Original filing (PDF)20251015104654NAL0008807714001

HORICON BANK

Name: HORICON BANK — HORICON BANK PROFIT SHARING AND EMPLOYEE STOCK OWNERSHIP PLAN, Form 5500 (2024)
Creator: HORICON BANK

Form 5500

FILING_RECEIVED

HORICON BANK PROFIT SHARING AND EMPLOYEE STOCK OWNERSHIP PLAN

401(k) retirement plan

Signals · 3

43% in single holding43% employer stockHigh average account balance

Active participants

219

Accounts w/ balance

302

Plan assets (EOY)

$46.7M

Net assets (EOY)

$46.6M

How this plan invests

This plan

47 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade B

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HORICON BANK.

Plan sponsor

Name

HORICON BANK

EIN

39-0356800

Address

P.O. BOX 144 · HORICON, WI · 53032

Phone

(920) 485-3040

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2T · Default investment account (QDIA)

2E · Profit-sharing

2H · Partial participant-directed accounts

2J · 401(k) feature

2F · ERISA section 404(c)

2O · ESOP (non-leveraged)

2Q · S-corporation ESOP

Audit & trust (Schedule H)

Service providers (Schedule C)

2 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
CREATIVE PLANNING HOLDCO, LLC	84-4519624	—	INVESTMENT ADVISOR	$45K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
WIPFLI LLP	39-0758449	—	TPA	$51K	—

Investments

47 direct securities· $45.1M(97% of reported assets)

Other securities

$24.6M

45 holdings

Common Stock

$19.4M

1 holding

Cash / Money Market

$1.1M

1 holding

					% of plan
Sword Financial Corp. Stock	Common Stock	—	$7.6M	$19.4M	41.6%
Fidelity 500 Index	Other securities	—	—	$3.6M	7.6%
Vanguard Target Retirement 2025 Fund	Other securities	—	—	$3.2M	6.8%
Vanguard Developed Markets Index Fund	Other securities	—	—	$1.8M	3.9%
Vanguard Mid-Cap Index Fund	Other securities	—	—	$1.4M	3.1%
Horicon Bank Money Market Account	Cash / Money Market	—	$1.1M	$1.1M	2.4%
Avantis U.S. Equity Fund	Other securities	—	—	$1.1M	2.4%
Vanguard Intermediate Term Bond Index Fund	Other securities	—	—	$1.0M	2.2%
Deposit Management Program I (Participant-Directed)	Other securities	—	—	$1.0M	2.2%
Dodge & Cox Income Fund	Other securities	—	—	$982K	2.1%
Vanguard Real Estate Index Fund	Other securities	—	—	$911K	2.0%
Avantis Emerging Markets Equity Fund	Other securities	—	—	$865K	1.9%
Avantis U.S. Small Cap Value Fund	Other securities	—	—	$853K	1.8%
Vanguard Emerging Markets Stock Index Fund	Other securities	—	—	$847K	1.8%
Vanguard Target Retirement 2035 Fund	Other securities	—	—	$823K	1.8%
DFA International Core Equity Portfolio Fund	Other securities	—	—	$768K	1.6%
DFA Investment Grade Portfolio	Other securities	—	—	$704K	1.5%
Vanguard Small-Cap Index Fund	Other securities	—	—	$630K	1.3%
Deposit Management Program I (Nonparticipant-Directed)	Other securities	—	$621K	$621K	1.3%
Avantis International Small Cap Value Fund	Other securities	—	—	$608K	1.3%
Dodge & Cox Income Fund	Other securities	—	$435K	$428K	0.9%
DFA Inflation Protected Securities Portfolio	Other securities	—	—	$336K	0.7%
Heartland Value Fund	Other securities	—	—	$319K	0.7%
Vanguard Target Retirement 2060 Fund	Other securities	—	—	$268K	0.6%
Vanguard Target Retirement 2040 Fund	Other securities	—	—	$217K	0.5%
Vanguard Target Retirement 2030 Fund	Other securities	—	—	$187K	0.4%
Vanguard Target Retirement 2055 Fund	Other securities	—	—	$177K	0.4%
Vanguard Target Retirement 2045 Fund	Other securities	—	—	$162K	0.3%
Vanguard Intermediate Term Bond Fund	Other securities	—	$128K	$126K	0.3%
Vanguard Target Retirement 2050 Fund	Other securities	—	—	$83K	0.2%
DFA Investment Grade Portfolio	Other securities	—	$83K	$81K	0.2%
Vanguard Target Retirement 2065 Fund	Other securities	—	—	$74K	0.2%
Fidelity 500 index	Other securities	—	$57K	$68K	0.1%
DFA Inflation Protected Securities Portfolio	Other securities	—	$45K	$44K	<0.1%
Vanguard Mid Cap Index Fund	Other securities	—	$33K	$36K	<0.1%
Vanguard Real Estate Index Fund Admiral Shares	Other securities	—	$30K	$30K	<0.1%
Vanguard Developed Markets Index Fund	Other securities	—	$25K	$25K	<0.1%
Vanguard Emerging Markets Stock Index Fund	Other securities	—	$17K	$19K	<0.1%
DFA International Core Equity Portfolio	Other securities	—	$12K	$12K	<0.1%
Avantis Emerging Markets Equity Fund	Other securities	—	$12K	$12K	<0.1%
Avantis International Small Cap Value Fund	Other securities	—	$12K	$12K	<0.1%
Avantis U.S. Equity Institutional	Other securities	—	$10K	$12K	<0.1%
Vanguard Target Retirement Income Fund ** 806 Vanguard Target Retirement 2020 Fund	Other securities	—	—	$12K	<0.1%
Avantis U.S. Small Cap Value Fund	Other securities	—	$11K	$12K	<0.1%
Vanguard Small Cap Index Fund	Other securities	—	$5K	$6K	<0.1%
Vanguard Target Retirement 2070 Fund	Other securities	—	—	$6K	<0.1%
Fidelity Large Cap Growth Index Fund	Other securities	—	—	$1K	<0.1%