1%
TIAA Access T-C LifeCycle 2020 Fund - Class T4	—	—	—	$323K	<0.1%
Fidelity Investments Fidelity OTC Portfolio Fund	—	—	—	$303K	<0.1%
TIAA Access T-C Growth & Income Fund - Class T4	—	—	—	$299K	<0.1%
TIAA-CREF Lifecycle 2065 Fund - Institutional Class	—	—	—	$288K	<0.1%
TIAA Access T-C Mid Cap Value Fund - Class T4	—	—	—	$277K	<0.1%
TIAA-CREF Lifecycle Income Fund - Retirement	—	—	—	$270K	<0.1%
Fidelity Investments Fidelity Short-Term Treasury Bond Index Fund ** 499 * Fidelity Investments Fidelity Small Cap Growth Fund	—	—	—	$222K	<0.1%
TIAA Access T-C LifeCycle 2040 Fund - Class T4	—	—	—	$201K	<0.1%
TIAA Access T-C Small Cap Equity Fund - Class T4	—	—	—	$194K	<0.1%
TIAA Access T-C Real Estate Securities Fund - Class T4	—	—	—	$191K	<0.1%
Fidelity Investments Fidelity Mid Cap Stock Fund ** 300 * Fidelity Investments Fidelity Multi Asset Index Fund	—	—	—	$189K	<0.1%
TIAA-CREF Lifecycle Index Retirement Income Fund - Institutio	—	—	—	$186K	<0.1%
Fidelity Investments Fidelity Select Retailing Portfolio	—	—	—	$180K	<0.1%
TIAA Access T-C Large Cap Growth Fund - Class T4	—	—	—	$174K	<0.1%
Fidelity Investments Fidelity Capital & Income Fund	—	—	—	$167K	<0.1%
TIAA-CREF Equity Index Fund - Retirement	—	—	—	$161K	<0.1%
Fidelity Investments Fidelity Asset Manager 85% Fund	—	—	—	$155K	<0.1%
Fidelity Investments Fidelity Freedom 2040 Fund - Class K	—	—	—	$153K	<0.1%
Fidelity Investments Fidelity Freedom 2030 Fund - Class K	—	—	—	$145K	<0.1%
Fidelity Investments Fidelity Growth Company Fund	—	—	—	$140K	<0.1%
Calvert US Large Cap Core Responsible Index Fun - Class I	—	—	—	$128K	<0.1%
TIAA Access T-C LifeCycle 2050 Fund - Class T4	—	—	—	$120K	<0.1%
Fidelity Investments Fidelity Treasury Only Money Market Fund	—	—	—	$120K	<0.1%
Fidelity Investments Fidelity Nasdaq Composite Index Fund	—	—	—	$107K	<0.1%
TIAA-CREF Lifecycle 2060 Fund - Retirement	—	—	—	$103K	<0.1%
Fidelity Investments Fidelity Low Priced Stock Fund	—	—	—	$97K	<0.1%
TIAA Access T-C Small Cap Blend Index Fund - Class T4	—	—	—	$96K	<0.1%
Fidelity Investments Fidelity Diversified International Fund	—	—	—	$93K	<0.1%
State Street State Street Institutional US Government Money Market Premier	—	—	—	$90K	<0.1%
Variable Annuity Contracts * TIAA Access T-C Bond Fund - Class T4	—	—	—	$86K	<0.1%
Fidelity Investments Fidelity Canada Fund	—	—	—	$85K	<0.1%
Fidelity Investments Fidelity Magellan Fund	—	—	—	$85K	<0.1%
TIAA Access T-C LifeCycle 2025 Fund - Class T4	—	—	—	$84K	<0.1%
TIAA Access T-C Equity Index Fund - Class T4	—	—	—	$83K	<0.1%
TIAA Access T-C Large-Cap Res Equity - Class T4	—	—	—	$83K	<0.1%
Fidelity Investments Fidelity Equity Income Fund	—	—	—	$82K	<0.1%
Fidelity Investments Fidelity Select Utilities Portfolio	—	—	—	$80K	<0.1%
Fidelity Investments Fidelity Growth Strategies Fund ** 610 * Fidelity Investments Fidelity High Income Fund	—	—	—	$80K	<0.1%
Fidelity Investments Fidelity Freedom 2035 Fund - Class K	—	—	—	$76K	<0.1%
Fidelity Investments Fidelity Select Technology Portfolio	—	—	—	$71K	<0.1%
TIAA Access T-C Mid Cap Growth Fund - Class T4	—	—	—	$66K	<0.1%
Fidelity Investments Fidelity Select Biotechnology Portfolio	—	—	—	$63K	<0.1%
Fidelity Investments Fidelity Government Money Market Fund	—	—	—	$63K	<0.1%
Fidelity Investments Fidelity Inflation Protected Bond Index Fund	—	—	—	$62K	<0.1%
TIAA Access T-C LifeCycle 2055 Fund - Class T4	—	—	—	$61K	<0.1%
Fidelity Investments Fidelity New Millennium Fund	—	—	—	$61K	<0.1%
TIAA Access T-C LifeCycle 2015 Fund - Class T4	—	—	—	$60K	<0.1%
Fidelity Investments Fidelity Environment Alternative Energy Fund	—	—	—	$60K	<0.1%
Fidelity Investments Fidelity Total Market Index Fund	—	—	—	$59K	<0.1%
Fidelity Investments Fidelity Asset Manager 70% Fund	—	—	—	$58K	<0.1%
Fidelity Investments Fidelity Balanced Fund	—	—	—	$56K	<0.1%
Fidelity Investments Fidelity Freedom 2060 Fund - Class K ** 262 * Fidelity Investments Fidelity Freedom Income Fund - Class K	—	—	—	$52K	<0.1%
TIAA Access T-C LifeCycle 2010 Fund - Class T4	—	—	—	$49K	<0.1%
Fidelity Investments Fidelity Small Cap Value Fund ** 264 * Fidelity Investments Fidelity Strategic Income Fund	—	—	—	$47K	<0.1%
Fidelity Investments Fidelity Select Semiconductors Portfolio	—	—	—	$46K	<0.1%
Fidelity Investments Fidelity Government Cash Reserves Fund	—	—	—	$46K	<0.1%
Fidelity Investments Fidelity Mid Cap Index Fund	—	—	—	$41K	<0.1%
Fidelity Investments Fidelity Value Fund	—	—	—	$40K	<0.1%
Fidelity Investments Fidelity Total Bond Fund	—	—	—	$36K	<0.1%
Fidelity Investments Fidelity Freedom 2045 Fund - Class K	—	—	—	$35K	<0.1%
Fidelity Investments Fidelity Small Cap Stock Fund	—	—	—	$33K	<0.1%
TIAA Access T-C Bond Plus Fund - Class T4	—	—	—	$32K	<0.1%
TIAA Access T-C LifeCycle 2060 Fund - Class T4	—	—	—	$30K	<0.1%
Fidelity Investments Fidelity 500 Index Fund	—	—	—	$28K	<0.1%
Fidelity Investments Fidelity Extended Market Index Fund	—	—	—	$28K	<0.1%
Fidelity Investments Fidelity Limited Term Government Fund	—	—	—	$22K	<0.1%
Fidelity Investments Fidelity Freedom 2025 Fund - Class K	—	—	—	$21K	<0.1%
Fidelity Investments Fidelity Dividend Growth Fund	—	—	—	$20K	<0.1%
Fidelity Investments Fidelity Select Energy Portfolio	—	—	—	$17K	<0.1%
Fidelity Investments Fidelity Select Software Portfolio	—	—	—	$15K	<0.1%
TIAA Access T-C Inflation-Linked Bond Fund - Class T4	—	—	—	$13K	<0.1%
Fidelity Investments Fidelity Intermediate Bond Fund	—	—	—	$11K	<0.1%
Fidelity Investments Fidelity Freedom 2050 Fund - Class K	—	—	—	$11K	<0.1%
TIAA Access T-C Money Market Fund - Class T4	—	—	—	$10K	<0.1%
Fidelity Investments Fidelity Europe Fund	—	—	—	$8K	<0.1%
Fidelity Investments Fidelity Emerging Asia Fund	—	—	—	$7K	<0.1%
Fidelity Investments Fidelity Select Medical Technology and Devices Portfolio	—	—	—	$5K	<0.1%
Fidelity Investments Fidelity Blue Chip Value Fund	—	—	—	$4K	<0.1%
Fidelity Investments Fidelity US Sustain Index Fund	—	—	—	$3K	<0.1%
Fidelity Investments Fidelity Asset Manager 40% Fund	—	—	—	$2K	<0.1%