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Original filing (PDF)20260210145523NAL0002309889001
SHEET METAL 7 ZONE 3 PENSION FUND
Form 5500
FILING_RECEIVED
SHEET METAL 7 ZONE 3 PENSION FUND
Defined-benefit pension plan
Signals · 3
100% in single holdingNo recordkeeper disclosed13 service providers
Active participants
227
Accounts w/ balance
—
Plan assets (EOY)
$65.6M
Net assets (EOY)
$65.4M
How this plan invests
This plan
1 pooled trust
Schedule D
1 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
83
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
68
Participation health
100
Knocking points off
- Top holding "[DFE: EB REAL ESTATE FUND (no filing on disk)]" is 100% of plan.
- 57 bps in Schedule C fees — 257% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
- Highly fragmented vendor stack (13 disclosed providers, 7 categories).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SHEET METAL 7 ZONE 3 PENSION FUND.
Plan sponsor
Name
SHEET METAL 7 ZONE 3 PENSION FUND
EIN
38-6237161
Address
700 TOWER DRIVE SUITE 300 · TROY, MI · 480982808
Phone
(248) 813-9800
Industry
Plumbing, Heating, AC Contractors· Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-05-01
Tax period
2025-04-30
Filed
2026-02-10
Pension benefit codes
1B · Flat-dollar DB formula
2N · Code section 408 accounts and annuities
Audit & trust (Schedule H)
Auditor
WESLEY HADDAD & CO LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
13 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHEVY CHASE | — | BETHESDA, MD | INVESTMENT CUSTODIAN | $42K | — |
Advisor / Consultant
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY LLC | 26-4310844 | — | INVESTMENT MANAGER | $116K | — |
| ANCORA | — | MAYFIELD HEIGHTS, OH | INVESTMENT MANAGER | $28K | — |
| SEGAL SBH | — | BOSTON, MA | INVESTMENT MANAGER | $24K | — |
| TCW | — | LOS ANGELES, CA | INVESTMENT MANAGER | $14K | — |
| ARISTOTLE | — | LOS ANGELES, CA | INVESTMENT MANAGER | $14K | — |
| SEIX | — | PARK RIDGE, NJ | INVESTMENT MANAGER | $6K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BENESYS INC. | 38-6058023 | — | PLAN TPA | $60K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WRUBEL WESLEY & CO C.P.A.'S | 38-2574238 | — | PLAN AUDITOR | $15K | — |
Actuary
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CUNI, RUST & STRENK | 31-1227755 | — | PLAN ACTUARY | $13K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LEDBETTER PARISI LLC | 03-0599899 | — | PLAN LEGAL COUNCIL | $21K | — |
Investments
1 pooled fund· $4.0M(6% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| EB REAL ESTATE FUND THE CHEVY CHASE TRUST COMPANY · EIN 52-6257033 / PN 003 | Common Collective Trust | — | — | $4.0M | 6.1% |