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Original filing (PDF)20251015132907NAL0004984593001
WESTERN INDUSTRIES, INC.
Form 5500
FILING_RECEIVED
WESTERN INDUSTRIES, INC. EMPLOYEES PENSION PLAN
Defined-benefit pension plan
Signals · 2
77% in single holding~101 bps in Sched C fees
Active participants
0
Accounts w/ balance
0
Plan assets (EOY)
$18.1M
Net assets (EOY)
$18.1M
How this plan invests
This plan
4 pooled trusts
Schedule D
12 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
82
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
75
Participation health
90
Knocking points off
- Top holding "BlackRock Registered Investment CompanyISHARES MSCI EAFE INT IDX K FD" is 77% of plan.
- 101 bps in Schedule C fees — 247% above peer band of 29 bps.
- Plan is frozen (1I) — no new benefit accrual.
- No active participants reported but plan still holds assets.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WESTERN INDUSTRIES, INC..
Plan sponsor
Name
WESTERN INDUSTRIES, INC.
EIN
39-0808688
Address
1 TOWNE SQ STE 1570 · SOUTHFIELD, MI · 48076
Phone
(616) 502-7731
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
1I · Frozen plan — no new benefit accrual
Audit & trust (Schedule H)
Auditor
WIPFLI
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $166K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WIPFLI LLP | 39-0758449 | — | ACCOUNTANT | $17K | — |
Investments
10 direct securities · 4 pooled funds· $36.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$18.1M
10 holdings
Pooled Separate Account
$18.0M
4 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BlackRock Registered Investment CompanyISHARES MSCI EAFE INT IDX K FD | — | — | $12.8M | $14.0M | 77.5% | |
| PRIN LDI INTRM DUR SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 128 | Pooled Separate Account | — | — | $14.0M | 77.5% | |
| Vanguard Group Registered Investment CompanyVGD DIVIDEND GROWTH INV FUND | — | — | $3.5M | $4.0M | 21.9% | |
| PRIN LDI LONG DURATION SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 104 | Pooled Separate Account | — | — | $4.0M | 21.9% | |
| Vanguard Group Registered Investment CompanyVANGUARD GROWTH INDEX ADM FUND | — | — | $20K | $33K | 0.2% | |
| Vanguard Group Registered Investment CompanyVANGUARD SM CAP VAL IDX ADM FD | — | — | $26K | $26K | 0.1% | |
| PRIN LDI SHORT DUR SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 127 | Pooled Separate Account | — | $3K | $20K | 0.1% | |
| Principal Life Insurance Company Pooled Separate AccountsPRIN LDI LONG DURATION SA-Z | — | — | $2K | $13K | <0.1% | |
| Vanguard Group Registered Investment CompanyVANGUARD EMG MK STK IDX ADM FD | — | — | $14K | $12K | <0.1% | |
| Vanguard Group Registered Investment CompanyVANGUARD VALUE INDEX ADM FUND | — | — | $11K | $9K | <0.1% | |
| Vanguard Group Registered Investment CompanyVANGUARD MIDCAP VAL IDX ADM FD | — | — | $12K | $4K | <0.1% | |
| Vanguard Group Registered Investment CompanyVANGUARD SM CAP GR IDX ADM FD | — | — | $30K | $3K | <0.1% | |
| PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | $3K | $2K | <0.1% | |
| Principal Life Insurance Company Pooled Separate AccountsPRIN LDI INTRM DUR SEP ACCT-Z | — | — | $514 | $506 | <0.1% |