Original filing (PDF)20250730093330NAL0004453825001

CERTCO, INC.

Name: CERTCO, INC. — CERTCO, INC. UNION SAVINGS PLAN, Form 5500 (2024)
Creator: CERTCO, INC.

Form 5500

FILING_RECEIVED

CERTCO, INC. UNION SAVINGS PLAN

401(k) retirement plan

Signals · 1

64% in single holding

Active participants

249

Accounts w/ balance

257

Plan assets (EOY)

$9.4M

Net assets (EOY)

$9.4M

How this plan invests

This plan

3 pooled trusts

Schedule D

2 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

100

Vendor stack

100

Participation health

100

Knocking points off

Top holding "[DFE: LARGE CAP GROWTH JPMORGAN INVESTMENT MANAGEMENT FUND (SALC2) (extraction pending)]" is 64% of plan.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CERTCO, INC..

Plan sponsor

Name

CERTCO, INC.

EIN

39-0203490

Address

5321 VERONA ROAD · MADISON, WI · 53711

Phone

(608) 270-2393

Industry

Wholesale Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-07-30

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

WIPFLI LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY O	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$51K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
WORLD INVESTMENT ADVISORS LLC	—	SANTA BARBARA, CA	INVESTMENT ADVISOR	$3K	—

Broker

Name	EIN	Location	Relation	Direct comp	Indirect comp
US BANCORP INVESTMENTS INC	—	ST LOUIS, MO	BROKER/ADVISER	$0	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$4K	—

Investments

3 pooled funds· $126K(1% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Pooled Separate Account

$80K

2 holdings

Common Collective Trust

$46K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
LARGE CAP GROWTH / JP MORGAN INVST EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 141	Pooled Separate Account	—	—	$80K	0.9%
COHEN AND STEERS U S REALTY FUND CL COHEN AND STEERS REALTY SHARES · EIN 47-1211722 / PN 003	Common Collective Trust	—	—	$46K	0.5%
LARGE CAP GROWTH / JPMORGAN EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 141	Pooled Separate Account	—	—	$0	<0.1%